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Side-by-side financial comparison of ACI WORLDWIDE, INC. (ACIW) and Simpson Manufacturing Co., Inc. (SSD). Click either name above to swap in a different company.

Simpson Manufacturing Co., Inc. is the larger business by last-quarter revenue ($588.0M vs $481.6M, roughly 1.2× ACI WORLDWIDE, INC.). Simpson Manufacturing Co., Inc. runs the higher net margin — 15.0% vs 13.4%, a 1.6% gap on every dollar of revenue. On growth, Simpson Manufacturing Co., Inc. posted the faster year-over-year revenue change (9.1% vs 6.3%). Over the past eight quarters, ACI WORLDWIDE, INC.'s revenue compounded faster (23.4% CAGR vs -0.8%).

ACI Worldwide is a digital payments software company headquartered in Elkhorn, Nebraska, that processes billions of transactions daily equating to trillions of U.S. dollars for customers in 94 countries. Banks, financial institutions, merchants, billers, acquirers, issuers, and other third-party payment service providers use its intelligent solutions to deploy secure payment rails across all channels.

Simpson Manufacturing Company is a leading building materials manufacturer in the United States that produces structural connectors, fasteners, anchors, and products for new construction and retrofitting.

ACIW vs SSD — Head-to-Head

Bigger by revenue
SSD
SSD
1.2× larger
SSD
$588.0M
$481.6M
ACIW
Growing faster (revenue YoY)
SSD
SSD
+2.8% gap
SSD
9.1%
6.3%
ACIW
Higher net margin
SSD
SSD
1.6% more per $
SSD
15.0%
13.4%
ACIW
Faster 2-yr revenue CAGR
ACIW
ACIW
Annualised
ACIW
23.4%
-0.8%
SSD

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
ACIW
ACIW
SSD
SSD
Revenue
$481.6M
$588.0M
Net Profit
$64.3M
$88.2M
Gross Margin
53.0%
45.2%
Operating Margin
22.6%
19.5%
Net Margin
13.4%
15.0%
Revenue YoY
6.3%
9.1%
Net Profit YoY
-34.7%
13.3%
EPS (diluted)
$0.61
$2.13

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACIW
ACIW
SSD
SSD
Q1 26
$588.0M
Q4 25
$481.6M
$539.3M
Q3 25
$482.4M
$623.5M
Q2 25
$401.3M
$631.1M
Q1 25
$394.6M
$538.9M
Q4 24
$453.0M
$517.4M
Q3 24
$451.8M
$587.2M
Q2 24
$373.5M
$597.0M
Net Profit
ACIW
ACIW
SSD
SSD
Q1 26
$88.2M
Q4 25
$64.3M
$56.2M
Q3 25
$91.3M
$107.4M
Q2 25
$12.2M
$103.5M
Q1 25
$58.9M
$77.9M
Q4 24
$98.6M
$55.4M
Q3 24
$81.4M
$93.5M
Q2 24
$30.9M
$97.8M
Gross Margin
ACIW
ACIW
SSD
SSD
Q1 26
45.2%
Q4 25
53.0%
43.4%
Q3 25
53.7%
46.4%
Q2 25
41.5%
46.7%
Q1 25
45.9%
46.8%
Q4 24
55.8%
44.0%
Q3 24
56.3%
46.8%
Q2 24
45.6%
46.7%
Operating Margin
ACIW
ACIW
SSD
SSD
Q1 26
19.5%
Q4 25
22.6%
13.9%
Q3 25
26.5%
22.6%
Q2 25
8.7%
22.2%
Q1 25
14.8%
19.0%
Q4 24
27.0%
14.8%
Q3 24
27.1%
21.3%
Q2 24
14.4%
22.1%
Net Margin
ACIW
ACIW
SSD
SSD
Q1 26
15.0%
Q4 25
13.4%
10.4%
Q3 25
18.9%
17.2%
Q2 25
3.0%
16.4%
Q1 25
14.9%
14.5%
Q4 24
21.8%
10.7%
Q3 24
18.0%
15.9%
Q2 24
8.3%
16.4%
EPS (diluted)
ACIW
ACIW
SSD
SSD
Q1 26
$2.13
Q4 25
$0.61
$1.34
Q3 25
$0.88
$2.58
Q2 25
$0.12
$2.47
Q1 25
$0.55
$1.85
Q4 24
$0.92
$1.31
Q3 24
$0.77
$2.21
Q2 24
$0.29
$2.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACIW
ACIW
SSD
SSD
Cash + ST InvestmentsLiquidity on hand
$196.5M
$341.0M
Total DebtLower is stronger
$817.6M
Stockholders' EquityBook value
$1.5B
$2.1B
Total Assets
$3.1B
$3.0B
Debt / EquityLower = less leverage
0.54×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACIW
ACIW
SSD
SSD
Q1 26
$341.0M
Q4 25
$196.5M
$384.1M
Q3 25
$199.3M
$297.3M
Q2 25
$189.7M
$190.4M
Q1 25
$230.1M
$150.3M
Q4 24
$216.4M
$239.4M
Q3 24
$177.9M
$339.4M
Q2 24
$157.0M
$354.9M
Total Debt
ACIW
ACIW
SSD
SSD
Q1 26
Q4 25
$817.6M
$300.0M
Q3 25
$867.8M
$371.3M
Q2 25
$898.0M
$376.9M
Q1 25
$845.9M
$382.5M
Q4 24
$924.6M
$388.1M
Q3 24
$994.3M
$393.8M
Q2 24
$1.0B
$399.4M
Stockholders' Equity
ACIW
ACIW
SSD
SSD
Q1 26
$2.1B
Q4 25
$1.5B
$2.0B
Q3 25
$1.5B
$2.0B
Q2 25
$1.4B
$1.9B
Q1 25
$1.5B
$1.9B
Q4 24
$1.4B
$1.8B
Q3 24
$1.3B
$1.9B
Q2 24
$1.2B
$1.8B
Total Assets
ACIW
ACIW
SSD
SSD
Q1 26
$3.0B
Q4 25
$3.1B
$3.1B
Q3 25
$3.2B
$3.0B
Q2 25
$3.1B
$3.0B
Q1 25
$3.2B
$2.8B
Q4 24
$3.0B
$2.7B
Q3 24
$3.1B
$2.9B
Q2 24
$3.4B
$2.8B
Debt / Equity
ACIW
ACIW
SSD
SSD
Q1 26
Q4 25
0.54×
0.15×
Q3 25
0.59×
0.19×
Q2 25
0.64×
0.20×
Q1 25
0.57×
0.21×
Q4 24
0.65×
0.21×
Q3 24
0.75×
0.21×
Q2 24
0.82×
0.23×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACIW
ACIW
SSD
SSD
Operating Cash FlowLast quarter
$121.8M
Free Cash FlowOCF − Capex
$116.6M
FCF MarginFCF / Revenue
24.2%
Capex IntensityCapex / Revenue
1.1%
Cash ConversionOCF / Net Profit
1.89×
TTM Free Cash FlowTrailing 4 quarters
$309.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACIW
ACIW
SSD
SSD
Q1 26
Q4 25
$121.8M
$155.7M
Q3 25
$73.0M
$170.2M
Q2 25
$49.8M
$125.2M
Q1 25
$78.2M
$7.6M
Q4 24
$126.5M
$115.8M
Q3 24
$54.0M
$103.3M
Q2 24
$55.0M
$111.1M
Free Cash Flow
ACIW
ACIW
SSD
SSD
Q1 26
Q4 25
$116.6M
$119.0M
Q3 25
$69.6M
$133.9M
Q2 25
$47.6M
$87.3M
Q1 25
$76.1M
$-42.6M
Q4 24
$119.5M
$60.3M
Q3 24
$50.5M
$58.1M
Q2 24
$53.3M
$70.9M
FCF Margin
ACIW
ACIW
SSD
SSD
Q1 26
Q4 25
24.2%
22.1%
Q3 25
14.4%
21.5%
Q2 25
11.9%
13.8%
Q1 25
19.3%
-7.9%
Q4 24
26.4%
11.7%
Q3 24
11.2%
9.9%
Q2 24
14.3%
11.9%
Capex Intensity
ACIW
ACIW
SSD
SSD
Q1 26
Q4 25
1.1%
6.8%
Q3 25
0.7%
5.8%
Q2 25
0.5%
6.0%
Q1 25
0.5%
9.3%
Q4 24
1.5%
10.7%
Q3 24
0.8%
7.7%
Q2 24
0.5%
6.7%
Cash Conversion
ACIW
ACIW
SSD
SSD
Q1 26
Q4 25
1.89×
2.77×
Q3 25
0.80×
1.58×
Q2 25
4.08×
1.21×
Q1 25
1.33×
0.10×
Q4 24
1.28×
2.09×
Q3 24
0.66×
1.10×
Q2 24
1.78×
1.14×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ACIW
ACIW

Issuing And Acquiring$183.7M38%
License$158.3M33%
Maintenance$50.8M11%
Software And Platform Service$49.6M10%
Merchant Payments$42.4M9%

SSD
SSD

Segment breakdown not available.

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