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Side-by-side financial comparison of ADC Therapeutics SA (ADCT) and C & F FINANCIAL CORP (CFFI). Click either name above to swap in a different company.

C & F FINANCIAL CORP is the larger business by last-quarter revenue ($35.9M vs $23.1M, roughly 1.6× ADC Therapeutics SA). On growth, ADC Therapeutics SA posted the faster year-over-year revenue change (36.4% vs 12.0%). Over the past eight quarters, ADC Therapeutics SA's revenue compounded faster (13.7% CAGR vs 8.2%).

ADC Telecommunications, Inc. was a communications company in Eden Prairie, Minnesota, a southwest suburb of Minneapolis. It was acquired by TE Connectivity in December 2010 and ceased to exist as a separate entity. ADC products were sold by CommScope after it acquired the Broadband Network Solutions business unit from TE Connectivity in August 2015.

Sun Life Financial Inc. is a Canadian financial services company headquartered in Toronto, Ontario. Founded in 1865, it operates internationally in life insurance, wealth management, and asset management. As of 2024, the company manages over CAD$1.3 trillion in assets and serves clients in Canada, the United States, Asia, and other markets.

ADCT vs CFFI — Head-to-Head

Bigger by revenue
CFFI
CFFI
1.6× larger
CFFI
$35.9M
$23.1M
ADCT
Growing faster (revenue YoY)
ADCT
ADCT
+24.4% gap
ADCT
36.4%
12.0%
CFFI
Faster 2-yr revenue CAGR
ADCT
ADCT
Annualised
ADCT
13.7%
8.2%
CFFI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ADCT
ADCT
CFFI
CFFI
Revenue
$23.1M
$35.9M
Net Profit
$6.7M
Gross Margin
Operating Margin
-77.7%
22.6%
Net Margin
18.7%
Revenue YoY
36.4%
12.0%
Net Profit YoY
11.0%
EPS (diluted)
$0.04
$2.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ADCT
ADCT
CFFI
CFFI
Q4 25
$23.1M
$35.9M
Q3 25
$15.8M
$36.0M
Q2 25
$18.1M
$36.4M
Q1 25
$17.4M
$32.6M
Q4 24
$16.9M
$32.0M
Q3 24
$18.0M
$33.5M
Q2 24
$17.0M
$31.2M
Q1 24
$17.8M
$30.6M
Net Profit
ADCT
ADCT
CFFI
CFFI
Q4 25
$6.7M
Q3 25
$-41.0M
$7.1M
Q2 25
$-56.6M
$7.7M
Q1 25
$-38.6M
$5.4M
Q4 24
$6.0M
Q3 24
$-44.0M
$5.4M
Q2 24
$-36.5M
$5.0M
Q1 24
$-46.6M
$3.4M
Operating Margin
ADCT
ADCT
CFFI
CFFI
Q4 25
-77.7%
22.6%
Q3 25
-196.6%
24.5%
Q2 25
-244.1%
26.5%
Q1 25
-163.5%
20.0%
Q4 24
-191.8%
22.6%
Q3 24
-197.4%
19.9%
Q2 24
-170.5%
20.0%
Q1 24
-188.3%
13.1%
Net Margin
ADCT
ADCT
CFFI
CFFI
Q4 25
18.7%
Q3 25
-260.1%
19.6%
Q2 25
-313.2%
21.2%
Q1 25
-221.8%
16.5%
Q4 24
18.8%
Q3 24
-244.1%
16.1%
Q2 24
-214.6%
16.1%
Q1 24
-261.1%
11.1%
EPS (diluted)
ADCT
ADCT
CFFI
CFFI
Q4 25
$0.04
$2.08
Q3 25
$-0.30
$2.18
Q2 25
$-0.50
$2.37
Q1 25
$-0.36
$1.66
Q4 24
$-0.26
$1.85
Q3 24
$-0.42
$1.65
Q2 24
$-0.38
$1.50
Q1 24
$-0.56
$1.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ADCT
ADCT
CFFI
CFFI
Cash + ST InvestmentsLiquidity on hand
$261.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$-185.8M
$261.8M
Total Assets
$323.1M
$2.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ADCT
ADCT
CFFI
CFFI
Q4 25
$261.3M
Q3 25
$234.7M
Q2 25
$264.6M
Q1 25
$194.7M
Q4 24
$250.9M
Q3 24
$274.3M
Q2 24
$300.1M
Q1 24
$234.3M
Stockholders' Equity
ADCT
ADCT
CFFI
CFFI
Q4 25
$-185.8M
$261.8M
Q3 25
$-238.2M
$253.3M
Q2 25
$-199.2M
$240.3M
Q1 25
$-238.2M
$234.6M
Q4 24
$-202.6M
$226.4M
Q3 24
$-171.9M
$227.3M
Q2 24
$-131.7M
$218.5M
Q1 24
$-194.4M
$216.3M
Total Assets
ADCT
ADCT
CFFI
CFFI
Q4 25
$323.1M
$2.8B
Q3 25
$289.8M
$2.7B
Q2 25
$321.6M
$2.7B
Q1 25
$272.5M
$2.6B
Q4 24
$322.0M
$2.6B
Q3 24
$349.1M
$2.6B
Q2 24
$371.8M
$2.5B
Q1 24
$308.0M
$2.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ADCT
ADCT
CFFI
CFFI
Operating Cash FlowLast quarter
$-31.1M
$24.5M
Free Cash FlowOCF − Capex
$22.2M
FCF MarginFCF / Revenue
61.8%
Capex IntensityCapex / Revenue
0.0%
6.5%
Cash ConversionOCF / Net Profit
3.65×
TTM Free Cash FlowTrailing 4 quarters
$42.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ADCT
ADCT
CFFI
CFFI
Q4 25
$-31.1M
$24.5M
Q3 25
$-29.6M
$23.4M
Q2 25
$-24.1M
$-4.4M
Q1 25
$-56.3M
$3.2M
Q4 24
$-21.9M
$36.8M
Q3 24
$-25.0M
$404.0K
Q2 24
$-32.8M
$1.7M
Q1 24
$-44.1M
$895.0K
Free Cash Flow
ADCT
ADCT
CFFI
CFFI
Q4 25
$22.2M
Q3 25
$22.7M
Q2 25
$-5.0M
Q1 25
$-56.6M
$2.9M
Q4 24
$-21.9M
$33.3M
Q3 24
$-25.3M
$-1.6M
Q2 24
$-32.9M
$1.2M
Q1 24
$-44.6M
$410.0K
FCF Margin
ADCT
ADCT
CFFI
CFFI
Q4 25
61.8%
Q3 25
63.0%
Q2 25
-13.6%
Q1 25
-325.2%
9.0%
Q4 24
-129.8%
103.8%
Q3 24
-140.2%
-4.9%
Q2 24
-193.0%
3.7%
Q1 24
-250.0%
1.3%
Capex Intensity
ADCT
ADCT
CFFI
CFFI
Q4 25
0.0%
6.5%
Q3 25
0.0%
2.1%
Q2 25
0.0%
1.6%
Q1 25
1.5%
0.8%
Q4 24
0.5%
10.9%
Q3 24
1.2%
6.1%
Q2 24
0.2%
1.7%
Q1 24
3.0%
1.6%
Cash Conversion
ADCT
ADCT
CFFI
CFFI
Q4 25
3.65×
Q3 25
3.31×
Q2 25
-0.57×
Q1 25
0.60×
Q4 24
6.09×
Q3 24
0.07×
Q2 24
0.34×
Q1 24
0.26×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ADCT
ADCT

Segment breakdown not available.

CFFI
CFFI

Community Banking$25.9M72%
Consumer Finance Segment$7.0M19%
Mortgage Banking Segment$1.9M5%
Other$1.1M3%

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