vs

Side-by-side financial comparison of ACNB CORP (ACNB) and Scienjoy Holding Corp (SJ). Click either name above to swap in a different company.

Scienjoy Holding Corp is the larger business by last-quarter revenue ($91.6M vs $47.2M, roughly 1.9× ACNB CORP). ACNB CORP produced more free cash flow last quarter ($52.6M vs $7.1M).

ACNB Corp is a US-based financial holding company headquartered in Pennsylvania. It provides a full suite of financial solutions including retail and commercial banking, wealth management, trust services, and property & casualty insurance products. Its core market covers local communities, individual consumers, and small-to-medium enterprises across south-central Pennsylvania and northern Maryland.

Scienjoy Holding Corp is a China-based digital entertainment company that principally operates interactive live streaming platforms. It provides diverse content including talent performances, music shows, and lifestyle broadcasts, serving mass consumer audiences of varying age groups across the domestic market, with core business centered on mobile internet entertainment services.

ACNB vs SJ — Head-to-Head

Bigger by revenue
SJ
SJ
1.9× larger
SJ
$91.6M
$47.2M
ACNB
More free cash flow
ACNB
ACNB
$45.5M more FCF
ACNB
$52.6M
$7.1M
SJ

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
ACNB
ACNB
SJ
SJ
Revenue
$47.2M
$91.6M
Net Profit
$10.8M
Gross Margin
Operating Margin
27.9%
Net Margin
22.9%
Revenue YoY
42.2%
Net Profit YoY
63.8%
EPS (diluted)
$1.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACNB
ACNB
SJ
SJ
Q4 25
$47.2M
Q3 25
$50.9M
Q2 25
$50.3M
$91.6M
Q1 25
$43.5M
Q4 24
$33.2M
Q3 24
$34.1M
Q2 24
$33.3M
Q1 24
$31.6M
Net Profit
ACNB
ACNB
SJ
SJ
Q4 25
$10.8M
Q3 25
$14.9M
Q2 25
$11.6M
Q1 25
$-272.0K
Q4 24
$6.6M
Q3 24
$7.2M
Q2 24
$11.3M
Q1 24
$6.8M
Operating Margin
ACNB
ACNB
SJ
SJ
Q4 25
27.9%
Q3 25
37.2%
Q2 25
29.7%
Q1 25
-1.3%
Q4 24
24.8%
Q3 24
27.6%
Q2 24
42.8%
Q1 24
26.9%
Net Margin
ACNB
ACNB
SJ
SJ
Q4 25
22.9%
Q3 25
29.2%
Q2 25
23.2%
Q1 25
-0.6%
Q4 24
19.9%
Q3 24
21.1%
Q2 24
33.9%
Q1 24
21.4%
EPS (diluted)
ACNB
ACNB
SJ
SJ
Q4 25
$1.10
Q3 25
$1.42
Q2 25
$1.11
Q1 25
$-0.03
Q4 24
$0.77
Q3 24
$0.84
Q2 24
$1.32
Q1 24
$0.80

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACNB
ACNB
SJ
SJ
Cash + ST InvestmentsLiquidity on hand
$65.6M
$913.0K
Total DebtLower is stronger
$255.4M
Stockholders' EquityBook value
$420.0M
$170.2M
Total Assets
$3.2B
$199.9M
Debt / EquityLower = less leverage
0.61×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACNB
ACNB
SJ
SJ
Q4 25
$65.6M
Q3 25
$102.1M
Q2 25
$103.1M
$913.0K
Q1 25
$123.6M
Q4 24
$47.3M
Q3 24
$58.1M
Q2 24
$86.3M
Q1 24
$53.1M
Total Debt
ACNB
ACNB
SJ
SJ
Q4 25
$255.4M
Q3 25
$255.4M
Q2 25
$255.4M
Q1 25
$255.3M
Q4 24
$255.3M
Q3 24
$255.3M
Q2 24
$255.3M
Q1 24
$255.3M
Stockholders' Equity
ACNB
ACNB
SJ
SJ
Q4 25
$420.0M
Q3 25
$408.6M
Q2 25
$395.2M
$170.2M
Q1 25
$386.9M
Q4 24
$303.3M
Q3 24
$306.8M
Q2 24
$289.3M
Q1 24
$279.9M
Total Assets
ACNB
ACNB
SJ
SJ
Q4 25
$3.2B
Q3 25
$3.3B
Q2 25
$3.3B
$199.9M
Q1 25
$3.3B
Q4 24
$2.4B
Q3 24
$2.4B
Q2 24
$2.5B
Q1 24
$2.4B
Debt / Equity
ACNB
ACNB
SJ
SJ
Q4 25
0.61×
Q3 25
0.62×
Q2 25
0.65×
Q1 25
0.66×
Q4 24
0.84×
Q3 24
0.83×
Q2 24
0.88×
Q1 24
0.91×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACNB
ACNB
SJ
SJ
Operating Cash FlowLast quarter
$53.6M
$7.1M
Free Cash FlowOCF − Capex
$52.6M
$7.1M
FCF MarginFCF / Revenue
111.4%
7.7%
Capex IntensityCapex / Revenue
2.3%
0.0%
Cash ConversionOCF / Net Profit
4.96×
TTM Free Cash FlowTrailing 4 quarters
$92.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACNB
ACNB
SJ
SJ
Q4 25
$53.6M
Q3 25
$23.2M
Q2 25
$17.8M
$7.1M
Q1 25
$-71.0K
Q4 24
$39.8M
Q3 24
$13.6M
Q2 24
$9.7M
Q1 24
$10.8M
Free Cash Flow
ACNB
ACNB
SJ
SJ
Q4 25
$52.6M
Q3 25
$22.8M
Q2 25
$17.6M
$7.1M
Q1 25
$-730.0K
Q4 24
$38.8M
Q3 24
$13.3M
Q2 24
$9.4M
Q1 24
$10.7M
FCF Margin
ACNB
ACNB
SJ
SJ
Q4 25
111.4%
Q3 25
44.7%
Q2 25
35.0%
7.7%
Q1 25
-1.7%
Q4 24
117.0%
Q3 24
39.1%
Q2 24
28.3%
Q1 24
33.9%
Capex Intensity
ACNB
ACNB
SJ
SJ
Q4 25
2.3%
Q3 25
0.8%
Q2 25
0.4%
0.0%
Q1 25
1.5%
Q4 24
2.9%
Q3 24
0.7%
Q2 24
0.9%
Q1 24
0.2%
Cash Conversion
ACNB
ACNB
SJ
SJ
Q4 25
4.96×
Q3 25
1.56×
Q2 25
1.52×
Q1 25
Q4 24
6.03×
Q3 24
1.88×
Q2 24
0.86×
Q1 24
1.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons