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Side-by-side financial comparison of ACME UNITED CORP (ACU) and SMARTFINANCIAL INC. (SMBK). Click either name above to swap in a different company.
SMARTFINANCIAL INC. is the larger business by last-quarter revenue ($53.8M vs $52.3M, roughly 1.0× ACME UNITED CORP). SMARTFINANCIAL INC. runs the higher net margin — 25.4% vs 1.9%, a 23.5% gap on every dollar of revenue. Over the past eight quarters, SMARTFINANCIAL INC.'s revenue compounded faster (15.4% CAGR vs -2.9%).
Acme United Corporation is a supplier of cutting, measuring and safety products for the school, home, office, hardware and industrial markets. The company was organized as a partnership in 1867 and incorporated in 1873 under the laws of the State of Connecticut. It is publicly traded on the NYSE American with symbol ACU.
SmartFinancial Inc. is a U.S.-based bank holding company that operates its wholly owned subsidiary SmartBank. It offers a full range of retail and commercial banking products including deposit accounts, personal and business loans, mortgage services, and wealth management solutions, primarily serving individual customers and small-to-medium enterprises across the Southeastern United States.
ACU vs SMBK — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $52.3M | $53.8M |
| Net Profit | $985.0K | $13.7M |
| Gross Margin | 39.7% | — |
| Operating Margin | 3.3% | — |
| Net Margin | 1.9% | 25.4% |
| Revenue YoY | 13.8% | — |
| Net Profit YoY | -40.4% | 21.6% |
| EPS (diluted) | $0.24 | $0.81 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $52.3M | $53.8M | ||
| Q4 25 | $47.5M | $53.3M | ||
| Q3 25 | $49.1M | $51.1M | ||
| Q2 25 | $54.0M | $49.2M | ||
| Q1 25 | $46.0M | $46.8M | ||
| Q4 24 | $45.9M | $46.8M | ||
| Q3 24 | $48.2M | $44.2M | ||
| Q2 24 | $55.4M | $40.4M |
| Q1 26 | $985.0K | $13.7M | ||
| Q4 25 | $1.9M | $13.7M | ||
| Q3 25 | $1.9M | $13.7M | ||
| Q2 25 | $4.8M | $11.7M | ||
| Q1 25 | $1.7M | $11.3M | ||
| Q4 24 | $1.7M | $9.6M | ||
| Q3 24 | $2.2M | $9.1M | ||
| Q2 24 | $4.5M | $8.0M |
| Q1 26 | 39.7% | — | ||
| Q4 25 | 38.2% | — | ||
| Q3 25 | 39.1% | — | ||
| Q2 25 | 41.0% | — | ||
| Q1 25 | 39.0% | — | ||
| Q4 24 | 38.7% | — | ||
| Q3 24 | 38.5% | — | ||
| Q2 24 | 40.8% | — |
| Q1 26 | 3.3% | — | ||
| Q4 25 | 6.1% | 31.3% | ||
| Q3 25 | 6.1% | 33.2% | ||
| Q2 25 | 11.8% | 29.0% | ||
| Q1 25 | 5.3% | 29.0% | ||
| Q4 24 | 5.0% | 26.5% | ||
| Q3 24 | 6.1% | 24.3% | ||
| Q2 24 | 11.5% | 25.6% |
| Q1 26 | 1.9% | 25.4% | ||
| Q4 25 | 3.9% | 25.7% | ||
| Q3 25 | 3.9% | 26.8% | ||
| Q2 25 | 8.8% | 23.8% | ||
| Q1 25 | 3.6% | 24.0% | ||
| Q4 24 | 3.7% | 20.6% | ||
| Q3 24 | 4.6% | 20.7% | ||
| Q2 24 | 8.0% | 19.8% |
| Q1 26 | $0.24 | $0.81 | ||
| Q4 25 | $0.46 | $0.81 | ||
| Q3 25 | $0.46 | $0.81 | ||
| Q2 25 | $1.16 | $0.69 | ||
| Q1 25 | $0.41 | $0.67 | ||
| Q4 24 | $0.43 | $0.57 | ||
| Q3 24 | $0.54 | $0.54 | ||
| Q2 24 | $1.09 | $0.48 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $4.2M | $346.1M |
| Total DebtLower is stronger | $33.0M | — |
| Stockholders' EquityBook value | $116.7M | $562.2M |
| Total Assets | $195.2M | $5.9B |
| Debt / EquityLower = less leverage | 0.28× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $4.2M | $346.1M | ||
| Q4 25 | $3.6M | $464.4M | ||
| Q3 25 | $5.1M | $557.1M | ||
| Q2 25 | $3.6M | $365.1M | ||
| Q1 25 | $3.4M | $423.0M | ||
| Q4 24 | $6.4M | $387.6M | ||
| Q3 24 | $5.7M | $192.9M | ||
| Q2 24 | $3.8M | $342.8M |
| Q1 26 | $33.0M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $1.3M | ||
| Q2 25 | — | $7.0M | ||
| Q1 25 | — | $7.6M | ||
| Q4 24 | — | $8.1M | ||
| Q3 24 | — | $9.0M | ||
| Q2 24 | — | $12.7M |
| Q1 26 | $116.7M | $562.2M | ||
| Q4 25 | $117.6M | $552.4M | ||
| Q3 25 | $115.8M | $538.4M | ||
| Q2 25 | $113.7M | $519.0M | ||
| Q1 25 | $108.3M | $505.8M | ||
| Q4 24 | $107.0M | $491.3M | ||
| Q3 24 | $106.3M | $489.0M | ||
| Q2 24 | $104.0M | $472.5M |
| Q1 26 | $195.2M | $5.9B | ||
| Q4 25 | $171.0M | $5.9B | ||
| Q3 25 | $173.0M | $5.8B | ||
| Q2 25 | $170.9M | $5.5B | ||
| Q1 25 | $163.0M | $5.4B | ||
| Q4 24 | $162.2M | $5.3B | ||
| Q3 24 | $165.5M | $4.9B | ||
| Q2 24 | $173.5M | $4.9B |
| Q1 26 | 0.28× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.01× | ||
| Q1 25 | — | 0.02× | ||
| Q4 24 | — | 0.02× | ||
| Q3 24 | — | 0.02× | ||
| Q2 24 | — | 0.03× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ACU
Segment breakdown not available.
SMBK
| Net Interest Income | $45.9M | 85% |
| Noninterest Income | $7.9M | 15% |
