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Side-by-side financial comparison of ACI WORLDWIDE, INC. (ACIW) and Real Brokerage Inc (REAX). Click either name above to swap in a different company.

Real Brokerage Inc is the larger business by last-quarter revenue ($568.5M vs $481.6M, roughly 1.2× ACI WORLDWIDE, INC.). ACI WORLDWIDE, INC. runs the higher net margin — 13.4% vs -0.1%, a 13.4% gap on every dollar of revenue. On growth, Real Brokerage Inc posted the faster year-over-year revenue change (52.6% vs 6.3%).

ACI Worldwide is a digital payments software company headquartered in Elkhorn, Nebraska, that processes billions of transactions daily equating to trillions of U.S. dollars for customers in 94 countries. Banks, financial institutions, merchants, billers, acquirers, issuers, and other third-party payment service providers use its intelligent solutions to deploy secure payment rails across all channels.

Anywhere Real Estate Inc., formerly Realogy, was an American real estate services firm. It operated and franchised real estate brands that provided brokerage, relocation, title, insurance, and settlement services. Brands included Better Homes and Gardens Real Estate, Century 21 Real Estate, Coldwell Banker, Corcoran Group, ERA Real Estate and Sotheby's International Realty. In 2026, the company was acquired by Compass, Inc.

ACIW vs REAX — Head-to-Head

Bigger by revenue
REAX
REAX
1.2× larger
REAX
$568.5M
$481.6M
ACIW
Growing faster (revenue YoY)
REAX
REAX
+46.3% gap
REAX
52.6%
6.3%
ACIW
Higher net margin
ACIW
ACIW
13.4% more per $
ACIW
13.4%
-0.1%
REAX

Income Statement — Q1 FY2026 vs Q3 FY2025

Metric
ACIW
ACIW
REAX
REAX
Revenue
$481.6M
$568.5M
Net Profit
$64.3M
$-447.0K
Gross Margin
7.9%
Operating Margin
22.6%
-0.1%
Net Margin
13.4%
-0.1%
Revenue YoY
6.3%
52.6%
Net Profit YoY
82.7%
EPS (diluted)
$0.62
$0.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACIW
ACIW
REAX
REAX
Q1 26
$481.6M
Q4 25
$481.6M
Q3 25
$482.4M
$568.5M
Q2 25
$401.3M
$540.7M
Q1 25
$394.6M
$354.0M
Q4 24
$453.0M
Q3 24
$451.8M
$372.5M
Q2 24
$373.5M
Net Profit
ACIW
ACIW
REAX
REAX
Q1 26
$64.3M
Q4 25
$64.3M
Q3 25
$91.3M
$-447.0K
Q2 25
$12.2M
$1.5M
Q1 25
$58.9M
$-5.0M
Q4 24
$98.6M
Q3 24
$81.4M
$-2.6M
Q2 24
$30.9M
Gross Margin
ACIW
ACIW
REAX
REAX
Q1 26
Q4 25
53.0%
Q3 25
53.7%
7.9%
Q2 25
41.5%
8.9%
Q1 25
45.9%
9.6%
Q4 24
55.8%
Q3 24
56.3%
8.6%
Q2 24
45.6%
Operating Margin
ACIW
ACIW
REAX
REAX
Q1 26
22.6%
Q4 25
22.6%
Q3 25
26.5%
-0.1%
Q2 25
8.7%
0.3%
Q1 25
14.8%
-1.5%
Q4 24
27.0%
Q3 24
27.1%
-0.7%
Q2 24
14.4%
Net Margin
ACIW
ACIW
REAX
REAX
Q1 26
13.4%
Q4 25
13.4%
Q3 25
18.9%
-0.1%
Q2 25
3.0%
0.3%
Q1 25
14.9%
-1.4%
Q4 24
21.8%
Q3 24
18.0%
-0.7%
Q2 24
8.3%
EPS (diluted)
ACIW
ACIW
REAX
REAX
Q1 26
$0.62
Q4 25
$0.61
Q3 25
$0.88
$0.00
Q2 25
$0.12
$0.01
Q1 25
$0.55
$-0.02
Q4 24
$0.92
Q3 24
$0.77
$-0.01
Q2 24
$0.29

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACIW
ACIW
REAX
REAX
Cash + ST InvestmentsLiquidity on hand
$196.5M
$38.7M
Total DebtLower is stronger
$817.6M
Stockholders' EquityBook value
$1.5B
$53.6M
Total Assets
$3.1B
$145.2M
Debt / EquityLower = less leverage
0.54×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACIW
ACIW
REAX
REAX
Q1 26
$196.5M
Q4 25
$196.5M
Q3 25
$199.3M
$38.7M
Q2 25
$189.7M
$49.7M
Q1 25
$230.1M
$24.7M
Q4 24
$216.4M
Q3 24
$177.9M
$22.6M
Q2 24
$157.0M
Total Debt
ACIW
ACIW
REAX
REAX
Q1 26
$817.6M
Q4 25
$817.6M
Q3 25
$867.8M
Q2 25
$898.0M
Q1 25
$845.9M
Q4 24
$924.6M
Q3 24
$994.3M
Q2 24
$1.0B
Stockholders' Equity
ACIW
ACIW
REAX
REAX
Q1 26
$1.5B
Q4 25
$1.5B
Q3 25
$1.5B
$53.6M
Q2 25
$1.4B
$49.2M
Q1 25
$1.5B
$32.8M
Q4 24
$1.4B
Q3 24
$1.3B
$29.8M
Q2 24
$1.2B
Total Assets
ACIW
ACIW
REAX
REAX
Q1 26
$3.1B
Q4 25
$3.1B
Q3 25
$3.2B
$145.2M
Q2 25
$3.1B
$149.4M
Q1 25
$3.2B
$100.5M
Q4 24
$3.0B
Q3 24
$3.1B
$102.5M
Q2 24
$3.4B
Debt / Equity
ACIW
ACIW
REAX
REAX
Q1 26
0.54×
Q4 25
0.54×
Q3 25
0.59×
Q2 25
0.64×
Q1 25
0.57×
Q4 24
0.65×
Q3 24
0.75×
Q2 24
0.82×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACIW
ACIW
REAX
REAX
Operating Cash FlowLast quarter
$8.8M
Free Cash FlowOCF − Capex
$8.4M
FCF MarginFCF / Revenue
1.5%
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$71.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACIW
ACIW
REAX
REAX
Q1 26
Q4 25
$121.8M
Q3 25
$73.0M
$8.8M
Q2 25
$49.8M
$41.0M
Q1 25
$78.2M
$15.9M
Q4 24
$126.5M
Q3 24
$54.0M
$7.2M
Q2 24
$55.0M
Free Cash Flow
ACIW
ACIW
REAX
REAX
Q1 26
Q4 25
$116.6M
Q3 25
$69.6M
$8.4M
Q2 25
$47.6M
$40.8M
Q1 25
$76.1M
$15.7M
Q4 24
$119.5M
Q3 24
$50.5M
$6.8M
Q2 24
$53.3M
FCF Margin
ACIW
ACIW
REAX
REAX
Q1 26
Q4 25
24.2%
Q3 25
14.4%
1.5%
Q2 25
11.9%
7.5%
Q1 25
19.3%
4.4%
Q4 24
26.4%
Q3 24
11.2%
1.8%
Q2 24
14.3%
Capex Intensity
ACIW
ACIW
REAX
REAX
Q1 26
Q4 25
1.1%
Q3 25
0.7%
0.1%
Q2 25
0.5%
0.0%
Q1 25
0.5%
0.1%
Q4 24
1.5%
Q3 24
0.8%
0.1%
Q2 24
0.5%
Cash Conversion
ACIW
ACIW
REAX
REAX
Q1 26
Q4 25
1.89×
Q3 25
0.80×
Q2 25
4.08×
27.13×
Q1 25
1.33×
Q4 24
1.28×
Q3 24
0.66×
Q2 24
1.78×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ACIW
ACIW

Software as a service and platform as a service$253.2M53%
License$158.3M33%
Maintenance$50.8M11%
Services$19.3M4%

REAX
REAX

Segment breakdown not available.

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