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Side-by-side financial comparison of ACNB CORP (ACNB) and Information Services Group Inc. (III). Click either name above to swap in a different company.

Information Services Group Inc. is the larger business by last-quarter revenue ($61.2M vs $47.2M, roughly 1.3× ACNB CORP). ACNB CORP runs the higher net margin — 22.9% vs 4.3%, a 18.6% gap on every dollar of revenue. On growth, ACNB CORP posted the faster year-over-year revenue change (42.2% vs 5.9%). ACNB CORP produced more free cash flow last quarter ($52.6M vs $4.3M). Over the past eight quarters, ACNB CORP's revenue compounded faster (22.1% CAGR vs -2.4%).

ACNB Corp is a US-based financial holding company headquartered in Pennsylvania. It provides a full suite of financial solutions including retail and commercial banking, wealth management, trust services, and property & casualty insurance products. Its core market covers local communities, individual consumers, and small-to-medium enterprises across south-central Pennsylvania and northern Maryland.

EBSCO Information Services, headquartered in Ipswich, Massachusetts, is a division of EBSCO Industries Inc., a private company headquartered in Birmingham, Alabama. EBSCO provides products and services to libraries of many types around the world. Its products include EBSCONET, a complete e-resource management system, and EBSCOhost, which supplies a fee-based online research service with 375 full-text databases, a collection of 600,000-plus ebooks, subject indexes, point-of-care medical refere...

ACNB vs III — Head-to-Head

Bigger by revenue
III
III
1.3× larger
III
$61.2M
$47.2M
ACNB
Growing faster (revenue YoY)
ACNB
ACNB
+36.3% gap
ACNB
42.2%
5.9%
III
Higher net margin
ACNB
ACNB
18.6% more per $
ACNB
22.9%
4.3%
III
More free cash flow
ACNB
ACNB
$48.3M more FCF
ACNB
$52.6M
$4.3M
III
Faster 2-yr revenue CAGR
ACNB
ACNB
Annualised
ACNB
22.1%
-2.4%
III

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ACNB
ACNB
III
III
Revenue
$47.2M
$61.2M
Net Profit
$10.8M
$2.6M
Gross Margin
44.8%
Operating Margin
27.9%
8.4%
Net Margin
22.9%
4.3%
Revenue YoY
42.2%
5.9%
Net Profit YoY
63.8%
-14.1%
EPS (diluted)
$1.10
$0.06

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACNB
ACNB
III
III
Q4 25
$47.2M
$61.2M
Q3 25
$50.9M
$62.4M
Q2 25
$50.3M
$61.6M
Q1 25
$43.5M
$59.6M
Q4 24
$33.2M
$57.8M
Q3 24
$34.1M
$61.3M
Q2 24
$33.3M
$64.3M
Q1 24
$31.6M
$64.3M
Net Profit
ACNB
ACNB
III
III
Q4 25
$10.8M
$2.6M
Q3 25
$14.9M
$3.1M
Q2 25
$11.6M
$2.2M
Q1 25
$-272.0K
$1.5M
Q4 24
$6.6M
$3.0M
Q3 24
$7.2M
$1.1M
Q2 24
$11.3M
$2.0M
Q1 24
$6.8M
$-3.4M
Gross Margin
ACNB
ACNB
III
III
Q4 25
44.8%
Q3 25
42.2%
Q2 25
42.2%
Q1 25
43.1%
Q4 24
41.5%
Q3 24
40.4%
Q2 24
39.5%
Q1 24
36.1%
Operating Margin
ACNB
ACNB
III
III
Q4 25
27.9%
8.4%
Q3 25
37.2%
7.4%
Q2 25
29.7%
7.6%
Q1 25
-1.3%
5.7%
Q4 24
24.8%
0.3%
Q3 24
27.6%
7.0%
Q2 24
42.8%
5.7%
Q1 24
26.9%
-3.7%
Net Margin
ACNB
ACNB
III
III
Q4 25
22.9%
4.3%
Q3 25
29.2%
4.9%
Q2 25
23.2%
3.5%
Q1 25
-0.6%
2.5%
Q4 24
19.9%
5.3%
Q3 24
21.1%
1.9%
Q2 24
33.9%
3.2%
Q1 24
21.4%
-5.3%
EPS (diluted)
ACNB
ACNB
III
III
Q4 25
$1.10
$0.06
Q3 25
$1.42
$0.06
Q2 25
$1.11
$0.04
Q1 25
$-0.03
$0.03
Q4 24
$0.77
$0.07
Q3 24
$0.84
$0.02
Q2 24
$1.32
$0.04
Q1 24
$0.80
$-0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACNB
ACNB
III
III
Cash + ST InvestmentsLiquidity on hand
$65.6M
$28.7M
Total DebtLower is stronger
$255.4M
Stockholders' EquityBook value
$420.0M
$94.7M
Total Assets
$3.2B
$211.0M
Debt / EquityLower = less leverage
0.61×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACNB
ACNB
III
III
Q4 25
$65.6M
$28.7M
Q3 25
$102.1M
$28.7M
Q2 25
$103.1M
$25.2M
Q1 25
$123.6M
$20.1M
Q4 24
$47.3M
$23.1M
Q3 24
$58.1M
$9.7M
Q2 24
$86.3M
$11.8M
Q1 24
$53.1M
$14.0M
Total Debt
ACNB
ACNB
III
III
Q4 25
$255.4M
Q3 25
$255.4M
Q2 25
$255.4M
Q1 25
$255.3M
Q4 24
$255.3M
Q3 24
$255.3M
Q2 24
$255.3M
Q1 24
$255.3M
Stockholders' Equity
ACNB
ACNB
III
III
Q4 25
$420.0M
$94.7M
Q3 25
$408.6M
$94.7M
Q2 25
$395.2M
$94.1M
Q1 25
$386.9M
$95.0M
Q4 24
$303.3M
$96.3M
Q3 24
$306.8M
$96.6M
Q2 24
$289.3M
$95.5M
Q1 24
$279.9M
$95.6M
Total Assets
ACNB
ACNB
III
III
Q4 25
$3.2B
$211.0M
Q3 25
$3.3B
$213.3M
Q2 25
$3.3B
$200.7M
Q1 25
$3.3B
$202.4M
Q4 24
$2.4B
$204.5M
Q3 24
$2.4B
$227.1M
Q2 24
$2.5B
$235.3M
Q1 24
$2.4B
$234.2M
Debt / Equity
ACNB
ACNB
III
III
Q4 25
0.61×
Q3 25
0.62×
Q2 25
0.65×
Q1 25
0.66×
Q4 24
0.84×
Q3 24
0.83×
Q2 24
0.88×
Q1 24
0.91×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACNB
ACNB
III
III
Operating Cash FlowLast quarter
$53.6M
$5.1M
Free Cash FlowOCF − Capex
$52.6M
$4.3M
FCF MarginFCF / Revenue
111.4%
7.0%
Capex IntensityCapex / Revenue
2.3%
1.2%
Cash ConversionOCF / Net Profit
4.96×
1.94×
TTM Free Cash FlowTrailing 4 quarters
$92.2M
$25.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACNB
ACNB
III
III
Q4 25
$53.6M
$5.1M
Q3 25
$23.2M
$11.1M
Q2 25
$17.8M
$11.9M
Q1 25
$-71.0K
$978.0K
Q4 24
$39.8M
$6.6M
Q3 24
$13.6M
$8.8M
Q2 24
$9.7M
$2.2M
Q1 24
$10.8M
$2.3M
Free Cash Flow
ACNB
ACNB
III
III
Q4 25
$52.6M
$4.3M
Q3 25
$22.8M
$9.5M
Q2 25
$17.6M
$11.1M
Q1 25
$-730.0K
$141.0K
Q4 24
$38.8M
$6.0M
Q3 24
$13.3M
$8.4M
Q2 24
$9.4M
$1.3M
Q1 24
$10.7M
$1.3M
FCF Margin
ACNB
ACNB
III
III
Q4 25
111.4%
7.0%
Q3 25
44.7%
15.2%
Q2 25
35.0%
18.0%
Q1 25
-1.7%
0.2%
Q4 24
117.0%
10.4%
Q3 24
39.1%
13.7%
Q2 24
28.3%
2.0%
Q1 24
33.9%
2.0%
Capex Intensity
ACNB
ACNB
III
III
Q4 25
2.3%
1.2%
Q3 25
0.8%
2.5%
Q2 25
0.4%
1.4%
Q1 25
1.5%
1.4%
Q4 24
2.9%
0.9%
Q3 24
0.7%
0.6%
Q2 24
0.9%
1.4%
Q1 24
0.2%
1.6%
Cash Conversion
ACNB
ACNB
III
III
Q4 25
4.96×
1.94×
Q3 25
1.56×
3.62×
Q2 25
1.52×
5.46×
Q1 25
0.66×
Q4 24
6.03×
2.15×
Q3 24
1.88×
7.66×
Q2 24
0.86×
1.07×
Q1 24
1.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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