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Side-by-side financial comparison of ACNB CORP (ACNB) and MARINE PRODUCTS CORP (MPX). Click either name above to swap in a different company.

MARINE PRODUCTS CORP is the larger business by last-quarter revenue ($64.6M vs $47.2M, roughly 1.4× ACNB CORP). ACNB CORP runs the higher net margin — 22.9% vs 3.7%, a 19.2% gap on every dollar of revenue. On growth, ACNB CORP posted the faster year-over-year revenue change (42.2% vs 35.0%). ACNB CORP produced more free cash flow last quarter ($52.6M vs $4.1M). Over the past eight quarters, ACNB CORP's revenue compounded faster (22.1% CAGR vs -3.5%).

ACNB Corp is a US-based financial holding company headquartered in Pennsylvania. It provides a full suite of financial solutions including retail and commercial banking, wealth management, trust services, and property & casualty insurance products. Its core market covers local communities, individual consumers, and small-to-medium enterprises across south-central Pennsylvania and northern Maryland.

West Marine is an American company based in Fort Lauderdale, Florida, which operates a chain of boating supply and fishing retail stores. The company has 247 retail stores in North America. West Marine also runs Blue Future a non profit organization. West Marine's flagship store is in Fort Lauderdale. Opened on November 11, 2011, the store is the company's largest at over 50,000 square feet.

ACNB vs MPX — Head-to-Head

Bigger by revenue
MPX
MPX
1.4× larger
MPX
$64.6M
$47.2M
ACNB
Growing faster (revenue YoY)
ACNB
ACNB
+7.2% gap
ACNB
42.2%
35.0%
MPX
Higher net margin
ACNB
ACNB
19.2% more per $
ACNB
22.9%
3.7%
MPX
More free cash flow
ACNB
ACNB
$48.4M more FCF
ACNB
$52.6M
$4.1M
MPX
Faster 2-yr revenue CAGR
ACNB
ACNB
Annualised
ACNB
22.1%
-3.5%
MPX

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ACNB
ACNB
MPX
MPX
Revenue
$47.2M
$64.6M
Net Profit
$10.8M
$2.4M
Gross Margin
19.6%
Operating Margin
27.9%
5.8%
Net Margin
22.9%
3.7%
Revenue YoY
42.2%
35.0%
Net Profit YoY
63.8%
-44.6%
EPS (diluted)
$1.10
$0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACNB
ACNB
MPX
MPX
Q4 25
$47.2M
$64.6M
Q3 25
$50.9M
$53.1M
Q2 25
$50.3M
$67.7M
Q1 25
$43.5M
$59.0M
Q4 24
$33.2M
$47.8M
Q3 24
$34.1M
$49.9M
Q2 24
$33.3M
$69.5M
Q1 24
$31.6M
$69.3M
Net Profit
ACNB
ACNB
MPX
MPX
Q4 25
$10.8M
$2.4M
Q3 25
$14.9M
$2.6M
Q2 25
$11.6M
$4.2M
Q1 25
$-272.0K
$2.2M
Q4 24
$6.6M
$4.3M
Q3 24
$7.2M
$3.4M
Q2 24
$11.3M
$5.6M
Q1 24
$6.8M
$4.6M
Gross Margin
ACNB
ACNB
MPX
MPX
Q4 25
19.6%
Q3 25
19.2%
Q2 25
19.1%
Q1 25
18.6%
Q4 24
19.2%
Q3 24
18.4%
Q2 24
18.9%
Q1 24
20.2%
Operating Margin
ACNB
ACNB
MPX
MPX
Q4 25
27.9%
5.8%
Q3 25
37.2%
5.4%
Q2 25
29.7%
7.1%
Q1 25
-1.3%
4.4%
Q4 24
24.8%
7.7%
Q3 24
27.6%
7.2%
Q2 24
42.8%
8.3%
Q1 24
26.9%
7.6%
Net Margin
ACNB
ACNB
MPX
MPX
Q4 25
22.9%
3.7%
Q3 25
29.2%
5.0%
Q2 25
23.2%
6.1%
Q1 25
-0.6%
3.7%
Q4 24
19.9%
8.9%
Q3 24
21.1%
6.8%
Q2 24
33.9%
8.0%
Q1 24
21.4%
6.6%
EPS (diluted)
ACNB
ACNB
MPX
MPX
Q4 25
$1.10
$0.07
Q3 25
$1.42
$0.07
Q2 25
$1.11
$0.12
Q1 25
$-0.03
$0.06
Q4 24
$0.77
$0.13
Q3 24
$0.84
$0.10
Q2 24
$1.32
$0.14
Q1 24
$0.80
$0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACNB
ACNB
MPX
MPX
Cash + ST InvestmentsLiquidity on hand
$65.6M
Total DebtLower is stronger
$255.4M
Stockholders' EquityBook value
$420.0M
$125.0M
Total Assets
$3.2B
$147.2M
Debt / EquityLower = less leverage
0.61×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACNB
ACNB
MPX
MPX
Q4 25
$65.6M
Q3 25
$102.1M
Q2 25
$103.1M
Q1 25
$123.6M
Q4 24
$47.3M
Q3 24
$58.1M
Q2 24
$86.3M
Q1 24
$53.1M
Total Debt
ACNB
ACNB
MPX
MPX
Q4 25
$255.4M
Q3 25
$255.4M
Q2 25
$255.4M
Q1 25
$255.3M
Q4 24
$255.3M
Q3 24
$255.3M
Q2 24
$255.3M
Q1 24
$255.3M
Stockholders' Equity
ACNB
ACNB
MPX
MPX
Q4 25
$420.0M
$125.0M
Q3 25
$408.6M
$126.3M
Q2 25
$395.2M
$127.2M
Q1 25
$386.9M
$126.4M
Q4 24
$303.3M
$129.0M
Q3 24
$306.8M
$128.8M
Q2 24
$289.3M
$129.3M
Q1 24
$279.9M
$151.4M
Total Assets
ACNB
ACNB
MPX
MPX
Q4 25
$3.2B
$147.2M
Q3 25
$3.3B
$179.5M
Q2 25
$3.3B
$173.2M
Q1 25
$3.3B
$182.9M
Q4 24
$2.4B
$171.2M
Q3 24
$2.4B
$176.3M
Q2 24
$2.5B
$175.7M
Q1 24
$2.4B
$204.0M
Debt / Equity
ACNB
ACNB
MPX
MPX
Q4 25
0.61×
Q3 25
0.62×
Q2 25
0.65×
Q1 25
0.66×
Q4 24
0.84×
Q3 24
0.83×
Q2 24
0.88×
Q1 24
0.91×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACNB
ACNB
MPX
MPX
Operating Cash FlowLast quarter
$53.6M
$4.7M
Free Cash FlowOCF − Capex
$52.6M
$4.1M
FCF MarginFCF / Revenue
111.4%
6.4%
Capex IntensityCapex / Revenue
2.3%
0.9%
Cash ConversionOCF / Net Profit
4.96×
2.00×
TTM Free Cash FlowTrailing 4 quarters
$92.2M
$14.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACNB
ACNB
MPX
MPX
Q4 25
$53.6M
$4.7M
Q3 25
$23.2M
$2.6M
Q2 25
$17.8M
$-1.6M
Q1 25
$-71.0K
$10.8M
Q4 24
$39.8M
$4.6M
Q3 24
$13.6M
$5.1M
Q2 24
$9.7M
$3.8M
Q1 24
$10.8M
$15.9M
Free Cash Flow
ACNB
ACNB
MPX
MPX
Q4 25
$52.6M
$4.1M
Q3 25
$22.8M
$2.1M
Q2 25
$17.6M
$-2.0M
Q1 25
$-730.0K
$10.7M
Q4 24
$38.8M
$3.6M
Q3 24
$13.3M
$3.2M
Q2 24
$9.4M
$3.0M
Q1 24
$10.7M
$15.0M
FCF Margin
ACNB
ACNB
MPX
MPX
Q4 25
111.4%
6.4%
Q3 25
44.7%
4.0%
Q2 25
35.0%
-3.0%
Q1 25
-1.7%
18.1%
Q4 24
117.0%
7.6%
Q3 24
39.1%
6.5%
Q2 24
28.3%
4.4%
Q1 24
33.9%
21.7%
Capex Intensity
ACNB
ACNB
MPX
MPX
Q4 25
2.3%
0.9%
Q3 25
0.8%
0.8%
Q2 25
0.4%
0.6%
Q1 25
1.5%
0.2%
Q4 24
2.9%
2.1%
Q3 24
0.7%
3.8%
Q2 24
0.9%
1.1%
Q1 24
0.2%
1.3%
Cash Conversion
ACNB
ACNB
MPX
MPX
Q4 25
4.96×
2.00×
Q3 25
1.56×
0.97×
Q2 25
1.52×
-0.39×
Q1 25
4.88×
Q4 24
6.03×
1.09×
Q3 24
1.88×
1.51×
Q2 24
0.86×
0.68×
Q1 24
1.60×
3.46×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ACNB
ACNB

Segment breakdown not available.

MPX
MPX

Boats And Accessories$63.4M98%
Parts$1.1M2%

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