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Side-by-side financial comparison of ACNB CORP (ACNB) and FUELCELL ENERGY INC (FCEL). Click either name above to swap in a different company.

FUELCELL ENERGY INC is the larger business by last-quarter revenue ($55.0M vs $47.2M, roughly 1.2× ACNB CORP). ACNB CORP runs the higher net margin — 22.9% vs -54.3%, a 77.2% gap on every dollar of revenue. On growth, ACNB CORP posted the faster year-over-year revenue change (42.2% vs 11.5%). ACNB CORP produced more free cash flow last quarter ($52.6M vs $-23.9M). Over the past eight quarters, FUELCELL ENERGY INC's revenue compounded faster (81.6% CAGR vs 22.1%).

ACNB Corp is a US-based financial holding company headquartered in Pennsylvania. It provides a full suite of financial solutions including retail and commercial banking, wealth management, trust services, and property & casualty insurance products. Its core market covers local communities, individual consumers, and small-to-medium enterprises across south-central Pennsylvania and northern Maryland.

FuelCell Energy, Inc. is a publicly traded fuel cell company headquartered in Danbury, Connecticut. It designs, manufactures, operates and services power plants based on molten carbonate fuel cells.

ACNB vs FCEL — Head-to-Head

Bigger by revenue
FCEL
FCEL
1.2× larger
FCEL
$55.0M
$47.2M
ACNB
Growing faster (revenue YoY)
ACNB
ACNB
+30.7% gap
ACNB
42.2%
11.5%
FCEL
Higher net margin
ACNB
ACNB
77.2% more per $
ACNB
22.9%
-54.3%
FCEL
More free cash flow
ACNB
ACNB
$76.4M more FCF
ACNB
$52.6M
$-23.9M
FCEL
Faster 2-yr revenue CAGR
FCEL
FCEL
Annualised
FCEL
81.6%
22.1%
ACNB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ACNB
ACNB
FCEL
FCEL
Revenue
$47.2M
$55.0M
Net Profit
$10.8M
$-29.9M
Gross Margin
-12.1%
Operating Margin
27.9%
-51.5%
Net Margin
22.9%
-54.3%
Revenue YoY
42.2%
11.5%
Net Profit YoY
63.8%
27.9%
EPS (diluted)
$1.10
$-0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACNB
ACNB
FCEL
FCEL
Q4 25
$47.2M
$55.0M
Q3 25
$50.9M
$46.7M
Q2 25
$50.3M
$37.4M
Q1 25
$43.5M
$19.0M
Q4 24
$33.2M
$49.3M
Q3 24
$34.1M
$23.7M
Q2 24
$33.3M
$22.4M
Q1 24
$31.6M
$16.7M
Net Profit
ACNB
ACNB
FCEL
FCEL
Q4 25
$10.8M
$-29.9M
Q3 25
$14.9M
$-91.7M
Q2 25
$11.6M
$-38.0M
Q1 25
$-272.0K
$-28.3M
Q4 24
$6.6M
$-41.4M
Q3 24
$7.2M
$-32.7M
Q2 24
$11.3M
$-32.1M
Q1 24
$6.8M
$-19.8M
Gross Margin
ACNB
ACNB
FCEL
FCEL
Q4 25
-12.1%
Q3 25
-11.0%
Q2 25
-25.2%
Q1 25
-27.4%
Q4 24
-22.1%
Q3 24
-26.2%
Q2 24
-31.6%
Q1 24
-70.2%
Operating Margin
ACNB
ACNB
FCEL
FCEL
Q4 25
27.9%
-51.5%
Q3 25
37.2%
-204.0%
Q2 25
29.7%
-95.7%
Q1 25
-1.3%
-172.9%
Q4 24
24.8%
-83.2%
Q3 24
27.6%
-141.9%
Q2 24
42.8%
-184.5%
Q1 24
26.9%
-254.5%
Net Margin
ACNB
ACNB
FCEL
FCEL
Q4 25
22.9%
-54.3%
Q3 25
29.2%
-196.1%
Q2 25
23.2%
-101.7%
Q1 25
-0.6%
-149.1%
Q4 24
19.9%
-84.0%
Q3 24
21.1%
-137.8%
Q2 24
33.9%
-143.4%
Q1 24
21.4%
-118.6%
EPS (diluted)
ACNB
ACNB
FCEL
FCEL
Q4 25
$1.10
$-0.43
Q3 25
$1.42
$-3.78
Q2 25
$1.11
$-1.79
Q1 25
$-0.03
$-1.42
Q4 24
$0.77
$-2.29
Q3 24
$0.84
$-1.99
Q2 24
$1.32
$-2.18
Q1 24
$0.80
$-1.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACNB
ACNB
FCEL
FCEL
Cash + ST InvestmentsLiquidity on hand
$65.6M
$278.1M
Total DebtLower is stronger
$255.4M
$103.8M
Stockholders' EquityBook value
$420.0M
$662.2M
Total Assets
$3.2B
$932.1M
Debt / EquityLower = less leverage
0.61×
0.16×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACNB
ACNB
FCEL
FCEL
Q4 25
$65.6M
$278.1M
Q3 25
$102.1M
$174.7M
Q2 25
$103.1M
$177.0M
Q1 25
$123.6M
$208.4M
Q4 24
$47.3M
$257.3M
Q3 24
$58.1M
$267.2M
Q2 24
$86.3M
$260.1M
Q1 24
$53.1M
$297.5M
Total Debt
ACNB
ACNB
FCEL
FCEL
Q4 25
$255.4M
$103.8M
Q3 25
$255.4M
$106.4M
Q2 25
$255.4M
$109.4M
Q1 25
$255.3M
$112.3M
Q4 24
$255.3M
$115.7M
Q3 24
$255.3M
$112.7M
Q2 24
$255.3M
$116.2M
Q1 24
$255.3M
$107.2M
Stockholders' Equity
ACNB
ACNB
FCEL
FCEL
Q4 25
$420.0M
$662.2M
Q3 25
$408.6M
$556.2M
Q2 25
$395.2M
$609.2M
Q1 25
$386.9M
$635.2M
Q4 24
$303.3M
$656.9M
Q3 24
$306.8M
$675.8M
Q2 24
$289.3M
$639.8M
Q1 24
$279.9M
$663.9M
Total Assets
ACNB
ACNB
FCEL
FCEL
Q4 25
$3.2B
$932.1M
Q3 25
$3.3B
$830.5M
Q2 25
$3.3B
$883.8M
Q1 25
$3.3B
$907.5M
Q4 24
$2.4B
$944.1M
Q3 24
$2.4B
$948.9M
Q2 24
$2.5B
$916.8M
Q1 24
$2.4B
$923.2M
Debt / Equity
ACNB
ACNB
FCEL
FCEL
Q4 25
0.61×
0.16×
Q3 25
0.62×
0.19×
Q2 25
0.65×
0.18×
Q1 25
0.66×
0.18×
Q4 24
0.84×
0.18×
Q3 24
0.83×
0.17×
Q2 24
0.88×
0.18×
Q1 24
0.91×
0.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACNB
ACNB
FCEL
FCEL
Operating Cash FlowLast quarter
$53.6M
$-22.9M
Free Cash FlowOCF − Capex
$52.6M
$-23.9M
FCF MarginFCF / Revenue
111.4%
-43.4%
Capex IntensityCapex / Revenue
2.3%
1.8%
Cash ConversionOCF / Net Profit
4.96×
TTM Free Cash FlowTrailing 4 quarters
$92.2M
$-143.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACNB
ACNB
FCEL
FCEL
Q4 25
$53.6M
$-22.9M
Q3 25
$23.2M
$-26.8M
Q2 25
$17.8M
$-29.9M
Q1 25
$-71.0K
$-45.7M
Q4 24
$39.8M
$5.8M
Q3 24
$13.6M
$-63.4M
Q2 24
$9.7M
$-37.1M
Q1 24
$10.8M
$-58.3M
Free Cash Flow
ACNB
ACNB
FCEL
FCEL
Q4 25
$52.6M
$-23.9M
Q3 25
$22.8M
$-32.1M
Q2 25
$17.6M
$-35.2M
Q1 25
$-730.0K
$-52.8M
Q4 24
$38.8M
$-4.7M
Q3 24
$13.3M
$-76.8M
Q2 24
$9.4M
$-50.3M
Q1 24
$10.7M
$-68.8M
FCF Margin
ACNB
ACNB
FCEL
FCEL
Q4 25
111.4%
-43.4%
Q3 25
44.7%
-68.6%
Q2 25
35.0%
-94.0%
Q1 25
-1.7%
-277.8%
Q4 24
117.0%
-9.5%
Q3 24
39.1%
-324.0%
Q2 24
28.3%
-224.5%
Q1 24
33.9%
-412.4%
Capex Intensity
ACNB
ACNB
FCEL
FCEL
Q4 25
2.3%
1.8%
Q3 25
0.8%
11.2%
Q2 25
0.4%
14.1%
Q1 25
1.5%
37.2%
Q4 24
2.9%
21.4%
Q3 24
0.7%
56.6%
Q2 24
0.9%
58.9%
Q1 24
0.2%
63.3%
Cash Conversion
ACNB
ACNB
FCEL
FCEL
Q4 25
4.96×
Q3 25
1.56×
Q2 25
1.52×
Q1 25
Q4 24
6.03×
Q3 24
1.88×
Q2 24
0.86×
Q1 24
1.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ACNB
ACNB

Segment breakdown not available.

FCEL
FCEL

Other$30.0M55%
Electricity Generation$12.2M22%
Services$7.3M13%
Advanced Technologies$5.5M10%

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