vs

Side-by-side financial comparison of ACI WORLDWIDE, INC. (ACIW) and Talen Energy Corp (TLN). Click either name above to swap in a different company.

Talen Energy Corp is the larger business by last-quarter revenue ($758.0M vs $481.6M, roughly 1.6× ACI WORLDWIDE, INC.). ACI WORLDWIDE, INC. runs the higher net margin — 13.4% vs -47.9%, a 61.2% gap on every dollar of revenue. On growth, Talen Energy Corp posted the faster year-over-year revenue change (114.7% vs 6.3%). Talen Energy Corp produced more free cash flow last quarter ($254.0M vs $116.6M). Over the past eight quarters, Talen Energy Corp's revenue compounded faster (35.0% CAGR vs 23.4%).

ACI Worldwide is a digital payments software company headquartered in Elkhorn, Nebraska, that processes billions of transactions daily equating to trillions of U.S. dollars for customers in 94 countries. Banks, financial institutions, merchants, billers, acquirers, issuers, and other third-party payment service providers use its intelligent solutions to deploy secure payment rails across all channels.

PPL Corporation is an energy company headquartered in Allentown, Pennsylvania in the Lehigh Valley region of eastern Pennsylvania. The company is publicly traded on the New York Stock Exchange as NYSE: PPL and is part of the S&P 500. As of 2022, the company had $7.9 billion in revenue, 6,500 employees, over $37 billion in assets, and serves 3.6 million customers.

ACIW vs TLN — Head-to-Head

Bigger by revenue
TLN
TLN
1.6× larger
TLN
$758.0M
$481.6M
ACIW
Growing faster (revenue YoY)
TLN
TLN
+108.4% gap
TLN
114.7%
6.3%
ACIW
Higher net margin
ACIW
ACIW
61.2% more per $
ACIW
13.4%
-47.9%
TLN
More free cash flow
TLN
TLN
$137.4M more FCF
TLN
$254.0M
$116.6M
ACIW
Faster 2-yr revenue CAGR
TLN
TLN
Annualised
TLN
35.0%
23.4%
ACIW

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ACIW
ACIW
TLN
TLN
Revenue
$481.6M
$758.0M
Net Profit
$64.3M
$-363.0M
Gross Margin
53.0%
Operating Margin
22.6%
-41.3%
Net Margin
13.4%
-47.9%
Revenue YoY
6.3%
114.7%
Net Profit YoY
-34.7%
-542.7%
EPS (diluted)
$0.61
$-7.60

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACIW
ACIW
TLN
TLN
Q4 25
$481.6M
$758.0M
Q3 25
$482.4M
$697.0M
Q2 25
$401.3M
$409.0M
Q1 25
$394.6M
$654.0M
Q4 24
$453.0M
$353.0M
Q3 24
$451.8M
$459.0M
Q2 24
$373.5M
$346.0M
Q1 24
$316.0M
$416.0M
Net Profit
ACIW
ACIW
TLN
TLN
Q4 25
$64.3M
$-363.0M
Q3 25
$91.3M
$207.0M
Q2 25
$12.2M
$72.0M
Q1 25
$58.9M
$-135.0M
Q4 24
$98.6M
$82.0M
Q3 24
$81.4M
$168.0M
Q2 24
$30.9M
$454.0M
Q1 24
$-7.8M
$294.0M
Gross Margin
ACIW
ACIW
TLN
TLN
Q4 25
53.0%
Q3 25
53.7%
Q2 25
41.5%
Q1 25
45.9%
Q4 24
55.8%
Q3 24
56.3%
Q2 24
45.6%
Q1 24
39.5%
Operating Margin
ACIW
ACIW
TLN
TLN
Q4 25
22.6%
-41.3%
Q3 25
26.5%
37.7%
Q2 25
8.7%
16.1%
Q1 25
14.8%
-16.2%
Q4 24
27.0%
4.5%
Q3 24
27.1%
34.4%
Q2 24
14.4%
7.8%
Q1 24
3.0%
6.0%
Net Margin
ACIW
ACIW
TLN
TLN
Q4 25
13.4%
-47.9%
Q3 25
18.9%
29.7%
Q2 25
3.0%
17.6%
Q1 25
14.9%
-20.6%
Q4 24
21.8%
23.2%
Q3 24
18.0%
36.6%
Q2 24
8.3%
131.2%
Q1 24
-2.5%
70.7%
EPS (diluted)
ACIW
ACIW
TLN
TLN
Q4 25
$0.61
$-7.60
Q3 25
$0.88
$4.25
Q2 25
$0.12
$1.50
Q1 25
$0.55
$-2.94
Q4 24
$0.92
$2.07
Q3 24
$0.77
$3.16
Q2 24
$0.29
$7.60
Q1 24
$-0.07
$4.84

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACIW
ACIW
TLN
TLN
Cash + ST InvestmentsLiquidity on hand
$196.5M
$689.0M
Total DebtLower is stronger
$817.6M
$6.8B
Stockholders' EquityBook value
$1.5B
$1.1B
Total Assets
$3.1B
$10.9B
Debt / EquityLower = less leverage
0.54×
6.23×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACIW
ACIW
TLN
TLN
Q4 25
$196.5M
$689.0M
Q3 25
$199.3M
$497.0M
Q2 25
$189.7M
$122.0M
Q1 25
$230.1M
$295.0M
Q4 24
$216.4M
$328.0M
Q3 24
$177.9M
$648.0M
Q2 24
$157.0M
$632.0M
Q1 24
$183.4M
Total Debt
ACIW
ACIW
TLN
TLN
Q4 25
$817.6M
$6.8B
Q3 25
$867.8M
$3.0B
Q2 25
$898.0M
$3.0B
Q1 25
$845.9M
$3.0B
Q4 24
$924.6M
$3.0B
Q3 24
$994.3M
$2.6B
Q2 24
$1.0B
$2.6B
Q1 24
$1.0B
Stockholders' Equity
ACIW
ACIW
TLN
TLN
Q4 25
$1.5B
$1.1B
Q3 25
$1.5B
$1.5B
Q2 25
$1.4B
$1.2B
Q1 25
$1.5B
$1.2B
Q4 24
$1.4B
$1.4B
Q3 24
$1.3B
$2.4B
Q2 24
$1.2B
$2.5B
Q1 24
$1.3B
$2.8B
Total Assets
ACIW
ACIW
TLN
TLN
Q4 25
$3.1B
$10.9B
Q3 25
$3.2B
$6.1B
Q2 25
$3.1B
$5.8B
Q1 25
$3.2B
$5.9B
Q4 24
$3.0B
$6.1B
Q3 24
$3.1B
$6.8B
Q2 24
$3.4B
$7.1B
Q1 24
$3.3B
Debt / Equity
ACIW
ACIW
TLN
TLN
Q4 25
0.54×
6.23×
Q3 25
0.59×
2.03×
Q2 25
0.64×
2.40×
Q1 25
0.57×
2.54×
Q4 24
0.65×
2.17×
Q3 24
0.75×
1.10×
Q2 24
0.82×
1.05×
Q1 24
0.81×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACIW
ACIW
TLN
TLN
Operating Cash FlowLast quarter
$121.8M
$280.0M
Free Cash FlowOCF − Capex
$116.6M
$254.0M
FCF MarginFCF / Revenue
24.2%
33.5%
Capex IntensityCapex / Revenue
1.1%
3.4%
Cash ConversionOCF / Net Profit
1.89×
TTM Free Cash FlowTrailing 4 quarters
$309.9M
$606.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACIW
ACIW
TLN
TLN
Q4 25
$121.8M
$280.0M
Q3 25
$73.0M
$489.0M
Q2 25
$49.8M
$-184.0M
Q1 25
$78.2M
$119.0M
Q4 24
$126.5M
Q3 24
$54.0M
$96.0M
Q2 24
$55.0M
$-23.0M
Q1 24
$123.2M
$173.0M
Free Cash Flow
ACIW
ACIW
TLN
TLN
Q4 25
$116.6M
$254.0M
Q3 25
$69.6M
$468.0M
Q2 25
$47.6M
$-217.0M
Q1 25
$76.1M
$101.0M
Q4 24
$119.5M
Q3 24
$50.5M
$83.0M
Q2 24
$53.3M
$-43.0M
Q1 24
$120.0M
$148.0M
FCF Margin
ACIW
ACIW
TLN
TLN
Q4 25
24.2%
33.5%
Q3 25
14.4%
67.1%
Q2 25
11.9%
-53.1%
Q1 25
19.3%
15.4%
Q4 24
26.4%
Q3 24
11.2%
18.1%
Q2 24
14.3%
-12.4%
Q1 24
38.0%
35.6%
Capex Intensity
ACIW
ACIW
TLN
TLN
Q4 25
1.1%
3.4%
Q3 25
0.7%
3.0%
Q2 25
0.5%
8.1%
Q1 25
0.5%
2.8%
Q4 24
1.5%
Q3 24
0.8%
2.8%
Q2 24
0.5%
5.8%
Q1 24
1.0%
6.0%
Cash Conversion
ACIW
ACIW
TLN
TLN
Q4 25
1.89×
Q3 25
0.80×
2.36×
Q2 25
4.08×
-2.56×
Q1 25
1.33×
Q4 24
1.28×
Q3 24
0.66×
0.57×
Q2 24
1.78×
-0.05×
Q1 24
0.59×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ACIW
ACIW

Issuing And Acquiring$183.7M38%
License$158.3M33%
Maintenance$50.8M11%
Software And Platform Service$49.6M10%
Merchant Payments$42.4M9%

TLN
TLN

Electricity Sales And Ancillary Services$555.0M73%
Operating Revenue Capacity$182.0M24%
Physical Electricity Sales Bilateral Contracts Other$21.0M3%

Related Comparisons