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Side-by-side financial comparison of ACI WORLDWIDE, INC. (ACIW) and SAP SE (SAP). Click either name above to swap in a different company.

ACI Worldwide is a digital payments software company headquartered in Elkhorn, Nebraska, that processes billions of transactions daily equating to trillions of U.S. dollars for customers in 94 countries. Banks, financial institutions, merchants, billers, acquirers, issuers, and other third-party payment service providers use its intelligent solutions to deploy secure payment rails across all channels.

SAP SE is a German multinational software company based in Walldorf, Baden-Württemberg, Germany that is the world's largest vendor of enterprise software.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACIW
ACIW
SAP
SAP
Q4 25
$481.6M
Q3 25
$482.4M
Q2 25
$401.3M
Q1 25
$394.6M
Q4 24
$453.0M
Q3 24
$451.8M
Q2 24
$373.5M
Q1 24
$316.0M
Net Profit
ACIW
ACIW
SAP
SAP
Q4 25
$64.3M
Q3 25
$91.3M
Q2 25
$12.2M
Q1 25
$58.9M
Q4 24
$98.6M
Q3 24
$81.4M
Q2 24
$30.9M
Q1 24
$-7.8M
Gross Margin
ACIW
ACIW
SAP
SAP
Q4 25
53.0%
Q3 25
53.7%
Q2 25
41.5%
Q1 25
45.9%
Q4 24
55.8%
Q3 24
56.3%
Q2 24
45.6%
Q1 24
39.5%
Operating Margin
ACIW
ACIW
SAP
SAP
Q4 25
22.6%
Q3 25
26.5%
Q2 25
8.7%
Q1 25
14.8%
Q4 24
27.0%
Q3 24
27.1%
Q2 24
14.4%
Q1 24
3.0%
Net Margin
ACIW
ACIW
SAP
SAP
Q4 25
13.4%
Q3 25
18.9%
Q2 25
3.0%
Q1 25
14.9%
Q4 24
21.8%
Q3 24
18.0%
Q2 24
8.3%
Q1 24
-2.5%
EPS (diluted)
ACIW
ACIW
SAP
SAP
Q4 25
$0.61
Q3 25
$0.88
Q2 25
$0.12
Q1 25
$0.55
Q4 24
$0.92
Q3 24
$0.77
Q2 24
$0.29
Q1 24
$-0.07

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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