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Side-by-side financial comparison of AMERICAN COASTAL INSURANCE Corp (ACIC) and Logistic Properties of the Americas (LPA). Click either name above to swap in a different company.
AMERICAN COASTAL INSURANCE Corp is the larger business by last-quarter revenue ($86.4M vs $50.1M, roughly 1.7× Logistic Properties of the Americas). Logistic Properties of the Americas runs the higher net margin — 32.1% vs 30.8%, a 1.4% gap on every dollar of revenue. AMERICAN COASTAL INSURANCE Corp produced more free cash flow last quarter ($70.9M vs $21.4M).
United Property & Casualty Insurance Company, Inc. is an American property and casualty insurance company with headquarters in Florida. It writes commercial, residential, homeowners’, and flood insurance policies in several coastal states.
Logistic Properties of the Americas is a specialized industrial real estate firm that acquires, develops and manages logistics properties across North, Central and South America. Its portfolio includes distribution centers, warehouses and last-mile delivery facilities, serving e-commerce, retail, manufacturing and third-party logistics clients.
ACIC vs LPA — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | ||
|---|---|---|
| Revenue | $86.4M | $50.1M |
| Net Profit | $26.6M | $16.1M |
| Gross Margin | — | — |
| Operating Margin | 43.2% | 81.7% |
| Net Margin | 30.8% | 32.1% |
| Revenue YoY | 9.0% | — |
| Net Profit YoY | 437.1% | — |
| EPS (diluted) | $0.54 | $0.33 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $86.4M | $50.1M | ||
| Q3 25 | $90.4M | $32.7M | ||
| Q2 25 | $86.5M | $21.5M | ||
| Q1 25 | $72.2M | $10.5M | ||
| Q4 24 | $79.3M | — | ||
| Q3 24 | $82.1M | $19.2M | ||
| Q2 24 | $68.7M | — | ||
| Q1 24 | $66.6M | $9.2M |
| Q4 25 | $26.6M | $16.1M | ||
| Q3 25 | $32.5M | — | ||
| Q2 25 | $26.4M | — | ||
| Q1 25 | $21.3M | — | ||
| Q4 24 | $4.9M | — | ||
| Q3 24 | $28.1M | — | ||
| Q2 24 | $19.1M | — | ||
| Q1 24 | $23.6M | — |
| Q4 25 | 43.2% | 81.7% | ||
| Q3 25 | 46.1% | — | ||
| Q2 25 | 41.8% | — | ||
| Q1 25 | 34.8% | — | ||
| Q4 24 | 11.2% | — | ||
| Q3 24 | 43.9% | — | ||
| Q2 24 | 35.1% | — | ||
| Q1 24 | 45.9% | — |
| Q4 25 | 30.8% | 32.1% | ||
| Q3 25 | 35.9% | — | ||
| Q2 25 | 30.6% | — | ||
| Q1 25 | 29.6% | — | ||
| Q4 24 | 6.2% | — | ||
| Q3 24 | 34.2% | — | ||
| Q2 24 | 27.8% | — | ||
| Q1 24 | 35.4% | — |
| Q4 25 | $0.54 | $0.33 | ||
| Q3 25 | $0.65 | $0.09 | ||
| Q2 25 | $0.53 | $-0.06 | ||
| Q1 25 | $0.43 | — | ||
| Q4 24 | $0.10 | — | ||
| Q3 24 | $0.57 | $-1.26 | ||
| Q2 24 | $0.39 | — | ||
| Q1 24 | $0.48 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $198.8M | $27.3M |
| Total DebtLower is stronger | $150.0M | $296.8M |
| Stockholders' EquityBook value | $317.6M | $324.6M |
| Total Assets | $1.1B | $700.8M |
| Debt / EquityLower = less leverage | 0.47× | 0.91× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $198.8M | $27.3M | ||
| Q3 25 | $267.9M | — | ||
| Q2 25 | $315.5M | — | ||
| Q1 25 | $167.2M | — | ||
| Q4 24 | $137.0M | — | ||
| Q3 24 | $183.1M | — | ||
| Q2 24 | $229.4M | — | ||
| Q1 24 | $285.4M | $1.1M |
| Q4 25 | $150.0M | $296.8M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $150.0M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $317.6M | $324.6M | ||
| Q3 25 | $327.2M | — | ||
| Q2 25 | $292.3M | — | ||
| Q1 25 | $260.9M | — | ||
| Q4 24 | $235.7M | — | ||
| Q3 24 | $259.6M | — | ||
| Q2 24 | $223.1M | — | ||
| Q1 24 | $204.0M | — |
| Q4 25 | $1.1B | $700.8M | ||
| Q3 25 | $1.2B | — | ||
| Q2 25 | $1.3B | — | ||
| Q1 25 | $1.2B | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.1B | — | ||
| Q2 24 | $1.3B | — | ||
| Q1 24 | $1.1B | — |
| Q4 25 | 0.47× | 0.91× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.64× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $71.0M | $21.6M |
| Free Cash FlowOCF − Capex | $70.9M | $21.4M |
| FCF MarginFCF / Revenue | 82.0% | 42.7% |
| Capex IntensityCapex / Revenue | 0.2% | 0.3% |
| Cash ConversionOCF / Net Profit | 2.67× | 1.34× |
| TTM Free Cash FlowTrailing 4 quarters | — | $12.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $71.0M | $21.6M | ||
| Q3 25 | $-35.6M | $14.4M | ||
| Q2 25 | $127.9M | $7.2M | ||
| Q1 25 | $26.4M | $4.4M | ||
| Q4 24 | $243.5M | — | ||
| Q3 24 | $-9.0M | $8.3M | ||
| Q2 24 | $126.4M | — | ||
| Q1 24 | $124.5M | $4.8M |
| Q4 25 | $70.9M | $21.4M | ||
| Q3 25 | — | $-7.3M | ||
| Q2 25 | — | $-3.1M | ||
| Q1 25 | $26.3M | $966.4K | ||
| Q4 24 | $243.5M | — | ||
| Q3 24 | $-9.0M | $-2.4M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $218.9K |
| Q4 25 | 82.0% | 42.7% | ||
| Q3 25 | — | -22.2% | ||
| Q2 25 | — | -14.4% | ||
| Q1 25 | 36.5% | 9.2% | ||
| Q4 24 | 307.2% | — | ||
| Q3 24 | -10.9% | -12.3% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 2.4% |
| Q4 25 | 0.2% | 0.3% | ||
| Q3 25 | 0.0% | 66.1% | ||
| Q2 25 | 0.0% | 47.9% | ||
| Q1 25 | 0.1% | 32.5% | ||
| Q4 24 | 0.0% | — | ||
| Q3 24 | 0.0% | 55.5% | ||
| Q2 24 | 0.0% | — | ||
| Q1 24 | 0.0% | 50.0% |
| Q4 25 | 2.67× | 1.34× | ||
| Q3 25 | -1.10× | — | ||
| Q2 25 | 4.84× | — | ||
| Q1 25 | 1.24× | — | ||
| Q4 24 | 49.23× | — | ||
| Q3 24 | -0.32× | — | ||
| Q2 24 | 6.63× | — | ||
| Q1 24 | 5.27× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.