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Side-by-side financial comparison of ACNB CORP (ACNB) and Clarus Corp (CLAR). Click either name above to swap in a different company.

Clarus Corp is the larger business by last-quarter revenue ($65.4M vs $47.2M, roughly 1.4× ACNB CORP). ACNB CORP runs the higher net margin — 22.9% vs -47.8%, a 70.7% gap on every dollar of revenue. On growth, ACNB CORP posted the faster year-over-year revenue change (42.2% vs -8.4%). ACNB CORP produced more free cash flow last quarter ($52.6M vs $11.6M). Over the past eight quarters, ACNB CORP's revenue compounded faster (22.1% CAGR vs -2.9%).

ACNB Corp is a US-based financial holding company headquartered in Pennsylvania. It provides a full suite of financial solutions including retail and commercial banking, wealth management, trust services, and property & casualty insurance products. Its core market covers local communities, individual consumers, and small-to-medium enterprises across south-central Pennsylvania and northern Maryland.

Clarus Corp is a global designer, manufacturer, and distributor of high-performance outdoor recreation, climbing, camping, and lifestyle products. It manages a portfolio of leading consumer brands, serving outdoor enthusiasts, professional athletes, and retail partners across North America, Europe, and the Asia-Pacific region, with a focus on innovative, durable gear for active lifestyles.

ACNB vs CLAR — Head-to-Head

Bigger by revenue
CLAR
CLAR
1.4× larger
CLAR
$65.4M
$47.2M
ACNB
Growing faster (revenue YoY)
ACNB
ACNB
+50.6% gap
ACNB
42.2%
-8.4%
CLAR
Higher net margin
ACNB
ACNB
70.7% more per $
ACNB
22.9%
-47.8%
CLAR
More free cash flow
ACNB
ACNB
$41.0M more FCF
ACNB
$52.6M
$11.6M
CLAR
Faster 2-yr revenue CAGR
ACNB
ACNB
Annualised
ACNB
22.1%
-2.9%
CLAR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ACNB
ACNB
CLAR
CLAR
Revenue
$47.2M
$65.4M
Net Profit
$10.8M
$-31.3M
Gross Margin
27.7%
Operating Margin
27.9%
-59.6%
Net Margin
22.9%
-47.8%
Revenue YoY
42.2%
-8.4%
Net Profit YoY
63.8%
52.3%
EPS (diluted)
$1.10
$-0.81

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACNB
ACNB
CLAR
CLAR
Q4 25
$47.2M
$65.4M
Q3 25
$50.9M
$69.3M
Q2 25
$50.3M
$55.2M
Q1 25
$43.5M
$60.4M
Q4 24
$33.2M
$71.4M
Q3 24
$34.1M
$67.1M
Q2 24
$33.3M
$56.5M
Q1 24
$31.6M
$69.3M
Net Profit
ACNB
ACNB
CLAR
CLAR
Q4 25
$10.8M
$-31.3M
Q3 25
$14.9M
$-1.6M
Q2 25
$11.6M
$-8.4M
Q1 25
$-272.0K
$-5.2M
Q4 24
$6.6M
$-65.5M
Q3 24
$7.2M
$-3.2M
Q2 24
$11.3M
$-5.5M
Q1 24
$6.8M
$21.9M
Gross Margin
ACNB
ACNB
CLAR
CLAR
Q4 25
27.7%
Q3 25
35.1%
Q2 25
35.6%
Q1 25
34.4%
Q4 24
33.4%
Q3 24
35.0%
Q2 24
36.1%
Q1 24
35.9%
Operating Margin
ACNB
ACNB
CLAR
CLAR
Q4 25
27.9%
-59.6%
Q3 25
37.2%
-4.4%
Q2 25
29.7%
-19.7%
Q1 25
-1.3%
-11.2%
Q4 24
24.8%
-70.2%
Q3 24
27.6%
-8.0%
Q2 24
42.8%
-14.4%
Q1 24
26.9%
-9.8%
Net Margin
ACNB
ACNB
CLAR
CLAR
Q4 25
22.9%
-47.8%
Q3 25
29.2%
-2.3%
Q2 25
23.2%
-15.3%
Q1 25
-0.6%
-8.7%
Q4 24
19.9%
-91.8%
Q3 24
21.1%
-4.7%
Q2 24
33.9%
-9.7%
Q1 24
21.4%
31.6%
EPS (diluted)
ACNB
ACNB
CLAR
CLAR
Q4 25
$1.10
$-0.81
Q3 25
$1.42
$-0.04
Q2 25
$1.11
$-0.22
Q1 25
$-0.03
$-0.14
Q4 24
$0.77
$-1.72
Q3 24
$0.84
$-0.08
Q2 24
$1.32
$-0.14
Q1 24
$0.80
$0.57

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACNB
ACNB
CLAR
CLAR
Cash + ST InvestmentsLiquidity on hand
$65.6M
$36.7M
Total DebtLower is stronger
$255.4M
$0
Stockholders' EquityBook value
$420.0M
$196.4M
Total Assets
$3.2B
$249.0M
Debt / EquityLower = less leverage
0.61×
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACNB
ACNB
CLAR
CLAR
Q4 25
$65.6M
$36.7M
Q3 25
$102.1M
$29.5M
Q2 25
$103.1M
$28.5M
Q1 25
$123.6M
$41.3M
Q4 24
$47.3M
$45.4M
Q3 24
$58.1M
$36.4M
Q2 24
$86.3M
$46.2M
Q1 24
$53.1M
$47.5M
Total Debt
ACNB
ACNB
CLAR
CLAR
Q4 25
$255.4M
$0
Q3 25
$255.4M
$2.0M
Q2 25
$255.4M
$1.9M
Q1 25
$255.3M
$1.9M
Q4 24
$255.3M
$1.9M
Q3 24
$255.3M
Q2 24
$255.3M
Q1 24
$255.3M
$37.0K
Stockholders' Equity
ACNB
ACNB
CLAR
CLAR
Q4 25
$420.0M
$196.4M
Q3 25
$408.6M
$225.8M
Q2 25
$395.2M
$225.1M
Q1 25
$386.9M
$229.3M
Q4 24
$303.3M
$233.1M
Q3 24
$306.8M
$308.5M
Q2 24
$289.3M
$307.3M
Q1 24
$279.9M
$310.4M
Total Assets
ACNB
ACNB
CLAR
CLAR
Q4 25
$3.2B
$249.0M
Q3 25
$3.3B
$283.1M
Q2 25
$3.3B
$286.5M
Q1 25
$3.3B
$292.8M
Q4 24
$2.4B
$294.1M
Q3 24
$2.4B
$375.3M
Q2 24
$2.5B
$369.4M
Q1 24
$2.4B
$377.0M
Debt / Equity
ACNB
ACNB
CLAR
CLAR
Q4 25
0.61×
0.00×
Q3 25
0.62×
0.01×
Q2 25
0.65×
0.01×
Q1 25
0.66×
0.01×
Q4 24
0.84×
0.01×
Q3 24
0.83×
Q2 24
0.88×
Q1 24
0.91×
0.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACNB
ACNB
CLAR
CLAR
Operating Cash FlowLast quarter
$53.6M
$12.5M
Free Cash FlowOCF − Capex
$52.6M
$11.6M
FCF MarginFCF / Revenue
111.4%
17.7%
Capex IntensityCapex / Revenue
2.3%
1.4%
Cash ConversionOCF / Net Profit
4.96×
TTM Free Cash FlowTrailing 4 quarters
$92.2M
$-9.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACNB
ACNB
CLAR
CLAR
Q4 25
$53.6M
$12.5M
Q3 25
$23.2M
$-5.7M
Q2 25
$17.8M
$-9.4M
Q1 25
$-71.0K
$-2.1M
Q4 24
$39.8M
$16.6M
Q3 24
$13.6M
$-8.3M
Q2 24
$9.7M
$834.0K
Q1 24
$10.8M
$-16.4M
Free Cash Flow
ACNB
ACNB
CLAR
CLAR
Q4 25
$52.6M
$11.6M
Q3 25
$22.8M
$-7.0M
Q2 25
$17.6M
$-11.3M
Q1 25
$-730.0K
$-3.3M
Q4 24
$38.8M
$14.4M
Q3 24
$13.3M
$-9.4M
Q2 24
$9.4M
$-744.0K
Q1 24
$10.7M
$-18.3M
FCF Margin
ACNB
ACNB
CLAR
CLAR
Q4 25
111.4%
17.7%
Q3 25
44.7%
-10.0%
Q2 25
35.0%
-20.4%
Q1 25
-1.7%
-5.4%
Q4 24
117.0%
20.1%
Q3 24
39.1%
-14.0%
Q2 24
28.3%
-1.3%
Q1 24
33.9%
-26.3%
Capex Intensity
ACNB
ACNB
CLAR
CLAR
Q4 25
2.3%
1.4%
Q3 25
0.8%
1.8%
Q2 25
0.4%
3.4%
Q1 25
1.5%
2.0%
Q4 24
2.9%
3.1%
Q3 24
0.7%
1.6%
Q2 24
0.9%
2.8%
Q1 24
0.2%
2.7%
Cash Conversion
ACNB
ACNB
CLAR
CLAR
Q4 25
4.96×
Q3 25
1.56×
Q2 25
1.52×
Q1 25
Q4 24
6.03×
Q3 24
1.88×
Q2 24
0.86×
Q1 24
1.60×
-0.75×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ACNB
ACNB

Segment breakdown not available.

CLAR
CLAR

Other$37.1M57%
Outdoor Segment$25.3M39%
Adventure Segment$3.0M5%

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