vs

Side-by-side financial comparison of AECOM (ACM) and Synchrony Financial (SYF). Click either name above to swap in a different company.

Synchrony Financial is the larger business by last-quarter revenue ($4.8B vs $3.8B, roughly 1.2× AECOM). Synchrony Financial runs the higher net margin — 15.8% vs 1.9%, a 13.8% gap on every dollar of revenue. On growth, Synchrony Financial posted the faster year-over-year revenue change (3.7% vs 1.6%). Over the past eight quarters, Synchrony Financial's revenue compounded faster (4.0% CAGR vs -1.4%).

AECOM is an American multinational infrastructure consulting firm headquartered in Dallas, Texas.

Synchrony Financial is an American consumer financial services company with its headquarters in Stamford, Connecticut, United States. The company offers consumer financing products, including credit, promotional financing and loyalty programs, installment lending to industries and consumers through Synchrony Bank, its wholly owned online bank subsidiary.

ACM vs SYF — Head-to-Head

Bigger by revenue
SYF
SYF
1.2× larger
SYF
$4.8B
$3.8B
ACM
Growing faster (revenue YoY)
SYF
SYF
+2.1% gap
SYF
3.7%
1.6%
ACM
Higher net margin
SYF
SYF
13.8% more per $
SYF
15.8%
1.9%
ACM
Faster 2-yr revenue CAGR
SYF
SYF
Annualised
SYF
4.0%
-1.4%
ACM

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
ACM
ACM
SYF
SYF
Revenue
$3.8B
$4.8B
Net Profit
$74.5M
$751.0M
Gross Margin
7.3%
Operating Margin
5.8%
20.0%
Net Margin
1.9%
15.8%
Revenue YoY
1.6%
3.7%
Net Profit YoY
-48.0%
-3.0%
EPS (diluted)
$0.56
$2.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACM
ACM
SYF
SYF
Q1 26
$3.8B
Q4 25
$4.8B
Q3 25
$4.2B
$4.7B
Q2 25
$4.2B
$4.5B
Q1 25
$3.8B
$4.5B
Q4 24
$4.0B
$4.6B
Q3 24
$4.1B
$4.6B
Q2 24
$4.2B
$4.4B
Net Profit
ACM
ACM
SYF
SYF
Q1 26
$74.5M
Q4 25
$751.0M
Q3 25
$120.4M
$1.1B
Q2 25
$131.0M
$967.0M
Q1 25
$143.4M
$757.0M
Q4 24
$167.0M
$774.0M
Q3 24
$172.5M
$789.0M
Q2 24
$134.3M
$643.0M
Gross Margin
ACM
ACM
SYF
SYF
Q1 26
7.3%
Q4 25
Q3 25
7.9%
Q2 25
7.8%
Q1 25
7.7%
Q4 24
6.7%
Q3 24
7.2%
Q2 24
6.9%
Operating Margin
ACM
ACM
SYF
SYF
Q1 26
5.8%
Q4 25
20.0%
Q3 25
5.7%
30.3%
Q2 25
7.0%
27.8%
Q1 25
6.8%
22.0%
Q4 24
5.9%
21.2%
Q3 24
5.8%
22.3%
Q2 24
5.5%
19.2%
Net Margin
ACM
ACM
SYF
SYF
Q1 26
1.9%
Q4 25
15.8%
Q3 25
2.9%
22.8%
Q2 25
3.1%
21.4%
Q1 25
3.8%
17.0%
Q4 24
4.2%
16.9%
Q3 24
4.2%
17.1%
Q2 24
3.2%
14.6%
EPS (diluted)
ACM
ACM
SYF
SYF
Q1 26
$0.56
Q4 25
$2.03
Q3 25
$0.90
$2.86
Q2 25
$0.98
$2.50
Q1 25
$1.08
$1.89
Q4 24
$1.25
$1.92
Q3 24
$1.27
$1.94
Q2 24
$0.98
$1.55

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACM
ACM
SYF
SYF
Cash + ST InvestmentsLiquidity on hand
$1.2B
$15.0B
Total DebtLower is stronger
$2.6B
$15.2B
Stockholders' EquityBook value
$2.2B
$16.8B
Total Assets
$11.9B
$119.1B
Debt / EquityLower = less leverage
1.18×
0.91×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACM
ACM
SYF
SYF
Q1 26
$1.2B
Q4 25
$15.0B
Q3 25
$1.6B
$16.2B
Q2 25
$1.8B
$19.5B
Q1 25
$1.6B
$21.6B
Q4 24
$1.6B
$14.7B
Q3 24
$1.6B
$17.9B
Q2 24
$1.6B
$18.6B
Total Debt
ACM
ACM
SYF
SYF
Q1 26
$2.6B
Q4 25
$15.2B
Q3 25
$2.6B
$14.4B
Q2 25
$2.5B
$16.0B
Q1 25
$2.5B
$17.0B
Q4 24
$2.5B
$15.5B
Q3 24
$2.5B
$15.6B
Q2 24
$2.5B
$15.6B
Stockholders' Equity
ACM
ACM
SYF
SYF
Q1 26
$2.2B
Q4 25
$16.8B
Q3 25
$2.5B
$17.1B
Q2 25
$2.5B
$17.0B
Q1 25
$2.3B
$16.6B
Q4 24
$2.2B
$16.6B
Q3 24
$2.2B
$16.0B
Q2 24
$2.3B
$15.5B
Total Assets
ACM
ACM
SYF
SYF
Q1 26
$11.9B
Q4 25
$119.1B
Q3 25
$12.2B
$117.0B
Q2 25
$12.3B
$120.5B
Q1 25
$11.8B
$122.0B
Q4 24
$11.8B
$119.5B
Q3 24
$12.1B
$119.2B
Q2 24
$12.0B
$120.5B
Debt / Equity
ACM
ACM
SYF
SYF
Q1 26
1.18×
Q4 25
0.91×
Q3 25
1.06×
0.85×
Q2 25
0.99×
0.94×
Q1 25
1.07×
1.03×
Q4 24
1.11×
0.93×
Q3 24
1.12×
0.98×
Q2 24
1.07×
1.01×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACM
ACM
SYF
SYF
Operating Cash FlowLast quarter
$70.2M
$2.5B
Free Cash FlowOCF − Capex
$41.9M
FCF MarginFCF / Revenue
1.1%
Capex IntensityCapex / Revenue
0.7%
Cash ConversionOCF / Net Profit
0.94×
3.27×
TTM Free Cash FlowTrailing 4 quarters
$616.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACM
ACM
SYF
SYF
Q1 26
$70.2M
Q4 25
$2.5B
Q3 25
$196.1M
$2.6B
Q2 25
$283.7M
$2.6B
Q1 25
$190.7M
$2.2B
Q4 24
$151.1M
$2.4B
Q3 24
$298.8M
$2.8B
Q2 24
$291.3M
$2.5B
Free Cash Flow
ACM
ACM
SYF
SYF
Q1 26
$41.9M
Q4 25
Q3 25
$134.1M
Q2 25
$261.7M
Q1 25
$178.3M
Q4 24
$110.9M
Q3 24
$274.5M
Q2 24
$272.8M
FCF Margin
ACM
ACM
SYF
SYF
Q1 26
1.1%
Q4 25
Q3 25
3.2%
Q2 25
6.3%
Q1 25
4.7%
Q4 24
2.8%
Q3 24
6.7%
Q2 24
6.6%
Capex Intensity
ACM
ACM
SYF
SYF
Q1 26
0.7%
Q4 25
Q3 25
1.5%
Q2 25
0.5%
Q1 25
0.3%
Q4 24
1.0%
Q3 24
0.6%
Q2 24
0.4%
Cash Conversion
ACM
ACM
SYF
SYF
Q1 26
0.94×
Q4 25
3.27×
Q3 25
1.63×
2.45×
Q2 25
2.17×
2.65×
Q1 25
1.33×
2.91×
Q4 24
0.90×
3.04×
Q3 24
1.73×
3.50×
Q2 24
2.17×
3.86×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons