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Side-by-side financial comparison of ACME UNITED CORP (ACU) and CIVISTA BANCSHARES, INC. (CIVB). Click either name above to swap in a different company.
ACME UNITED CORP is the larger business by last-quarter revenue ($52.3M vs $47.3M, roughly 1.1× CIVISTA BANCSHARES, INC.). CIVISTA BANCSHARES, INC. runs the higher net margin — 31.7% vs 1.9%, a 29.8% gap on every dollar of revenue. Over the past eight quarters, CIVISTA BANCSHARES, INC.'s revenue compounded faster (11.3% CAGR vs -2.9%).
Acme United Corporation is a supplier of cutting, measuring and safety products for the school, home, office, hardware and industrial markets. The company was organized as a partnership in 1867 and incorporated in 1873 under the laws of the State of Connecticut. It is publicly traded on the NYSE American with symbol ACU.
Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.
ACU vs CIVB — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $52.3M | $47.3M |
| Net Profit | $985.0K | $15.0M |
| Gross Margin | 39.7% | — |
| Operating Margin | 3.3% | — |
| Net Margin | 1.9% | 31.7% |
| Revenue YoY | 13.8% | — |
| Net Profit YoY | -40.4% | 47.4% |
| EPS (diluted) | $0.24 | $0.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $52.3M | $47.3M | ||
| Q4 25 | $47.5M | $46.3M | ||
| Q3 25 | $49.1M | $44.2M | ||
| Q2 25 | $54.0M | $41.4M | ||
| Q1 25 | $46.0M | $40.6M | ||
| Q4 24 | $45.9M | $40.4M | ||
| Q3 24 | $48.2M | $39.3M | ||
| Q2 24 | $55.4M | $38.1M |
| Q1 26 | $985.0K | $15.0M | ||
| Q4 25 | $1.9M | — | ||
| Q3 25 | $1.9M | $12.8M | ||
| Q2 25 | $4.8M | $11.0M | ||
| Q1 25 | $1.7M | $10.2M | ||
| Q4 24 | $1.7M | — | ||
| Q3 24 | $2.2M | $8.4M | ||
| Q2 24 | $4.5M | $7.1M |
| Q1 26 | 39.7% | — | ||
| Q4 25 | 38.2% | — | ||
| Q3 25 | 39.1% | — | ||
| Q2 25 | 41.0% | — | ||
| Q1 25 | 39.0% | — | ||
| Q4 24 | 38.7% | — | ||
| Q3 24 | 38.5% | — | ||
| Q2 24 | 40.8% | — |
| Q1 26 | 3.3% | — | ||
| Q4 25 | 6.1% | 31.8% | ||
| Q3 25 | 6.1% | 35.4% | ||
| Q2 25 | 11.8% | 31.1% | ||
| Q1 25 | 5.3% | 29.4% | ||
| Q4 24 | 5.0% | 28.2% | ||
| Q3 24 | 6.1% | 25.2% | ||
| Q2 24 | 11.5% | 21.2% |
| Q1 26 | 1.9% | 31.7% | ||
| Q4 25 | 3.9% | — | ||
| Q3 25 | 3.9% | 28.9% | ||
| Q2 25 | 8.8% | 26.6% | ||
| Q1 25 | 3.6% | 25.0% | ||
| Q4 24 | 3.7% | — | ||
| Q3 24 | 4.6% | 21.3% | ||
| Q2 24 | 8.0% | 18.5% |
| Q1 26 | $0.24 | $0.72 | ||
| Q4 25 | $0.46 | $0.59 | ||
| Q3 25 | $0.46 | $0.68 | ||
| Q2 25 | $1.16 | $0.71 | ||
| Q1 25 | $0.41 | $0.66 | ||
| Q4 24 | $0.43 | $0.62 | ||
| Q3 24 | $0.54 | $0.53 | ||
| Q2 24 | $1.09 | $0.45 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $4.2M | — |
| Total DebtLower is stronger | $33.0M | — |
| Stockholders' EquityBook value | $116.7M | $553.9M |
| Total Assets | $195.2M | $4.3B |
| Debt / EquityLower = less leverage | 0.28× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $4.2M | — | ||
| Q4 25 | $3.6M | — | ||
| Q3 25 | $5.1M | — | ||
| Q2 25 | $3.6M | — | ||
| Q1 25 | $3.4M | — | ||
| Q4 24 | $6.4M | — | ||
| Q3 24 | $5.7M | — | ||
| Q2 24 | $3.8M | — |
| Q1 26 | $33.0M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $116.7M | $553.9M | ||
| Q4 25 | $117.6M | $543.5M | ||
| Q3 25 | $115.8M | $499.0M | ||
| Q2 25 | $113.7M | $404.1M | ||
| Q1 25 | $108.3M | $397.4M | ||
| Q4 24 | $107.0M | $388.5M | ||
| Q3 24 | $106.3M | $394.4M | ||
| Q2 24 | $104.0M | $373.8M |
| Q1 26 | $195.2M | $4.3B | ||
| Q4 25 | $171.0M | $4.3B | ||
| Q3 25 | $173.0M | $4.1B | ||
| Q2 25 | $170.9M | $4.2B | ||
| Q1 25 | $163.0M | $4.1B | ||
| Q4 24 | $162.2M | $4.1B | ||
| Q3 24 | $165.5M | $4.1B | ||
| Q2 24 | $173.5M | $4.0B |
| Q1 26 | 0.28× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ACU
Segment breakdown not available.
CIVB
| Net Interest Income | $37.8M | 80% |
| Noninterest Income | $9.4M | 20% |
