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Side-by-side financial comparison of ACI WORLDWIDE, INC. (ACIW) and Crane NXT, Co. (CXT). Click either name above to swap in a different company.

ACI WORLDWIDE, INC. is the larger business by last-quarter revenue ($481.6M vs $476.9M, roughly 1.0× Crane NXT, Co.). ACI WORLDWIDE, INC. runs the higher net margin — 13.4% vs 10.1%, a 3.3% gap on every dollar of revenue. On growth, Crane NXT, Co. posted the faster year-over-year revenue change (19.5% vs 6.3%). Over the past eight quarters, ACI WORLDWIDE, INC.'s revenue compounded faster (13.6% CAGR vs 13.4%).

ACI Worldwide is a digital payments software company headquartered in Elkhorn, Nebraska, that processes billions of transactions daily equating to trillions of U.S. dollars for customers in 94 countries. Banks, financial institutions, merchants, billers, acquirers, issuers, and other third-party payment service providers use its intelligent solutions to deploy secure payment rails across all channels.

Crane Co. is an American industrial products company based in Stamford, Connecticut. Founded by Richard Teller Crane in 1855, it became one of the leading manufacturers of bathroom fixtures in the United States, until 1990, when that division was sold off. In 1960 it began the process of becoming a holding company with a diverse portfolio. Its business segments are Aerospace & Electronics, Engineered Materials, Fluid Handling, and Controls. Industries served by these segments include chemical...

ACIW vs CXT — Head-to-Head

Bigger by revenue
ACIW
ACIW
1.0× larger
ACIW
$481.6M
$476.9M
CXT
Growing faster (revenue YoY)
CXT
CXT
+13.2% gap
CXT
19.5%
6.3%
ACIW
Higher net margin
ACIW
ACIW
3.3% more per $
ACIW
13.4%
10.1%
CXT
Faster 2-yr revenue CAGR
ACIW
ACIW
Annualised
ACIW
13.6%
13.4%
CXT

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
ACIW
ACIW
CXT
CXT
Revenue
$481.6M
$476.9M
Net Profit
$64.3M
$48.0M
Gross Margin
42.4%
Operating Margin
22.6%
16.7%
Net Margin
13.4%
10.1%
Revenue YoY
6.3%
19.5%
Net Profit YoY
-16.7%
EPS (diluted)
$0.62

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACIW
ACIW
CXT
CXT
Q1 26
$481.6M
$476.9M
Q4 25
$481.6M
$476.9M
Q3 25
$482.4M
$445.1M
Q2 25
$401.3M
$404.4M
Q1 25
$394.6M
$330.3M
Q4 24
$453.0M
$399.1M
Q3 24
$451.8M
$403.5M
Q2 24
$373.5M
$370.6M
Net Profit
ACIW
ACIW
CXT
CXT
Q1 26
$64.3M
$48.0M
Q4 25
$64.3M
$47.5M
Q3 25
$91.3M
$50.5M
Q2 25
$12.2M
$24.9M
Q1 25
$58.9M
$21.7M
Q4 24
$98.6M
Q3 24
$81.4M
$47.1M
Q2 24
$30.9M
$41.6M
Gross Margin
ACIW
ACIW
CXT
CXT
Q1 26
42.4%
Q4 25
53.0%
42.4%
Q3 25
53.7%
43.3%
Q2 25
41.5%
41.7%
Q1 25
45.9%
42.4%
Q4 24
55.8%
45.2%
Q3 24
56.3%
42.5%
Q2 24
45.6%
43.4%
Operating Margin
ACIW
ACIW
CXT
CXT
Q1 26
22.6%
16.7%
Q4 25
22.6%
16.7%
Q3 25
26.5%
18.4%
Q2 25
8.7%
11.8%
Q1 25
14.8%
11.3%
Q4 24
27.0%
17.7%
Q3 24
27.1%
18.6%
Q2 24
14.4%
18.2%
Net Margin
ACIW
ACIW
CXT
CXT
Q1 26
13.4%
10.1%
Q4 25
13.4%
10.0%
Q3 25
18.9%
11.3%
Q2 25
3.0%
6.2%
Q1 25
14.9%
6.6%
Q4 24
21.8%
Q3 24
18.0%
11.7%
Q2 24
8.3%
11.2%
EPS (diluted)
ACIW
ACIW
CXT
CXT
Q1 26
$0.62
Q4 25
$0.61
$0.82
Q3 25
$0.88
$0.87
Q2 25
$0.12
$0.43
Q1 25
$0.55
$0.38
Q4 24
$0.92
$1.00
Q3 24
$0.77
$0.81
Q2 24
$0.29
$0.72

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACIW
ACIW
CXT
CXT
Cash + ST InvestmentsLiquidity on hand
$196.5M
$233.8M
Total DebtLower is stronger
$817.6M
$1.1B
Stockholders' EquityBook value
$1.5B
$1.2B
Total Assets
$3.1B
$3.1B
Debt / EquityLower = less leverage
0.54×
0.91×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACIW
ACIW
CXT
CXT
Q1 26
$196.5M
$233.8M
Q4 25
$196.5M
$233.8M
Q3 25
$199.3M
$182.4M
Q2 25
$189.7M
$152.5M
Q1 25
$230.1M
$173.8M
Q4 24
$216.4M
$165.8M
Q3 24
$177.9M
$165.1M
Q2 24
$157.0M
$175.5M
Total Debt
ACIW
ACIW
CXT
CXT
Q1 26
$817.6M
$1.1B
Q4 25
$817.6M
$1.0B
Q3 25
$867.8M
$834.3M
Q2 25
$898.0M
$861.8M
Q1 25
$845.9M
$541.1M
Q4 24
$924.6M
$540.6M
Q3 24
$994.3M
$638.2M
Q2 24
$1.0B
$638.9M
Stockholders' Equity
ACIW
ACIW
CXT
CXT
Q1 26
$1.5B
$1.2B
Q4 25
$1.5B
$1.3B
Q3 25
$1.5B
$1.2B
Q2 25
$1.4B
$1.2B
Q1 25
$1.5B
$1.1B
Q4 24
$1.4B
$1.1B
Q3 24
$1.3B
$1.1B
Q2 24
$1.2B
$989.8M
Total Assets
ACIW
ACIW
CXT
CXT
Q1 26
$3.1B
$3.1B
Q4 25
$3.1B
$3.1B
Q3 25
$3.2B
$2.9B
Q2 25
$3.1B
$2.9B
Q1 25
$3.2B
$2.4B
Q4 24
$3.0B
$2.4B
Q3 24
$3.1B
$2.4B
Q2 24
$3.4B
$2.4B
Debt / Equity
ACIW
ACIW
CXT
CXT
Q1 26
0.54×
0.91×
Q4 25
0.54×
0.80×
Q3 25
0.59×
0.69×
Q2 25
0.64×
0.73×
Q1 25
0.57×
0.49×
Q4 24
0.65×
0.51×
Q3 24
0.75×
0.60×
Q2 24
0.82×
0.65×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACIW
ACIW
CXT
CXT
Operating Cash FlowLast quarter
Free Cash FlowOCF − Capex
$96.0M
FCF MarginFCF / Revenue
20.1%
Capex IntensityCapex / Revenue
2.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACIW
ACIW
CXT
CXT
Q1 26
Q4 25
$121.8M
$105.8M
Q3 25
$73.0M
$92.0M
Q2 25
$49.8M
$62.8M
Q1 25
$78.2M
$-19.1M
Q4 24
$126.5M
$81.1M
Q3 24
$54.0M
$66.7M
Q2 24
$55.0M
$56.8M
Free Cash Flow
ACIW
ACIW
CXT
CXT
Q1 26
$96.0M
Q4 25
$116.6M
Q3 25
$69.6M
$78.7M
Q2 25
$47.6M
$55.8M
Q1 25
$76.1M
$-32.2M
Q4 24
$119.5M
Q3 24
$50.5M
$53.5M
Q2 24
$53.3M
$47.9M
FCF Margin
ACIW
ACIW
CXT
CXT
Q1 26
20.1%
Q4 25
24.2%
Q3 25
14.4%
17.7%
Q2 25
11.9%
13.8%
Q1 25
19.3%
-9.7%
Q4 24
26.4%
Q3 24
11.2%
13.3%
Q2 24
14.3%
12.9%
Capex Intensity
ACIW
ACIW
CXT
CXT
Q1 26
2.1%
Q4 25
1.1%
Q3 25
0.7%
3.0%
Q2 25
0.5%
1.7%
Q1 25
0.5%
4.0%
Q4 24
1.5%
Q3 24
0.8%
3.3%
Q2 24
0.5%
2.4%
Cash Conversion
ACIW
ACIW
CXT
CXT
Q1 26
Q4 25
1.89×
2.23×
Q3 25
0.80×
1.82×
Q2 25
4.08×
2.52×
Q1 25
1.33×
-0.88×
Q4 24
1.28×
Q3 24
0.66×
1.42×
Q2 24
1.78×
1.37×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ACIW
ACIW

Software as a service and platform as a service$253.2M53%
License$158.3M33%
Maintenance$50.8M11%
Services$19.3M4%

CXT
CXT

Security and Authentication Technologies$260.9M55%
Crane Payment Innovations$216.0M45%

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