AMERICAN COASTAL INSURANCE CorpACICEarnings & Financial Report
United Property & Casualty Insurance Company, Inc. is an American property and casualty insurance company with headquarters in Florida. It writes commercial, residential, homeowners’, and flood insurance policies in several coastal states.
ACIC Q3 2025 Key Financial Metrics
Revenue
$90.4M
Gross Profit
N/A
Operating Profit
$41.7M
Net Profit
$32.5M
Gross Margin
N/A
Operating Margin
46.1%
Net Margin
35.9%
YoY Growth
10.1%
EPS
$0.65
Financial Flow
AMERICAN COASTAL INSURANCE Corp Q3 2025 Financial Summary
AMERICAN COASTAL INSURANCE Corp reported revenue of $90.4M for Q3 2025, with a net profit of $32.5M (35.9% margin). Cost of goods sold was N/A, operating expenses totaled N/A.
Key Financial Metrics
| Total Revenue | $90.4M |
|---|---|
| Net Profit | $32.5M |
| Gross Margin | N/A |
| Operating Margin | 46.1% |
| Report Period | Q3 2025 |
AMERICAN COASTAL INSURANCE Corp Annual Revenue by Year
AMERICAN COASTAL INSURANCE Corp annual revenue history includes year-by-year totals (for example, 2024 revenue was $296.7M).
| Year | Annual Revenue |
|---|---|
| 2024 | $296.7M |
| 2023 | $286.5M |
| 2022 | $455.4M |
Income Statement
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $70.1M | $73.2M | $68.7M | $82.1M | $72.7M | $72.2M | $86.5M | $90.4M |
| YoY Growth | -38.2% | -19.0% | -6.6% | 56.4% | 3.6% | -1.4% | 25.9% | 10.1% |
Balance Sheet
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $1.06B | $1.08B | $1.31B | $1.14B | $1.22B | $1.16B | $1.35B | $1.18B |
| Liabilities | $891.6M | $873.3M | $1.09B | $884.3M | $980.5M | $898.8M | $1.05B | $851.6M |
| Equity | $168.8M | $204.0M | $223.1M | $259.6M | $235.7M | $260.9M | $292.3M | $327.2M |
Cash Flow
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $48.9M | $124.5M | $126.4M | $-9.0M | $1.6M | $26.4M | $127.9M | $-35.6M |
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