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Side-by-side financial comparison of ACNB CORP (ACNB) and LINKBANCORP, Inc. (LNKB). Click either name above to swap in a different company.
ACNB CORP is the larger business by last-quarter revenue ($47.2M vs $46.0M, roughly 1.0× LINKBANCORP, Inc.). ACNB CORP runs the higher net margin — 22.9% vs 6.4%, a 16.5% gap on every dollar of revenue. On growth, ACNB CORP posted the faster year-over-year revenue change (42.2% vs 7.3%). ACNB CORP produced more free cash flow last quarter ($52.6M vs $23.8M). Over the past eight quarters, ACNB CORP's revenue compounded faster (22.1% CAGR vs 6.6%).
ACNB Corp is a US-based financial holding company headquartered in Pennsylvania. It provides a full suite of financial solutions including retail and commercial banking, wealth management, trust services, and property & casualty insurance products. Its core market covers local communities, individual consumers, and small-to-medium enterprises across south-central Pennsylvania and northern Maryland.
LINKBANCORP, Inc. is a US-based bank holding company that offers comprehensive retail and commercial banking services to individual consumers, small businesses, and mid-sized enterprises. Its core offerings include deposit accounts, lending products, wealth management solutions, and digital banking services, primarily serving customers across regional markets in Pennsylvania.
ACNB vs LNKB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $47.2M | $46.0M |
| Net Profit | $10.8M | $2.9M |
| Gross Margin | — | — |
| Operating Margin | 27.9% | 8.5% |
| Net Margin | 22.9% | 6.4% |
| Revenue YoY | 42.2% | 7.3% |
| Net Profit YoY | 63.8% | -61.2% |
| EPS (diluted) | $1.10 | $0.08 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $47.2M | $46.0M | ||
| Q3 25 | $50.9M | $44.8M | ||
| Q2 25 | $50.3M | $42.3M | ||
| Q1 25 | $43.5M | $53.4M | ||
| Q4 24 | $33.2M | $42.9M | ||
| Q3 24 | $34.1M | $42.9M | ||
| Q2 24 | $33.3M | $41.3M | ||
| Q1 24 | $31.6M | $40.5M |
| Q4 25 | $10.8M | $2.9M | ||
| Q3 25 | $14.9M | $7.8M | ||
| Q2 25 | $11.6M | $7.4M | ||
| Q1 25 | $-272.0K | $15.3M | ||
| Q4 24 | $6.6M | $7.6M | ||
| Q3 24 | $7.2M | $7.1M | ||
| Q2 24 | $11.3M | $5.8M | ||
| Q1 24 | $6.8M | $5.7M |
| Q4 25 | 27.9% | 8.5% | ||
| Q3 25 | 37.2% | 22.3% | ||
| Q2 25 | 29.7% | 22.4% | ||
| Q1 25 | -1.3% | 36.0% | ||
| Q4 24 | 24.8% | 22.6% | ||
| Q3 24 | 27.6% | 21.3% | ||
| Q2 24 | 42.8% | 18.0% | ||
| Q1 24 | 26.9% | 18.1% |
| Q4 25 | 22.9% | 6.4% | ||
| Q3 25 | 29.2% | 17.5% | ||
| Q2 25 | 23.2% | 17.5% | ||
| Q1 25 | -0.6% | 28.7% | ||
| Q4 24 | 19.9% | 17.7% | ||
| Q3 24 | 21.1% | 16.5% | ||
| Q2 24 | 33.9% | 14.1% | ||
| Q1 24 | 21.4% | 14.1% |
| Q4 25 | $1.10 | $0.08 | ||
| Q3 25 | $1.42 | $0.21 | ||
| Q2 25 | $1.11 | $0.20 | ||
| Q1 25 | $-0.03 | $0.41 | ||
| Q4 24 | $0.77 | $0.21 | ||
| Q3 24 | $0.84 | $0.19 | ||
| Q2 24 | $1.32 | $0.16 | ||
| Q1 24 | $0.80 | $0.15 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $65.6M | $52.3M |
| Total DebtLower is stronger | $255.4M | $177.3M |
| Stockholders' EquityBook value | $420.0M | $306.4M |
| Total Assets | $3.2B | $3.1B |
| Debt / EquityLower = less leverage | 0.61× | 0.58× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $65.6M | $52.3M | ||
| Q3 25 | $102.1M | $194.2M | ||
| Q2 25 | $103.1M | $155.1M | ||
| Q1 25 | $123.6M | $220.2M | ||
| Q4 24 | $47.3M | $166.1M | ||
| Q3 24 | $58.1M | $191.2M | ||
| Q2 24 | $86.3M | $181.7M | ||
| Q1 24 | $53.1M | $172.3M |
| Q4 25 | $255.4M | $177.3M | ||
| Q3 25 | $255.4M | $102.3M | ||
| Q2 25 | $255.4M | $102.3M | ||
| Q1 25 | $255.3M | $102.7M | ||
| Q4 24 | $255.3M | $112.5M | ||
| Q3 24 | $255.3M | $102.4M | ||
| Q2 24 | $255.3M | $102.3M | ||
| Q1 24 | $255.3M | $102.2M |
| Q4 25 | $420.0M | $306.4M | ||
| Q3 25 | $408.6M | $305.5M | ||
| Q2 25 | $395.2M | $298.0M | ||
| Q1 25 | $386.9M | $294.1M | ||
| Q4 24 | $303.3M | $280.2M | ||
| Q3 24 | $306.8M | $277.4M | ||
| Q2 24 | $289.3M | $271.4M | ||
| Q1 24 | $279.9M | $268.2M |
| Q4 25 | $3.2B | $3.1B | ||
| Q3 25 | $3.3B | $3.1B | ||
| Q2 25 | $3.3B | $2.9B | ||
| Q1 25 | $3.3B | $2.9B | ||
| Q4 24 | $2.4B | $2.9B | ||
| Q3 24 | $2.4B | $2.9B | ||
| Q2 24 | $2.5B | $2.9B | ||
| Q1 24 | $2.4B | $2.8B |
| Q4 25 | 0.61× | 0.58× | ||
| Q3 25 | 0.62× | 0.33× | ||
| Q2 25 | 0.65× | 0.34× | ||
| Q1 25 | 0.66× | 0.35× | ||
| Q4 24 | 0.84× | 0.40× | ||
| Q3 24 | 0.83× | 0.37× | ||
| Q2 24 | 0.88× | 0.38× | ||
| Q1 24 | 0.91× | 0.38× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $53.6M | $25.3M |
| Free Cash FlowOCF − Capex | $52.6M | $23.8M |
| FCF MarginFCF / Revenue | 111.4% | 51.7% |
| Capex IntensityCapex / Revenue | 2.3% | 3.2% |
| Cash ConversionOCF / Net Profit | 4.96× | 8.59× |
| TTM Free Cash FlowTrailing 4 quarters | $92.2M | $55.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $53.6M | $25.3M | ||
| Q3 25 | $23.2M | $23.6M | ||
| Q2 25 | $17.8M | $6.3M | ||
| Q1 25 | $-71.0K | $2.6M | ||
| Q4 24 | $39.8M | $25.4M | ||
| Q3 24 | $13.6M | $14.0M | ||
| Q2 24 | $9.7M | $6.4M | ||
| Q1 24 | $10.8M | $-771.0K |
| Q4 25 | $52.6M | $23.8M | ||
| Q3 25 | $22.8M | $23.2M | ||
| Q2 25 | $17.6M | $6.1M | ||
| Q1 25 | $-730.0K | $2.2M | ||
| Q4 24 | $38.8M | $22.6M | ||
| Q3 24 | $13.3M | $13.1M | ||
| Q2 24 | $9.4M | $6.3M | ||
| Q1 24 | $10.7M | $-1.2M |
| Q4 25 | 111.4% | 51.7% | ||
| Q3 25 | 44.7% | 51.8% | ||
| Q2 25 | 35.0% | 14.5% | ||
| Q1 25 | -1.7% | 4.2% | ||
| Q4 24 | 117.0% | 52.6% | ||
| Q3 24 | 39.1% | 30.5% | ||
| Q2 24 | 28.3% | 15.3% | ||
| Q1 24 | 33.9% | -3.0% |
| Q4 25 | 2.3% | 3.2% | ||
| Q3 25 | 0.8% | 0.8% | ||
| Q2 25 | 0.4% | 0.4% | ||
| Q1 25 | 1.5% | 0.7% | ||
| Q4 24 | 2.9% | 6.7% | ||
| Q3 24 | 0.7% | 2.1% | ||
| Q2 24 | 0.9% | 0.1% | ||
| Q1 24 | 0.2% | 1.1% |
| Q4 25 | 4.96× | 8.59× | ||
| Q3 25 | 1.56× | 3.01× | ||
| Q2 25 | 1.52× | 0.85× | ||
| Q1 25 | — | 0.17× | ||
| Q4 24 | 6.03× | 3.35× | ||
| Q3 24 | 1.88× | 1.97× | ||
| Q2 24 | 0.86× | 1.10× | ||
| Q1 24 | 1.60× | -0.13× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
