vs
Side-by-side financial comparison of ACNB CORP (ACNB) and NPK International Inc. (NPKI). Click either name above to swap in a different company.
NPK International Inc. is the larger business by last-quarter revenue ($75.2M vs $47.2M, roughly 1.6× ACNB CORP). On growth, ACNB CORP posted the faster year-over-year revenue change (42.2% vs 30.7%). ACNB CORP produced more free cash flow last quarter ($52.6M vs $5.8M). Over the past eight quarters, NPK International Inc.'s revenue compounded faster (23.9% CAGR vs 22.1%).
ACNB Corp is a US-based financial holding company headquartered in Pennsylvania. It provides a full suite of financial solutions including retail and commercial banking, wealth management, trust services, and property & casualty insurance products. Its core market covers local communities, individual consumers, and small-to-medium enterprises across south-central Pennsylvania and northern Maryland.
ACNB vs NPKI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $47.2M | $75.2M |
| Net Profit | $10.8M | — |
| Gross Margin | — | 37.7% |
| Operating Margin | 27.9% | 16.7% |
| Net Margin | 22.9% | — |
| Revenue YoY | 42.2% | 30.7% |
| Net Profit YoY | 63.8% | — |
| EPS (diluted) | $1.10 | $0.17 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $47.2M | $75.2M | ||
| Q3 25 | $50.9M | $68.8M | ||
| Q2 25 | $50.3M | $68.2M | ||
| Q1 25 | $43.5M | $64.8M | ||
| Q4 24 | $33.2M | $57.5M | ||
| Q3 24 | $34.1M | $44.2M | ||
| Q2 24 | $33.3M | $66.8M | ||
| Q1 24 | $31.6M | $49.0M |
| Q4 25 | $10.8M | — | ||
| Q3 25 | $14.9M | $5.7M | ||
| Q2 25 | $11.6M | $8.7M | ||
| Q1 25 | $-272.0K | $10.0M | ||
| Q4 24 | $6.6M | — | ||
| Q3 24 | $7.2M | $-174.3M | ||
| Q2 24 | $11.3M | $8.0M | ||
| Q1 24 | $6.8M | $7.3M |
| Q4 25 | — | 37.7% | ||
| Q3 25 | — | 31.9% | ||
| Q2 25 | — | 36.9% | ||
| Q1 25 | — | 39.0% | ||
| Q4 24 | — | 39.2% | ||
| Q3 24 | — | 27.5% | ||
| Q2 24 | — | 37.2% | ||
| Q1 24 | — | 36.0% |
| Q4 25 | 27.9% | 16.7% | ||
| Q3 25 | 37.2% | 13.2% | ||
| Q2 25 | 29.7% | 17.0% | ||
| Q1 25 | -1.3% | 20.9% | ||
| Q4 24 | 24.8% | 20.2% | ||
| Q3 24 | 27.6% | 2.8% | ||
| Q2 24 | 42.8% | 18.7% | ||
| Q1 24 | 26.9% | 14.2% |
| Q4 25 | 22.9% | — | ||
| Q3 25 | 29.2% | 8.2% | ||
| Q2 25 | 23.2% | 12.7% | ||
| Q1 25 | -0.6% | 15.4% | ||
| Q4 24 | 19.9% | — | ||
| Q3 24 | 21.1% | -394.3% | ||
| Q2 24 | 33.9% | 12.0% | ||
| Q1 24 | 21.4% | 14.9% |
| Q4 25 | $1.10 | $0.17 | ||
| Q3 25 | $1.42 | $0.07 | ||
| Q2 25 | $1.11 | $0.10 | ||
| Q1 25 | $-0.03 | $0.11 | ||
| Q4 24 | $0.77 | $0.10 | ||
| Q3 24 | $0.84 | $-1.99 | ||
| Q2 24 | $1.32 | $0.09 | ||
| Q1 24 | $0.80 | $0.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $65.6M | $5.1M |
| Total DebtLower is stronger | $255.4M | $16.9M |
| Stockholders' EquityBook value | $420.0M | $351.2M |
| Total Assets | $3.2B | $441.8M |
| Debt / EquityLower = less leverage | 0.61× | 0.05× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $65.6M | $5.1M | ||
| Q3 25 | $102.1M | $35.6M | ||
| Q2 25 | $103.1M | $26.0M | ||
| Q1 25 | $123.6M | $20.8M | ||
| Q4 24 | $47.3M | $17.8M | ||
| Q3 24 | $58.1M | $42.9M | ||
| Q2 24 | $86.3M | $35.1M | ||
| Q1 24 | $53.1M | $37.7M |
| Q4 25 | $255.4M | $16.9M | ||
| Q3 25 | $255.4M | $9.5M | ||
| Q2 25 | $255.4M | $9.3M | ||
| Q1 25 | $255.3M | $8.1M | ||
| Q4 24 | $255.3M | $7.7M | ||
| Q3 24 | $255.3M | $14.0M | ||
| Q2 24 | $255.3M | $58.0M | ||
| Q1 24 | $255.3M | $77.4M |
| Q4 25 | $420.0M | $351.2M | ||
| Q3 25 | $408.6M | $333.9M | ||
| Q2 25 | $395.2M | $328.8M | ||
| Q1 25 | $386.9M | $326.9M | ||
| Q4 24 | $303.3M | $326.5M | ||
| Q3 24 | $306.8M | $316.5M | ||
| Q2 24 | $289.3M | $426.6M | ||
| Q1 24 | $279.9M | $421.6M |
| Q4 25 | $3.2B | $441.8M | ||
| Q3 25 | $3.3B | $404.5M | ||
| Q2 25 | $3.3B | $393.7M | ||
| Q1 25 | $3.3B | $390.0M | ||
| Q4 24 | $2.4B | $393.7M | ||
| Q3 24 | $2.4B | $389.6M | ||
| Q2 24 | $2.5B | $624.8M | ||
| Q1 24 | $2.4B | $640.8M |
| Q4 25 | 0.61× | 0.05× | ||
| Q3 25 | 0.62× | 0.03× | ||
| Q2 25 | 0.65× | 0.03× | ||
| Q1 25 | 0.66× | 0.02× | ||
| Q4 24 | 0.84× | 0.02× | ||
| Q3 24 | 0.83× | 0.04× | ||
| Q2 24 | 0.88× | 0.14× | ||
| Q1 24 | 0.91× | 0.18× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $53.6M | $18.0M |
| Free Cash FlowOCF − Capex | $52.6M | $5.8M |
| FCF MarginFCF / Revenue | 111.4% | 7.6% |
| Capex IntensityCapex / Revenue | 2.3% | 16.3% |
| Cash ConversionOCF / Net Profit | 4.96× | — |
| TTM Free Cash FlowTrailing 4 quarters | $92.2M | $26.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $53.6M | $18.0M | ||
| Q3 25 | $23.2M | $24.7M | ||
| Q2 25 | $17.8M | $21.4M | ||
| Q1 25 | $-71.0K | $8.8M | ||
| Q4 24 | $39.8M | $-4.1M | ||
| Q3 24 | $13.6M | $2.8M | ||
| Q2 24 | $9.7M | $27.6M | ||
| Q1 24 | $10.8M | $11.9M |
| Q4 25 | $52.6M | $5.8M | ||
| Q3 25 | $22.8M | $12.0M | ||
| Q2 25 | $17.6M | $9.7M | ||
| Q1 25 | $-730.0K | $-1.2M | ||
| Q4 24 | $38.8M | $-17.7M | ||
| Q3 24 | $13.3M | $-6.7M | ||
| Q2 24 | $9.4M | $21.0M | ||
| Q1 24 | $10.7M | $-1.9M |
| Q4 25 | 111.4% | 7.6% | ||
| Q3 25 | 44.7% | 17.4% | ||
| Q2 25 | 35.0% | 14.3% | ||
| Q1 25 | -1.7% | -1.8% | ||
| Q4 24 | 117.0% | -30.8% | ||
| Q3 24 | 39.1% | -15.2% | ||
| Q2 24 | 28.3% | 31.4% | ||
| Q1 24 | 33.9% | -3.9% |
| Q4 25 | 2.3% | 16.3% | ||
| Q3 25 | 0.8% | 18.5% | ||
| Q2 25 | 0.4% | 17.1% | ||
| Q1 25 | 1.5% | 15.5% | ||
| Q4 24 | 2.9% | 23.6% | ||
| Q3 24 | 0.7% | 21.4% | ||
| Q2 24 | 0.9% | 9.9% | ||
| Q1 24 | 0.2% | 28.3% |
| Q4 25 | 4.96× | — | ||
| Q3 25 | 1.56× | 4.37× | ||
| Q2 25 | 1.52× | 2.47× | ||
| Q1 25 | — | 0.88× | ||
| Q4 24 | 6.03× | — | ||
| Q3 24 | 1.88× | — | ||
| Q2 24 | 0.86× | 3.43× | ||
| Q1 24 | 1.60× | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ACNB
Segment breakdown not available.
NPKI
| Rental Revenue | $34.8M | 46% |
| Products | $25.5M | 34% |
| Services | $14.9M | 20% |
