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Side-by-side financial comparison of BankUnited, Inc. (BKU) and Eastern Bankshares, Inc. (EBC). Click either name above to swap in a different company.
Eastern Bankshares, Inc. is the larger business by last-quarter revenue ($295.9M vs $5.8M, roughly 51.1× BankUnited, Inc.). On growth, BankUnited, Inc. posted the faster year-over-year revenue change (16.0% vs 1.7%). Over the past eight quarters, Eastern Bankshares, Inc.'s revenue compounded faster (220.1% CAGR vs 4.4%).
BankUnited, Inc. is the bank holding company of BankUnited, N.A., a national bank founded in 1984 and headquartered in Miami Lakes, Florida. The company operates in Florida; the regions in and around Atlanta, Georgia; Dallas, Texas; Morristown, New Jersey; Charlotte, North Carolina; and in the New York metropolitan area. BankUnited also offers certain commercial lending and deposit products through national platforms and has total assets of $35.0 billion as of December 31, 2025
Eastern Bank is a bank based in Boston, Massachusetts. Before de-mutualizing in 2020, it was the oldest and largest mutual bank in the United States and the largest community bank in Massachusetts.
BKU vs EBC — Head-to-Head
Income Statement — Q4 2025 vs Q1 2026
| Metric | | |
|---|---|---|
| Revenue | $5.8M | $295.9M |
| Net Profit | — | $65.3M |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | — | 22.1% |
| Revenue YoY | 16.0% | 1.7% |
| Net Profit YoY | — | 289.8% |
| EPS (diluted) | $0.89 | $0.29 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $295.9M | ||
| Q4 25 | $5.8M | $37.5M | ||
| Q3 25 | $5.4M | $33.0M | ||
| Q2 25 | $5.3M | $32.5M | ||
| Q1 25 | $5.2M | $31.1M | ||
| Q4 24 | $5.0M | $33.2M | ||
| Q3 24 | $5.0M | $30.1M | ||
| Q2 24 | $4.9M | $28.9M |
| Q1 26 | — | $65.3M | ||
| Q4 25 | — | $99.5M | ||
| Q3 25 | $71.9M | $106.1M | ||
| Q2 25 | $68.8M | $100.2M | ||
| Q1 25 | $58.5M | $-217.7M | ||
| Q4 24 | — | $60.8M | ||
| Q3 24 | $61.5M | $-6.2M | ||
| Q2 24 | $53.7M | $26.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -590.9% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -11.1% | ||
| Q2 24 | — | — |
| Q1 26 | — | 22.1% | ||
| Q4 25 | — | 265.6% | ||
| Q3 25 | 1333.8% | 321.9% | ||
| Q2 25 | 1291.9% | 308.2% | ||
| Q1 25 | 1117.0% | -699.2% | ||
| Q4 24 | — | 183.1% | ||
| Q3 24 | 1225.1% | -20.5% | ||
| Q2 24 | 1094.6% | 91.2% |
| Q1 26 | — | $0.29 | ||
| Q4 25 | $0.89 | $0.48 | ||
| Q3 25 | $0.95 | $0.53 | ||
| Q2 25 | $0.91 | $0.50 | ||
| Q1 25 | $0.78 | $-1.08 | ||
| Q4 24 | $0.91 | $0.29 | ||
| Q3 24 | $0.81 | $-0.03 | ||
| Q2 24 | $0.72 | $0.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $217.8M | $551.7M |
| Total DebtLower is stronger | $319.7M | — |
| Stockholders' EquityBook value | $3.1B | $4.3B |
| Total Assets | $35.0B | $30.6B |
| Debt / EquityLower = less leverage | 0.10× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $551.7M | ||
| Q4 25 | $217.8M | $507.6M | ||
| Q3 25 | $559.5M | $703.4M | ||
| Q2 25 | $801.3M | $948.3M | ||
| Q1 25 | $443.7M | $609.0M | ||
| Q4 24 | $491.1M | $1.9B | ||
| Q3 24 | $889.9M | $1.7B | ||
| Q2 24 | $433.5M | $1.4B |
| Q1 26 | — | — | ||
| Q4 25 | $319.7M | — | ||
| Q3 25 | $320.4M | — | ||
| Q2 25 | $708.9M | — | ||
| Q1 25 | $709.1M | — | ||
| Q4 24 | $708.6M | — | ||
| Q3 24 | $708.7M | — | ||
| Q2 24 | $708.8M | — |
| Q1 26 | — | $4.3B | ||
| Q4 25 | $3.1B | $4.3B | ||
| Q3 25 | $3.0B | $3.8B | ||
| Q2 25 | $3.0B | $3.7B | ||
| Q1 25 | $2.9B | $3.6B | ||
| Q4 24 | $2.8B | $3.6B | ||
| Q3 24 | $2.8B | $3.7B | ||
| Q2 24 | $2.7B | $3.0B |
| Q1 26 | — | $30.6B | ||
| Q4 25 | $35.0B | $30.6B | ||
| Q3 25 | $35.1B | $25.5B | ||
| Q2 25 | $35.5B | $25.5B | ||
| Q1 25 | $34.8B | $25.0B | ||
| Q4 24 | $35.2B | $25.6B | ||
| Q3 24 | $35.8B | $25.5B | ||
| Q2 24 | $35.4B | $21.0B |
| Q1 26 | — | — | ||
| Q4 25 | 0.10× | — | ||
| Q3 25 | 0.11× | — | ||
| Q2 25 | 0.24× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.25× | — | ||
| Q3 24 | 0.25× | — | ||
| Q2 24 | 0.26× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $124.9M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $124.9M | $104.1M | ||
| Q3 25 | $99.7M | $157.1M | ||
| Q2 25 | $117.6M | $123.9M | ||
| Q1 25 | $16.4M | $47.3M | ||
| Q4 24 | $185.5M | $88.7M | ||
| Q3 24 | $46.1M | $108.3M | ||
| Q2 24 | $135.7M | $54.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.05× | ||
| Q3 25 | 1.39× | 1.48× | ||
| Q2 25 | 1.71× | 1.24× | ||
| Q1 25 | 0.28× | — | ||
| Q4 24 | — | 1.46× | ||
| Q3 24 | 0.75× | — | ||
| Q2 24 | 2.53× | 2.06× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BKU
Segment breakdown not available.
EBC
| ALLL / total nonperforming loans ("NPLs") | $238.2M | 80% |
| Other | $51.6M | 17% |
| Return on average shareholders' equity | $6.1M | 2% |
