vs
Side-by-side financial comparison of Finwise Bancorp (FINW) and LINKBANCORP, Inc. (LNKB). Click either name above to swap in a different company.
LINKBANCORP, Inc. is the larger business by last-quarter revenue ($46.0M vs $42.7M, roughly 1.1× Finwise Bancorp). Finwise Bancorp runs the higher net margin — 6.4% vs 6.4%, a 0.0% gap on every dollar of revenue. Over the past eight quarters, Finwise Bancorp's revenue compounded faster (47.0% CAGR vs 6.6%).
Finwise Bancorp is a U.S.-based financial holding company that operates primarily through its community banking subsidiary. It offers a full suite of retail and commercial financial services, including deposit accounts, personal loans, mortgage products, small business financing, and wealth management solutions, serving local retail consumers and small to medium-sized business clients across its regional operating markets.
LINKBANCORP, Inc. is a US-based bank holding company that offers comprehensive retail and commercial banking services to individual consumers, small businesses, and mid-sized enterprises. Its core offerings include deposit accounts, lending products, wealth management solutions, and digital banking services, primarily serving customers across regional markets in Pennsylvania.
FINW vs LNKB — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $42.7M | $46.0M |
| Net Profit | $2.7M | $2.9M |
| Gross Margin | — | — |
| Operating Margin | — | 8.5% |
| Net Margin | 6.4% | 6.4% |
| Revenue YoY | — | 7.3% |
| Net Profit YoY | — | -61.2% |
| EPS (diluted) | $0.20 | $0.08 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $42.7M | — | ||
| Q4 25 | $46.9M | $46.0M | ||
| Q3 25 | $36.7M | $44.8M | ||
| Q2 25 | $25.1M | $42.3M | ||
| Q1 25 | $22.1M | $53.4M | ||
| Q4 24 | $21.1M | $42.9M | ||
| Q3 24 | $20.8M | $42.9M | ||
| Q2 24 | $19.8M | $41.3M |
| Q1 26 | $2.7M | — | ||
| Q4 25 | $3.9M | $2.9M | ||
| Q3 25 | $4.9M | $7.8M | ||
| Q2 25 | $4.1M | $7.4M | ||
| Q1 25 | $3.2M | $15.3M | ||
| Q4 24 | $2.8M | $7.6M | ||
| Q3 24 | $3.5M | $7.1M | ||
| Q2 24 | $3.2M | $5.8M |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 8.5% | ||
| Q3 25 | 17.5% | 22.3% | ||
| Q2 25 | 21.7% | 22.4% | ||
| Q1 25 | 20.1% | 36.0% | ||
| Q4 24 | 17.5% | 22.6% | ||
| Q3 24 | 22.2% | 21.3% | ||
| Q2 24 | 21.1% | 18.0% |
| Q1 26 | 6.4% | — | ||
| Q4 25 | 8.4% | 6.4% | ||
| Q3 25 | 13.3% | 17.5% | ||
| Q2 25 | 16.3% | 17.5% | ||
| Q1 25 | 14.4% | 28.7% | ||
| Q4 24 | 13.2% | 17.7% | ||
| Q3 24 | 16.6% | 16.5% | ||
| Q2 24 | 16.1% | 14.1% |
| Q1 26 | $0.20 | — | ||
| Q4 25 | $0.27 | $0.08 | ||
| Q3 25 | $0.34 | $0.21 | ||
| Q2 25 | $0.29 | $0.20 | ||
| Q1 25 | $0.23 | $0.41 | ||
| Q4 24 | $0.19 | $0.21 | ||
| Q3 24 | $0.25 | $0.19 | ||
| Q2 24 | $0.24 | $0.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $52.3M |
| Total DebtLower is stronger | — | $177.3M |
| Stockholders' EquityBook value | $196.6M | $306.4M |
| Total Assets | $899.4M | $3.1B |
| Debt / EquityLower = less leverage | — | 0.58× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $163.4M | $52.3M | ||
| Q3 25 | $105.6M | $194.2M | ||
| Q2 25 | $90.1M | $155.1M | ||
| Q1 25 | $120.3M | $220.2M | ||
| Q4 24 | $109.2M | $166.1M | ||
| Q3 24 | $85.8M | $191.2M | ||
| Q2 24 | $89.0M | $181.7M |
| Q1 26 | — | — | ||
| Q4 25 | — | $177.3M | ||
| Q3 25 | — | $102.3M | ||
| Q2 25 | — | $102.3M | ||
| Q1 25 | — | $102.7M | ||
| Q4 24 | — | $112.5M | ||
| Q3 24 | — | $102.4M | ||
| Q2 24 | — | $102.3M |
| Q1 26 | $196.6M | — | ||
| Q4 25 | $193.2M | $306.4M | ||
| Q3 25 | $187.8M | $305.5M | ||
| Q2 25 | $182.0M | $298.0M | ||
| Q1 25 | $177.4M | $294.1M | ||
| Q4 24 | $173.7M | $280.2M | ||
| Q3 24 | $170.4M | $277.4M | ||
| Q2 24 | $165.8M | $271.4M |
| Q1 26 | $899.4M | — | ||
| Q4 25 | $977.1M | $3.1B | ||
| Q3 25 | $899.9M | $3.1B | ||
| Q2 25 | $842.5M | $2.9B | ||
| Q1 25 | $804.1M | $2.9B | ||
| Q4 24 | $746.0M | $2.9B | ||
| Q3 24 | $683.0M | $2.9B | ||
| Q2 24 | $617.8M | $2.9B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.58× | ||
| Q3 25 | — | 0.33× | ||
| Q2 25 | — | 0.34× | ||
| Q1 25 | — | 0.35× | ||
| Q4 24 | — | 0.40× | ||
| Q3 24 | — | 0.37× | ||
| Q2 24 | — | 0.38× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $25.3M |
| Free Cash FlowOCF − Capex | — | $23.8M |
| FCF MarginFCF / Revenue | — | 51.7% |
| Capex IntensityCapex / Revenue | — | 3.2% |
| Cash ConversionOCF / Net Profit | — | 8.59× |
| TTM Free Cash FlowTrailing 4 quarters | — | $55.3M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-28.4M | $25.3M | ||
| Q3 25 | $3.5M | $23.6M | ||
| Q2 25 | $-18.3M | $6.3M | ||
| Q1 25 | $-21.6M | $2.6M | ||
| Q4 24 | $-15.0M | $25.4M | ||
| Q3 24 | $-9.8M | $14.0M | ||
| Q2 24 | $-7.6M | $6.4M |
| Q1 26 | — | — | ||
| Q4 25 | $-28.6M | $23.8M | ||
| Q3 25 | $3.4M | $23.2M | ||
| Q2 25 | $-19.8M | $6.1M | ||
| Q1 25 | $-23.3M | $2.2M | ||
| Q4 24 | $-16.1M | $22.6M | ||
| Q3 24 | $-13.4M | $13.1M | ||
| Q2 24 | $-7.7M | $6.3M |
| Q1 26 | — | — | ||
| Q4 25 | -61.1% | 51.7% | ||
| Q3 25 | 9.4% | 51.8% | ||
| Q2 25 | -79.0% | 14.5% | ||
| Q1 25 | -105.3% | 4.2% | ||
| Q4 24 | -76.0% | 52.6% | ||
| Q3 24 | -64.3% | 30.5% | ||
| Q2 24 | -38.7% | 15.3% |
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 3.2% | ||
| Q3 25 | 0.1% | 0.8% | ||
| Q2 25 | 5.8% | 0.4% | ||
| Q1 25 | 7.4% | 0.7% | ||
| Q4 24 | 5.1% | 6.7% | ||
| Q3 24 | 17.2% | 2.1% | ||
| Q2 24 | 0.3% | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | -7.26× | 8.59× | ||
| Q3 25 | 0.71× | 3.01× | ||
| Q2 25 | -4.48× | 0.85× | ||
| Q1 25 | -6.78× | 0.17× | ||
| Q4 24 | -5.37× | 3.35× | ||
| Q3 24 | -2.84× | 1.97× | ||
| Q2 24 | -2.39× | 1.10× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FINW
| Net Interest Income | $28.1M | 66% |
| Noninterest Income | $14.6M | 34% |
LNKB
Segment breakdown not available.
