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Side-by-side financial comparison of ACNB CORP (ACNB) and Volato Group, Inc. (SOAR). Click either name above to swap in a different company.

ACNB CORP is the larger business by last-quarter revenue ($47.2M vs $24.9M, roughly 1.9× Volato Group, Inc.). ACNB CORP runs the higher net margin — 22.9% vs 14.5%, a 8.4% gap on every dollar of revenue. On growth, Volato Group, Inc. posted the faster year-over-year revenue change (13632.0% vs 42.2%).

ACNB Corp is a US-based financial holding company headquartered in Pennsylvania. It provides a full suite of financial solutions including retail and commercial banking, wealth management, trust services, and property & casualty insurance products. Its core market covers local communities, individual consumers, and small-to-medium enterprises across south-central Pennsylvania and northern Maryland.

Volato Aeronaves also known as Volato Aeronaves e Compósitos Ltda is a Brazilian aircraft manufacturer.

ACNB vs SOAR — Head-to-Head

Bigger by revenue
ACNB
ACNB
1.9× larger
ACNB
$47.2M
$24.9M
SOAR
Growing faster (revenue YoY)
SOAR
SOAR
+13589.8% gap
SOAR
13632.0%
42.2%
ACNB
Higher net margin
ACNB
ACNB
8.4% more per $
ACNB
22.9%
14.5%
SOAR

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
ACNB
ACNB
SOAR
SOAR
Revenue
$47.2M
$24.9M
Net Profit
$10.8M
$3.6M
Gross Margin
15.2%
Operating Margin
27.9%
3.5%
Net Margin
22.9%
14.5%
Revenue YoY
42.2%
13632.0%
Net Profit YoY
63.8%
121.3%
EPS (diluted)
$1.10
$0.75

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACNB
ACNB
SOAR
SOAR
Q4 25
$47.2M
Q3 25
$50.9M
Q2 25
$50.3M
$24.9M
Q1 25
$43.5M
$25.5M
Q4 24
$33.2M
Q3 24
$34.1M
$38.5M
Q2 24
$33.3M
Q1 24
$31.6M
Net Profit
ACNB
ACNB
SOAR
SOAR
Q4 25
$10.8M
Q3 25
$14.9M
Q2 25
$11.6M
$3.6M
Q1 25
$-272.0K
$455.0K
Q4 24
$6.6M
Q3 24
$7.2M
$-4.4M
Q2 24
$11.3M
Q1 24
$6.8M
Gross Margin
ACNB
ACNB
SOAR
SOAR
Q4 25
Q3 25
Q2 25
15.2%
Q1 25
17.6%
Q4 24
Q3 24
16.6%
Q2 24
Q1 24
Operating Margin
ACNB
ACNB
SOAR
SOAR
Q4 25
27.9%
Q3 25
37.2%
Q2 25
29.7%
3.5%
Q1 25
-1.3%
9.9%
Q4 24
24.8%
Q3 24
27.6%
5.5%
Q2 24
42.8%
Q1 24
26.9%
Net Margin
ACNB
ACNB
SOAR
SOAR
Q4 25
22.9%
Q3 25
29.2%
Q2 25
23.2%
14.5%
Q1 25
-0.6%
1.8%
Q4 24
19.9%
Q3 24
21.1%
-11.5%
Q2 24
33.9%
Q1 24
21.4%
EPS (diluted)
ACNB
ACNB
SOAR
SOAR
Q4 25
$1.10
Q3 25
$1.42
Q2 25
$1.11
$0.75
Q1 25
$-0.03
$0.03
Q4 24
$0.77
Q3 24
$0.84
$-3.76
Q2 24
$1.32
Q1 24
$0.80

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACNB
ACNB
SOAR
SOAR
Cash + ST InvestmentsLiquidity on hand
$65.6M
Total DebtLower is stronger
$255.4M
Stockholders' EquityBook value
$420.0M
$-7.1M
Total Assets
$3.2B
$13.0M
Debt / EquityLower = less leverage
0.61×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACNB
ACNB
SOAR
SOAR
Q4 25
$65.6M
Q3 25
$102.1M
Q2 25
$103.1M
Q1 25
$123.6M
Q4 24
$47.3M
Q3 24
$58.1M
Q2 24
$86.3M
Q1 24
$53.1M
Total Debt
ACNB
ACNB
SOAR
SOAR
Q4 25
$255.4M
Q3 25
$255.4M
Q2 25
$255.4M
Q1 25
$255.3M
Q4 24
$255.3M
Q3 24
$255.3M
Q2 24
$255.3M
Q1 24
$255.3M
Stockholders' Equity
ACNB
ACNB
SOAR
SOAR
Q4 25
$420.0M
Q3 25
$408.6M
Q2 25
$395.2M
$-7.1M
Q1 25
$386.9M
$-15.8M
Q4 24
$303.3M
Q3 24
$306.8M
$-19.6M
Q2 24
$289.3M
Q1 24
$279.9M
Total Assets
ACNB
ACNB
SOAR
SOAR
Q4 25
$3.2B
Q3 25
$3.3B
Q2 25
$3.3B
$13.0M
Q1 25
$3.3B
$23.4M
Q4 24
$2.4B
Q3 24
$2.4B
$47.9M
Q2 24
$2.5B
Q1 24
$2.4B
Debt / Equity
ACNB
ACNB
SOAR
SOAR
Q4 25
0.61×
Q3 25
0.62×
Q2 25
0.65×
Q1 25
0.66×
Q4 24
0.84×
Q3 24
0.83×
Q2 24
0.88×
Q1 24
0.91×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACNB
ACNB
SOAR
SOAR
Operating Cash FlowLast quarter
$53.6M
$848.0K
Free Cash FlowOCF − Capex
$52.6M
FCF MarginFCF / Revenue
111.4%
Capex IntensityCapex / Revenue
2.3%
0.0%
Cash ConversionOCF / Net Profit
4.96×
0.24×
TTM Free Cash FlowTrailing 4 quarters
$92.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACNB
ACNB
SOAR
SOAR
Q4 25
$53.6M
Q3 25
$23.2M
Q2 25
$17.8M
$848.0K
Q1 25
$-71.0K
$-312.0K
Q4 24
$39.8M
Q3 24
$13.6M
$-3.1M
Q2 24
$9.7M
Q1 24
$10.8M
Free Cash Flow
ACNB
ACNB
SOAR
SOAR
Q4 25
$52.6M
Q3 25
$22.8M
Q2 25
$17.6M
Q1 25
$-730.0K
Q4 24
$38.8M
Q3 24
$13.3M
$-3.2M
Q2 24
$9.4M
Q1 24
$10.7M
FCF Margin
ACNB
ACNB
SOAR
SOAR
Q4 25
111.4%
Q3 25
44.7%
Q2 25
35.0%
Q1 25
-1.7%
Q4 24
117.0%
Q3 24
39.1%
-8.2%
Q2 24
28.3%
Q1 24
33.9%
Capex Intensity
ACNB
ACNB
SOAR
SOAR
Q4 25
2.3%
Q3 25
0.8%
Q2 25
0.4%
0.0%
Q1 25
1.5%
0.0%
Q4 24
2.9%
Q3 24
0.7%
0.1%
Q2 24
0.9%
Q1 24
0.2%
Cash Conversion
ACNB
ACNB
SOAR
SOAR
Q4 25
4.96×
Q3 25
1.56×
Q2 25
1.52×
0.24×
Q1 25
-0.69×
Q4 24
6.03×
Q3 24
1.88×
Q2 24
0.86×
Q1 24
1.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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