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AMERICAN COASTAL INSURANCE Corp

AMERICAN COASTAL INSURANCE CorpACICEarnings & Financial Report

Nasdaq · insurance

United Property & Casualty Insurance Company, Inc. is an American property and casualty insurance company with headquarters in Florida. It writes commercial, residential, homeowners’, and flood insurance policies in several coastal states.

NextMar 31, 2026

ACIC Q3 2025 Key Financial Metrics

Revenue

$90.4M

Gross Profit

N/A

Operating Profit

$41.7M

Net Profit

$32.5M

Gross Margin

N/A

Operating Margin

46.1%

Net Margin

35.9%

YoY Growth

10.1%

EPS

$0.65

Financial Flow

AMERICAN COASTAL INSURANCE Corp Q3 2025 Financial Summary

AMERICAN COASTAL INSURANCE Corp reported revenue of $90.4M for Q3 2025, with a net profit of $32.5M (35.9% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$90.4M
Net Profit$32.5M
Gross MarginN/A
Operating Margin46.1%
Report PeriodQ3 2025

AMERICAN COASTAL INSURANCE Corp Annual Revenue by Year

AMERICAN COASTAL INSURANCE Corp annual revenue history includes year-by-year totals (for example, 2024 revenue was $296.7M).

YearAnnual Revenue
2024$296.7M
2023$286.5M
2022$455.4M

Income Statement

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Revenue$70.1M$73.2M$68.7M$82.1M$72.7M$72.2M$86.5M$90.4M
YoY Growth-38.2%-19.0%-6.6%56.4%3.6%-1.4%25.9%10.1%

Balance Sheet

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Assets$1.06B$1.08B$1.31B$1.14B$1.22B$1.16B$1.35B$1.18B
Liabilities$891.6M$873.3M$1.09B$884.3M$980.5M$898.8M$1.05B$851.6M
Equity$168.8M$204.0M$223.1M$259.6M$235.7M$260.9M$292.3M$327.2M

Cash Flow

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Operating CF$48.9M$124.5M$126.4M$-9.0M$1.6M$26.4M$127.9M$-35.6M