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Side-by-side financial comparison of ACNB CORP (ACNB) and Cheer Holding, Inc. (CHR). Click either name above to swap in a different company.

Cheer Holding, Inc. is the larger business by last-quarter revenue ($71.0M vs $47.2M, roughly 1.5× ACNB CORP). ACNB CORP runs the higher net margin — 22.9% vs 10.9%, a 12.0% gap on every dollar of revenue. On growth, ACNB CORP posted the faster year-over-year revenue change (42.2% vs -0.1%).

ACNB Corp is a US-based financial holding company headquartered in Pennsylvania. It provides a full suite of financial solutions including retail and commercial banking, wealth management, trust services, and property & casualty insurance products. Its core market covers local communities, individual consumers, and small-to-medium enterprises across south-central Pennsylvania and northern Maryland.

Cheer Holding, Inc. is a diversified holding company primarily operating in the Chinese market, with core business segments covering early childhood education services, mobile lifestyle platforms, digital content offerings, and integrated consumer solutions for households and enterprise partners across multiple demand scenarios.

ACNB vs CHR — Head-to-Head

Bigger by revenue
CHR
CHR
1.5× larger
CHR
$71.0M
$47.2M
ACNB
Growing faster (revenue YoY)
ACNB
ACNB
+42.3% gap
ACNB
42.2%
-0.1%
CHR
Higher net margin
ACNB
ACNB
12.0% more per $
ACNB
22.9%
10.9%
CHR

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
ACNB
ACNB
CHR
CHR
Revenue
$47.2M
$71.0M
Net Profit
$10.8M
$7.8M
Gross Margin
70.7%
Operating Margin
27.9%
11.7%
Net Margin
22.9%
10.9%
Revenue YoY
42.2%
-0.1%
Net Profit YoY
63.8%
-37.5%
EPS (diluted)
$1.10
$0.67

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACNB
ACNB
CHR
CHR
Q4 25
$47.2M
Q3 25
$50.9M
Q2 25
$50.3M
$71.0M
Q1 25
$43.5M
Q4 24
$33.2M
Q3 24
$34.1M
Q2 24
$33.3M
$71.1M
Q1 24
$31.6M
Net Profit
ACNB
ACNB
CHR
CHR
Q4 25
$10.8M
Q3 25
$14.9M
Q2 25
$11.6M
$7.8M
Q1 25
$-272.0K
Q4 24
$6.6M
Q3 24
$7.2M
Q2 24
$11.3M
$12.4M
Q1 24
$6.8M
Gross Margin
ACNB
ACNB
CHR
CHR
Q4 25
Q3 25
Q2 25
70.7%
Q1 25
Q4 24
Q3 24
Q2 24
73.4%
Q1 24
Operating Margin
ACNB
ACNB
CHR
CHR
Q4 25
27.9%
Q3 25
37.2%
Q2 25
29.7%
11.7%
Q1 25
-1.3%
Q4 24
24.8%
Q3 24
27.6%
Q2 24
42.8%
16.4%
Q1 24
26.9%
Net Margin
ACNB
ACNB
CHR
CHR
Q4 25
22.9%
Q3 25
29.2%
Q2 25
23.2%
10.9%
Q1 25
-0.6%
Q4 24
19.9%
Q3 24
21.1%
Q2 24
33.9%
17.5%
Q1 24
21.4%
EPS (diluted)
ACNB
ACNB
CHR
CHR
Q4 25
$1.10
Q3 25
$1.42
Q2 25
$1.11
$0.67
Q1 25
$-0.03
Q4 24
$0.77
Q3 24
$0.84
Q2 24
$1.32
$1.23
Q1 24
$0.80

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACNB
ACNB
CHR
CHR
Cash + ST InvestmentsLiquidity on hand
$65.6M
Total DebtLower is stronger
$255.4M
Stockholders' EquityBook value
$420.0M
$322.1M
Total Assets
$3.2B
$362.7M
Debt / EquityLower = less leverage
0.61×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACNB
ACNB
CHR
CHR
Q4 25
$65.6M
Q3 25
$102.1M
Q2 25
$103.1M
Q1 25
$123.6M
Q4 24
$47.3M
Q3 24
$58.1M
Q2 24
$86.3M
$186.1M
Q1 24
$53.1M
Total Debt
ACNB
ACNB
CHR
CHR
Q4 25
$255.4M
Q3 25
$255.4M
Q2 25
$255.4M
Q1 25
$255.3M
Q4 24
$255.3M
Q3 24
$255.3M
Q2 24
$255.3M
Q1 24
$255.3M
Stockholders' Equity
ACNB
ACNB
CHR
CHR
Q4 25
$420.0M
Q3 25
$408.6M
Q2 25
$395.2M
$322.1M
Q1 25
$386.9M
Q4 24
$303.3M
Q3 24
$306.8M
Q2 24
$289.3M
$286.1M
Q1 24
$279.9M
Total Assets
ACNB
ACNB
CHR
CHR
Q4 25
$3.2B
Q3 25
$3.3B
Q2 25
$3.3B
$362.7M
Q1 25
$3.3B
Q4 24
$2.4B
Q3 24
$2.4B
Q2 24
$2.5B
$333.2M
Q1 24
$2.4B
Debt / Equity
ACNB
ACNB
CHR
CHR
Q4 25
0.61×
Q3 25
0.62×
Q2 25
0.65×
Q1 25
0.66×
Q4 24
0.84×
Q3 24
0.83×
Q2 24
0.88×
Q1 24
0.91×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACNB
ACNB
CHR
CHR
Operating Cash FlowLast quarter
$53.6M
$3.9M
Free Cash FlowOCF − Capex
$52.6M
FCF MarginFCF / Revenue
111.4%
Capex IntensityCapex / Revenue
2.3%
Cash ConversionOCF / Net Profit
4.96×
0.51×
TTM Free Cash FlowTrailing 4 quarters
$92.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACNB
ACNB
CHR
CHR
Q4 25
$53.6M
Q3 25
$23.2M
Q2 25
$17.8M
$3.9M
Q1 25
$-71.0K
Q4 24
$39.8M
Q3 24
$13.6M
Q2 24
$9.7M
$-6.7M
Q1 24
$10.8M
Free Cash Flow
ACNB
ACNB
CHR
CHR
Q4 25
$52.6M
Q3 25
$22.8M
Q2 25
$17.6M
Q1 25
$-730.0K
Q4 24
$38.8M
Q3 24
$13.3M
Q2 24
$9.4M
Q1 24
$10.7M
FCF Margin
ACNB
ACNB
CHR
CHR
Q4 25
111.4%
Q3 25
44.7%
Q2 25
35.0%
Q1 25
-1.7%
Q4 24
117.0%
Q3 24
39.1%
Q2 24
28.3%
Q1 24
33.9%
Capex Intensity
ACNB
ACNB
CHR
CHR
Q4 25
2.3%
Q3 25
0.8%
Q2 25
0.4%
Q1 25
1.5%
Q4 24
2.9%
Q3 24
0.7%
Q2 24
0.9%
Q1 24
0.2%
Cash Conversion
ACNB
ACNB
CHR
CHR
Q4 25
4.96×
Q3 25
1.56×
Q2 25
1.52×
0.51×
Q1 25
Q4 24
6.03×
Q3 24
1.88×
Q2 24
0.86×
-0.54×
Q1 24
1.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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