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Side-by-side financial comparison of ACNB CORP (ACNB) and indie Semiconductor, Inc. (INDI). Click either name above to swap in a different company.

indie Semiconductor, Inc. is the larger business by last-quarter revenue ($58.0M vs $47.2M, roughly 1.2× ACNB CORP). ACNB CORP runs the higher net margin — 22.9% vs -53.8%, a 76.7% gap on every dollar of revenue. On growth, ACNB CORP posted the faster year-over-year revenue change (42.2% vs -0.0%). ACNB CORP produced more free cash flow last quarter ($52.6M vs $-16.1M). Over the past eight quarters, ACNB CORP's revenue compounded faster (22.1% CAGR vs 5.3%).

ACNB Corp is a US-based financial holding company headquartered in Pennsylvania. It provides a full suite of financial solutions including retail and commercial banking, wealth management, trust services, and property & casualty insurance products. Its core market covers local communities, individual consumers, and small-to-medium enterprises across south-central Pennsylvania and northern Maryland.

indie Semiconductor is a fabless semiconductor manufacturer focused on designing high-performance mixed-signal and embedded system-on-chip solutions for the automotive industry. Its products support advanced driver assistance systems, in-vehicle infotainment, connected car, and electric vehicle applications, serving global auto OEMs and tier 1 suppliers across major global markets.

ACNB vs INDI — Head-to-Head

Bigger by revenue
INDI
INDI
1.2× larger
INDI
$58.0M
$47.2M
ACNB
Growing faster (revenue YoY)
ACNB
ACNB
+42.2% gap
ACNB
42.2%
-0.0%
INDI
Higher net margin
ACNB
ACNB
76.7% more per $
ACNB
22.9%
-53.8%
INDI
More free cash flow
ACNB
ACNB
$68.7M more FCF
ACNB
$52.6M
$-16.1M
INDI
Faster 2-yr revenue CAGR
ACNB
ACNB
Annualised
ACNB
22.1%
5.3%
INDI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ACNB
ACNB
INDI
INDI
Revenue
$47.2M
$58.0M
Net Profit
$10.8M
$-31.2M
Gross Margin
37.3%
Operating Margin
27.9%
-58.5%
Net Margin
22.9%
-53.8%
Revenue YoY
42.2%
-0.0%
Net Profit YoY
63.8%
9.1%
EPS (diluted)
$1.10
$-0.16

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACNB
ACNB
INDI
INDI
Q4 25
$47.2M
$58.0M
Q3 25
$50.9M
$53.7M
Q2 25
$50.3M
$51.6M
Q1 25
$43.5M
$54.1M
Q4 24
$33.2M
$58.0M
Q3 24
$34.1M
$54.0M
Q2 24
$33.3M
$52.4M
Q1 24
$31.6M
$52.4M
Net Profit
ACNB
ACNB
INDI
INDI
Q4 25
$10.8M
$-31.2M
Q3 25
$14.9M
$-38.3M
Q2 25
$11.6M
$-39.0M
Q1 25
$-272.0K
$-34.5M
Q4 24
$6.6M
$-34.4M
Q3 24
$7.2M
$-49.7M
Q2 24
$11.3M
$-19.2M
Q1 24
$6.8M
$-31.2M
Gross Margin
ACNB
ACNB
INDI
INDI
Q4 25
37.3%
Q3 25
40.1%
Q2 25
40.6%
Q1 25
41.7%
Q4 24
42.6%
Q3 24
39.3%
Q2 24
42.2%
Q1 24
42.5%
Operating Margin
ACNB
ACNB
INDI
INDI
Q4 25
27.9%
-58.5%
Q3 25
37.2%
-71.4%
Q2 25
29.7%
-83.3%
Q1 25
-1.3%
-72.0%
Q4 24
24.8%
-58.4%
Q3 24
27.6%
-92.5%
Q2 24
42.8%
-70.0%
Q1 24
26.9%
-94.8%
Net Margin
ACNB
ACNB
INDI
INDI
Q4 25
22.9%
-53.8%
Q3 25
29.2%
-71.3%
Q2 25
23.2%
-75.6%
Q1 25
-0.6%
-63.9%
Q4 24
19.9%
-59.2%
Q3 24
21.1%
-92.1%
Q2 24
33.9%
-36.6%
Q1 24
21.4%
-59.6%
EPS (diluted)
ACNB
ACNB
INDI
INDI
Q4 25
$1.10
$-0.16
Q3 25
$1.42
$-0.19
Q2 25
$1.11
$-0.20
Q1 25
$-0.03
$-0.18
Q4 24
$0.77
$-0.18
Q3 24
$0.84
$-0.28
Q2 24
$1.32
$-0.11
Q1 24
$0.80
$-0.19

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACNB
ACNB
INDI
INDI
Cash + ST InvestmentsLiquidity on hand
$65.6M
$145.5M
Total DebtLower is stronger
$255.4M
$353.4M
Stockholders' EquityBook value
$420.0M
$358.0M
Total Assets
$3.2B
$840.8M
Debt / EquityLower = less leverage
0.61×
0.99×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACNB
ACNB
INDI
INDI
Q4 25
$65.6M
$145.5M
Q3 25
$102.1M
$160.9M
Q2 25
$103.1M
$192.6M
Q1 25
$123.6M
$236.6M
Q4 24
$47.3M
$274.2M
Q3 24
$58.1M
$96.9M
Q2 24
$86.3M
$112.3M
Q1 24
$53.1M
$138.2M
Total Debt
ACNB
ACNB
INDI
INDI
Q4 25
$255.4M
$353.4M
Q3 25
$255.4M
$353.5M
Q2 25
$255.4M
$352.5M
Q1 25
$255.3M
$379.0M
Q4 24
$255.3M
$381.3M
Q3 24
$255.3M
Q2 24
$255.3M
Q1 24
$255.3M
Stockholders' Equity
ACNB
ACNB
INDI
INDI
Q4 25
$420.0M
$358.0M
Q3 25
$408.6M
$369.2M
Q2 25
$395.2M
$390.4M
Q1 25
$386.9M
$405.6M
Q4 24
$303.3M
$417.9M
Q3 24
$306.8M
$458.6M
Q2 24
$289.3M
$470.7M
Q1 24
$279.9M
$432.9M
Total Assets
ACNB
ACNB
INDI
INDI
Q4 25
$3.2B
$840.8M
Q3 25
$3.3B
$855.1M
Q2 25
$3.3B
$867.6M
Q1 25
$3.3B
$909.0M
Q4 24
$2.4B
$941.4M
Q3 24
$2.4B
$797.5M
Q2 24
$2.5B
$797.3M
Q1 24
$2.4B
$803.6M
Debt / Equity
ACNB
ACNB
INDI
INDI
Q4 25
0.61×
0.99×
Q3 25
0.62×
0.96×
Q2 25
0.65×
0.90×
Q1 25
0.66×
0.93×
Q4 24
0.84×
0.91×
Q3 24
0.83×
Q2 24
0.88×
Q1 24
0.91×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACNB
ACNB
INDI
INDI
Operating Cash FlowLast quarter
$53.6M
$-14.4M
Free Cash FlowOCF − Capex
$52.6M
$-16.1M
FCF MarginFCF / Revenue
111.4%
-27.8%
Capex IntensityCapex / Revenue
2.3%
3.0%
Cash ConversionOCF / Net Profit
4.96×
TTM Free Cash FlowTrailing 4 quarters
$92.2M
$-71.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACNB
ACNB
INDI
INDI
Q4 25
$53.6M
$-14.4M
Q3 25
$23.2M
$-6.2M
Q2 25
$17.8M
$-7.6M
Q1 25
$-71.0K
$-29.0M
Q4 24
$39.8M
$-6.7M
Q3 24
$13.6M
$-22.8M
Q2 24
$9.7M
$-19.7M
Q1 24
$10.8M
$-9.3M
Free Cash Flow
ACNB
ACNB
INDI
INDI
Q4 25
$52.6M
$-16.1M
Q3 25
$22.8M
$-10.3M
Q2 25
$17.6M
$-13.6M
Q1 25
$-730.0K
$-31.4M
Q4 24
$38.8M
$-8.6M
Q3 24
$13.3M
$-29.3M
Q2 24
$9.4M
$-23.4M
Q1 24
$10.7M
$-11.7M
FCF Margin
ACNB
ACNB
INDI
INDI
Q4 25
111.4%
-27.8%
Q3 25
44.7%
-19.2%
Q2 25
35.0%
-26.4%
Q1 25
-1.7%
-58.0%
Q4 24
117.0%
-14.8%
Q3 24
39.1%
-54.3%
Q2 24
28.3%
-44.7%
Q1 24
33.9%
-22.3%
Capex Intensity
ACNB
ACNB
INDI
INDI
Q4 25
2.3%
3.0%
Q3 25
0.8%
7.8%
Q2 25
0.4%
11.6%
Q1 25
1.5%
4.4%
Q4 24
2.9%
3.2%
Q3 24
0.7%
12.1%
Q2 24
0.9%
7.0%
Q1 24
0.2%
4.4%
Cash Conversion
ACNB
ACNB
INDI
INDI
Q4 25
4.96×
Q3 25
1.56×
Q2 25
1.52×
Q1 25
Q4 24
6.03×
Q3 24
1.88×
Q2 24
0.86×
Q1 24
1.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ACNB
ACNB

Segment breakdown not available.

INDI
INDI

Products$55.7M96%
Services$2.3M4%

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