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Side-by-side financial comparison of ACNB CORP (ACNB) and GERON CORP (GERN). Click either name above to swap in a different company.

GERON CORP is the larger business by last-quarter revenue ($47.2M vs $47.2M, roughly 1.0× ACNB CORP). ACNB CORP runs the higher net margin — 22.9% vs -39.0%, a 61.9% gap on every dollar of revenue. On growth, GERON CORP posted the faster year-over-year revenue change (67.1% vs 42.2%). Over the past eight quarters, GERON CORP's revenue compounded faster (1597.0% CAGR vs 22.1%).

ACNB Corp is a US-based financial holding company headquartered in Pennsylvania. It provides a full suite of financial solutions including retail and commercial banking, wealth management, trust services, and property & casualty insurance products. Its core market covers local communities, individual consumers, and small-to-medium enterprises across south-central Pennsylvania and northern Maryland.

Geron Corporation is a biotechnology company located in Foster City, California which specializes in developing and commercializing therapeutic products for cancer that inhibit telomerase.

ACNB vs GERN — Head-to-Head

Bigger by revenue
GERN
GERN
1.0× larger
GERN
$47.2M
$47.2M
ACNB
Growing faster (revenue YoY)
GERN
GERN
+24.8% gap
GERN
67.1%
42.2%
ACNB
Higher net margin
ACNB
ACNB
61.9% more per $
ACNB
22.9%
-39.0%
GERN
Faster 2-yr revenue CAGR
GERN
GERN
Annualised
GERN
1597.0%
22.1%
ACNB

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
ACNB
ACNB
GERN
GERN
Revenue
$47.2M
$47.2M
Net Profit
$10.8M
$-18.4M
Gross Margin
Operating Margin
27.9%
-29.4%
Net Margin
22.9%
-39.0%
Revenue YoY
42.2%
67.1%
Net Profit YoY
63.8%
30.3%
EPS (diluted)
$1.10
$-0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACNB
ACNB
GERN
GERN
Q4 25
$47.2M
Q3 25
$50.9M
$47.2M
Q2 25
$50.3M
$49.0M
Q1 25
$43.5M
$39.6M
Q4 24
$33.2M
Q3 24
$34.1M
$28.3M
Q2 24
$33.3M
$882.0K
Q1 24
$31.6M
$304.0K
Net Profit
ACNB
ACNB
GERN
GERN
Q4 25
$10.8M
Q3 25
$14.9M
$-18.4M
Q2 25
$11.6M
$-16.4M
Q1 25
$-272.0K
$-19.8M
Q4 24
$6.6M
Q3 24
$7.2M
$-26.4M
Q2 24
$11.3M
$-67.4M
Q1 24
$6.8M
$-55.4M
Operating Margin
ACNB
ACNB
GERN
GERN
Q4 25
27.9%
Q3 25
37.2%
-29.4%
Q2 25
29.7%
-25.4%
Q1 25
-1.3%
-42.2%
Q4 24
24.8%
Q3 24
27.6%
-99.8%
Q2 24
42.8%
-7860.9%
Q1 24
26.9%
-18465.1%
Net Margin
ACNB
ACNB
GERN
GERN
Q4 25
22.9%
Q3 25
29.2%
-39.0%
Q2 25
23.2%
-33.4%
Q1 25
-0.6%
-50.1%
Q4 24
19.9%
Q3 24
21.1%
-93.5%
Q2 24
33.9%
-7639.8%
Q1 24
21.4%
-18220.4%
EPS (diluted)
ACNB
ACNB
GERN
GERN
Q4 25
$1.10
Q3 25
$1.42
$-0.03
Q2 25
$1.11
$-0.02
Q1 25
$-0.03
$-0.03
Q4 24
$0.77
Q3 24
$0.84
$-0.04
Q2 24
$1.32
$-0.10
Q1 24
$0.80
$-0.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACNB
ACNB
GERN
GERN
Cash + ST InvestmentsLiquidity on hand
$65.6M
$78.1M
Total DebtLower is stronger
$255.4M
Stockholders' EquityBook value
$420.0M
$248.7M
Total Assets
$3.2B
$567.4M
Debt / EquityLower = less leverage
0.61×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACNB
ACNB
GERN
GERN
Q4 25
$65.6M
Q3 25
$102.1M
$78.1M
Q2 25
$103.1M
$77.7M
Q1 25
$123.6M
$83.7M
Q4 24
$47.3M
Q3 24
$58.1M
$60.3M
Q2 24
$86.3M
$116.9M
Q1 24
$53.1M
$189.8M
Total Debt
ACNB
ACNB
GERN
GERN
Q4 25
$255.4M
Q3 25
$255.4M
Q2 25
$255.4M
Q1 25
$255.3M
Q4 24
$255.3M
Q3 24
$255.3M
Q2 24
$255.3M
Q1 24
$255.3M
Stockholders' Equity
ACNB
ACNB
GERN
GERN
Q4 25
$420.0M
Q3 25
$408.6M
$248.7M
Q2 25
$395.2M
$259.5M
Q1 25
$386.9M
$268.2M
Q4 24
$303.3M
Q3 24
$306.8M
$292.3M
Q2 24
$289.3M
$306.7M
Q1 24
$279.9M
$344.9M
Total Assets
ACNB
ACNB
GERN
GERN
Q4 25
$3.2B
Q3 25
$3.3B
$567.4M
Q2 25
$3.3B
$555.2M
Q1 25
$3.3B
$562.5M
Q4 24
$2.4B
Q3 24
$2.4B
$444.9M
Q2 24
$2.5B
$449.4M
Q1 24
$2.4B
$482.1M
Debt / Equity
ACNB
ACNB
GERN
GERN
Q4 25
0.61×
Q3 25
0.62×
Q2 25
0.65×
Q1 25
0.66×
Q4 24
0.84×
Q3 24
0.83×
Q2 24
0.88×
Q1 24
0.91×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACNB
ACNB
GERN
GERN
Operating Cash FlowLast quarter
$53.6M
$-13.6M
Free Cash FlowOCF − Capex
$52.6M
FCF MarginFCF / Revenue
111.4%
Capex IntensityCapex / Revenue
2.3%
Cash ConversionOCF / Net Profit
4.96×
TTM Free Cash FlowTrailing 4 quarters
$92.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACNB
ACNB
GERN
GERN
Q4 25
$53.6M
Q3 25
$23.2M
$-13.6M
Q2 25
$17.8M
$-27.4M
Q1 25
$-71.0K
$-48.0M
Q4 24
$39.8M
Q3 24
$13.6M
$-58.9M
Q2 24
$9.7M
$-53.5M
Q1 24
$10.8M
$-62.3M
Free Cash Flow
ACNB
ACNB
GERN
GERN
Q4 25
$52.6M
Q3 25
$22.8M
Q2 25
$17.6M
Q1 25
$-730.0K
Q4 24
$38.8M
Q3 24
$13.3M
Q2 24
$9.4M
$-53.7M
Q1 24
$10.7M
$-62.9M
FCF Margin
ACNB
ACNB
GERN
GERN
Q4 25
111.4%
Q3 25
44.7%
Q2 25
35.0%
Q1 25
-1.7%
Q4 24
117.0%
Q3 24
39.1%
Q2 24
28.3%
-6086.6%
Q1 24
33.9%
-20680.3%
Capex Intensity
ACNB
ACNB
GERN
GERN
Q4 25
2.3%
Q3 25
0.8%
Q2 25
0.4%
Q1 25
1.5%
Q4 24
2.9%
Q3 24
0.7%
0.0%
Q2 24
0.9%
23.4%
Q1 24
0.2%
202.3%
Cash Conversion
ACNB
ACNB
GERN
GERN
Q4 25
4.96×
Q3 25
1.56×
Q2 25
1.52×
Q1 25
Q4 24
6.03×
Q3 24
1.88×
Q2 24
0.86×
Q1 24
1.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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