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Side-by-side financial comparison of AMERICAN COASTAL INSURANCE Corp (ACIC) and California Resources Corp (CRC). Click either name above to swap in a different company.

California Resources Corp is the larger business by last-quarter revenue ($119.0M vs $86.4M, roughly 1.4× AMERICAN COASTAL INSURANCE Corp). AMERICAN COASTAL INSURANCE Corp produced more free cash flow last quarter ($70.9M vs $-32.0M). Over the past eight quarters, AMERICAN COASTAL INSURANCE Corp's revenue compounded faster (13.9% CAGR vs -46.3%).

United Property & Casualty Insurance Company, Inc. is an American property and casualty insurance company with headquarters in Florida. It writes commercial, residential, homeowners’, and flood insurance policies in several coastal states.

California Resources Corporation is an American energy corporation engaged in hydrocarbon exploration in California. It is organized in Delaware and headquartered in Long Beach, California. Its mineral acreage holdings in California constitute the largest privately held position in the state.

ACIC vs CRC — Head-to-Head

Bigger by revenue
CRC
CRC
1.4× larger
CRC
$119.0M
$86.4M
ACIC
More free cash flow
ACIC
ACIC
$102.9M more FCF
ACIC
$70.9M
$-32.0M
CRC
Faster 2-yr revenue CAGR
ACIC
ACIC
Annualised
ACIC
13.9%
-46.3%
CRC

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
ACIC
ACIC
CRC
CRC
Revenue
$86.4M
$119.0M
Net Profit
$26.6M
Gross Margin
Operating Margin
43.2%
-597.5%
Net Margin
30.8%
Revenue YoY
9.0%
Net Profit YoY
437.1%
EPS (diluted)
$0.54
$-8.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACIC
ACIC
CRC
CRC
Q1 26
$119.0M
Q4 25
$86.4M
$679.0M
Q3 25
$90.4M
$715.0M
Q2 25
$86.5M
$702.0M
Q1 25
$72.2M
$814.0M
Q4 24
$79.3M
$826.0M
Q3 24
$82.1M
$870.0M
Q2 24
$68.7M
$412.0M
Net Profit
ACIC
ACIC
CRC
CRC
Q1 26
Q4 25
$26.6M
$12.0M
Q3 25
$32.5M
$64.0M
Q2 25
$26.4M
$172.0M
Q1 25
$21.3M
$115.0M
Q4 24
$4.9M
$33.0M
Q3 24
$28.1M
$345.0M
Q2 24
$19.1M
$8.0M
Operating Margin
ACIC
ACIC
CRC
CRC
Q1 26
-597.5%
Q4 25
43.2%
6.9%
Q3 25
46.1%
13.7%
Q2 25
41.8%
38.0%
Q1 25
34.8%
22.9%
Q4 24
11.2%
8.2%
Q3 24
43.9%
59.5%
Q2 24
35.1%
9.2%
Net Margin
ACIC
ACIC
CRC
CRC
Q1 26
Q4 25
30.8%
1.8%
Q3 25
35.9%
9.0%
Q2 25
30.6%
24.5%
Q1 25
29.6%
14.1%
Q4 24
6.2%
4.0%
Q3 24
34.2%
39.7%
Q2 24
27.8%
1.9%
EPS (diluted)
ACIC
ACIC
CRC
CRC
Q1 26
$-8.02
Q4 25
$0.54
$0.21
Q3 25
$0.65
$0.76
Q2 25
$0.53
$1.92
Q1 25
$0.43
$1.26
Q4 24
$0.10
$0.87
Q3 24
$0.57
$3.78
Q2 24
$0.39
$0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACIC
ACIC
CRC
CRC
Cash + ST InvestmentsLiquidity on hand
$198.8M
Total DebtLower is stronger
$150.0M
Stockholders' EquityBook value
$317.6M
$2.9B
Total Assets
$1.1B
Debt / EquityLower = less leverage
0.47×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACIC
ACIC
CRC
CRC
Q1 26
Q4 25
$198.8M
$132.0M
Q3 25
$267.9M
$196.0M
Q2 25
$315.5M
$72.0M
Q1 25
$167.2M
$214.0M
Q4 24
$137.0M
$372.0M
Q3 24
$183.1M
$241.0M
Q2 24
$229.4M
$1.0B
Total Debt
ACIC
ACIC
CRC
CRC
Q1 26
Q4 25
$150.0M
Q3 25
$1.0B
Q2 25
$1.0B
Q1 25
$1.0B
Q4 24
$150.0M
$1.1B
Q3 24
$1.1B
Q2 24
$1.2B
Stockholders' Equity
ACIC
ACIC
CRC
CRC
Q1 26
$2.9B
Q4 25
$317.6M
$3.7B
Q3 25
$327.2M
$3.4B
Q2 25
$292.3M
$3.4B
Q1 25
$260.9M
$3.5B
Q4 24
$235.7M
$3.5B
Q3 24
$259.6M
$3.5B
Q2 24
$223.1M
$2.1B
Total Assets
ACIC
ACIC
CRC
CRC
Q1 26
Q4 25
$1.1B
$7.4B
Q3 25
$1.2B
$6.8B
Q2 25
$1.3B
$6.7B
Q1 25
$1.2B
$6.8B
Q4 24
$1.2B
$7.1B
Q3 24
$1.1B
$7.1B
Q2 24
$1.3B
$4.5B
Debt / Equity
ACIC
ACIC
CRC
CRC
Q1 26
Q4 25
0.47×
Q3 25
0.29×
Q2 25
0.30×
Q1 25
0.29×
Q4 24
0.64×
0.32×
Q3 24
0.32×
Q2 24
0.57×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACIC
ACIC
CRC
CRC
Operating Cash FlowLast quarter
$71.0M
$99.0M
Free Cash FlowOCF − Capex
$70.9M
$-32.0M
FCF MarginFCF / Revenue
82.0%
-26.9%
Capex IntensityCapex / Revenue
0.2%
Cash ConversionOCF / Net Profit
2.67×
TTM Free Cash FlowTrailing 4 quarters
$380.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACIC
ACIC
CRC
CRC
Q1 26
$99.0M
Q4 25
$71.0M
$235.0M
Q3 25
$-35.6M
$279.0M
Q2 25
$127.9M
$165.0M
Q1 25
$26.4M
$186.0M
Q4 24
$243.5M
$206.0M
Q3 24
$-9.0M
$220.0M
Q2 24
$126.4M
$97.0M
Free Cash Flow
ACIC
ACIC
CRC
CRC
Q1 26
$-32.0M
Q4 25
$70.9M
$115.0M
Q3 25
$188.0M
Q2 25
$109.0M
Q1 25
$26.3M
$131.0M
Q4 24
$243.5M
$118.0M
Q3 24
$-9.0M
$141.0M
Q2 24
$63.0M
FCF Margin
ACIC
ACIC
CRC
CRC
Q1 26
-26.9%
Q4 25
82.0%
16.9%
Q3 25
26.3%
Q2 25
15.5%
Q1 25
36.5%
16.1%
Q4 24
307.2%
14.3%
Q3 24
-10.9%
16.2%
Q2 24
15.3%
Capex Intensity
ACIC
ACIC
CRC
CRC
Q1 26
Q4 25
0.2%
17.7%
Q3 25
0.0%
12.7%
Q2 25
0.0%
8.0%
Q1 25
0.1%
6.8%
Q4 24
0.0%
10.7%
Q3 24
0.0%
9.1%
Q2 24
0.0%
8.3%
Cash Conversion
ACIC
ACIC
CRC
CRC
Q1 26
Q4 25
2.67×
19.58×
Q3 25
-1.10×
4.36×
Q2 25
4.84×
0.96×
Q1 25
1.24×
1.62×
Q4 24
49.23×
6.24×
Q3 24
-0.32×
0.64×
Q2 24
6.63×
12.13×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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