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Side-by-side financial comparison of ACV Auctions Inc. (ACVA) and Eastern Bankshares, Inc. (EBC). Click either name above to swap in a different company.
Eastern Bankshares, Inc. is the larger business by last-quarter revenue ($295.9M vs $183.6M, roughly 1.6× ACV Auctions Inc.). On growth, Eastern Bankshares, Inc. posted the faster year-over-year revenue change (710.6% vs 15.1%). Over the past eight quarters, Eastern Bankshares, Inc.'s revenue compounded faster (38.6% CAGR vs 12.3%).
ACV Auctions Inc.ACVAEarnings & Financial Report
ACV Auctions Inc. operates a leading digital wholesale vehicle auction platform serving automotive dealers across the U.S. and Canada. It offers end-to-end services including transparent vehicle inspections, secure payment processing, and logistics support, enabling efficient trading of used vehicles between registered wholesale buyers and sellers.
Eastern Bank is a bank based in Boston, Massachusetts. Before de-mutualizing in 2020, it was the oldest and largest mutual bank in the United States and the largest community bank in Massachusetts.
ACVA vs EBC — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $183.6M | $295.9M |
| Net Profit | — | $65.3M |
| Gross Margin | — | — |
| Operating Margin | -9.7% | — |
| Net Margin | — | 22.1% |
| Revenue YoY | 15.1% | 710.6% |
| Net Profit YoY | — | -34.4% |
| EPS (diluted) | $-0.12 | $0.29 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $295.9M | ||
| Q4 25 | $183.6M | $37.5M | ||
| Q3 25 | $199.6M | $241.5M | ||
| Q2 25 | $193.7M | $244.9M | ||
| Q1 25 | $182.7M | $31.1M | ||
| Q4 24 | $159.5M | $216.5M | ||
| Q3 24 | $171.3M | $203.4M | ||
| Q2 24 | $160.6M | $154.0M |
| Q1 26 | — | $65.3M | ||
| Q4 25 | — | $99.5M | ||
| Q3 25 | $-24.5M | $106.1M | ||
| Q2 25 | $-7.3M | $100.2M | ||
| Q1 25 | $-14.8M | $-217.7M | ||
| Q4 24 | — | $60.8M | ||
| Q3 24 | $-16.0M | $-6.2M | ||
| Q2 24 | $-17.1M | $26.3M |
| Q1 26 | — | — | ||
| Q4 25 | -9.7% | — | ||
| Q3 25 | -11.9% | 38.9% | ||
| Q2 25 | -3.7% | 41.0% | ||
| Q1 25 | -7.9% | -590.9% | ||
| Q4 24 | -16.2% | 33.3% | ||
| Q3 24 | -10.0% | -1.6% | ||
| Q2 24 | -11.6% | 24.7% |
| Q1 26 | — | 22.1% | ||
| Q4 25 | — | 265.6% | ||
| Q3 25 | -12.3% | 44.0% | ||
| Q2 25 | -3.8% | 40.9% | ||
| Q1 25 | -8.1% | -699.2% | ||
| Q4 24 | — | 28.1% | ||
| Q3 24 | -9.4% | -3.0% | ||
| Q2 24 | -10.6% | 17.1% |
| Q1 26 | — | $0.29 | ||
| Q4 25 | $-0.12 | $0.48 | ||
| Q3 25 | $-0.14 | $0.53 | ||
| Q2 25 | $-0.04 | $0.50 | ||
| Q1 25 | $-0.09 | $-1.08 | ||
| Q4 24 | $-0.15 | $0.29 | ||
| Q3 24 | $-0.10 | $-0.03 | ||
| Q2 24 | $-0.10 | $0.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $271.5M | $551.7M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $429.7M | $4.3B |
| Total Assets | $1.1B | $30.6B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $551.7M | ||
| Q4 25 | $271.5M | $507.6M | ||
| Q3 25 | $265.3M | $703.4M | ||
| Q2 25 | $258.4M | $948.3M | ||
| Q1 25 | $291.9M | $609.0M | ||
| Q4 24 | $224.1M | $1.9B | ||
| Q3 24 | $252.5M | $1.7B | ||
| Q2 24 | $215.0M | $1.4B |
| Q1 26 | — | $4.3B | ||
| Q4 25 | $429.7M | $4.3B | ||
| Q3 25 | $434.4M | $3.8B | ||
| Q2 25 | $448.8M | $3.7B | ||
| Q1 25 | $439.6M | $3.6B | ||
| Q4 24 | $440.0M | $3.6B | ||
| Q3 24 | $456.2M | $3.7B | ||
| Q2 24 | $457.6M | $3.0B |
| Q1 26 | — | $30.6B | ||
| Q4 25 | $1.1B | $30.6B | ||
| Q3 25 | $1.2B | $25.5B | ||
| Q2 25 | $1.1B | $25.5B | ||
| Q1 25 | $1.2B | $25.0B | ||
| Q4 24 | $984.1M | $25.6B | ||
| Q3 24 | $1.0B | $25.5B | ||
| Q2 24 | $1.0B | $21.0B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-12.4M | — |
| Free Cash FlowOCF − Capex | $-14.7M | — |
| FCF MarginFCF / Revenue | -8.0% | — |
| Capex IntensityCapex / Revenue | 1.2% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $69.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-12.4M | $432.4M | ||
| Q3 25 | $10.3M | $157.1M | ||
| Q2 25 | $13.7M | $123.9M | ||
| Q1 25 | $66.6M | $47.3M | ||
| Q4 24 | $-3.2M | $283.8M | ||
| Q3 24 | $21.1M | $108.3M | ||
| Q2 24 | $4.5M | $54.3M |
| Q1 26 | — | — | ||
| Q4 25 | $-14.7M | — | ||
| Q3 25 | $7.7M | — | ||
| Q2 25 | $10.9M | — | ||
| Q1 25 | $65.3M | — | ||
| Q4 24 | $-3.9M | — | ||
| Q3 24 | $20.2M | — | ||
| Q2 24 | $2.7M | — |
| Q1 26 | — | — | ||
| Q4 25 | -8.0% | — | ||
| Q3 25 | 3.8% | — | ||
| Q2 25 | 5.6% | — | ||
| Q1 25 | 35.7% | — | ||
| Q4 24 | -2.5% | — | ||
| Q3 24 | 11.8% | — | ||
| Q2 24 | 1.7% | — |
| Q1 26 | — | — | ||
| Q4 25 | 1.2% | — | ||
| Q3 25 | 1.3% | — | ||
| Q2 25 | 1.5% | — | ||
| Q1 25 | 0.7% | — | ||
| Q4 24 | 0.4% | — | ||
| Q3 24 | 0.6% | — | ||
| Q2 24 | 1.1% | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.35× | ||
| Q3 25 | — | 1.48× | ||
| Q2 25 | — | 1.24× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 4.67× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 2.06× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ACVA
| Auction Marketplace Revenue | $77.6M | 42% |
| Other Marketplace Revenue | $72.4M | 39% |
| Customer Assurance | $24.1M | 13% |
| Data Services Revenue | $9.4M | 5% |
EBC
Segment breakdown not available.
