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Side-by-side financial comparison of ADC Therapeutics SA (ADCT) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.

Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $23.1M, roughly 1.4× ADC Therapeutics SA). On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs 36.4%). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs 13.7%).

ADC Telecommunications, Inc. was a communications company in Eden Prairie, Minnesota, a southwest suburb of Minneapolis. It was acquired by TE Connectivity in December 2010 and ceased to exist as a separate entity. ADC products were sold by CommScope after it acquired the Broadband Network Solutions business unit from TE Connectivity in August 2015.

Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.

ADCT vs PDLB — Head-to-Head

Bigger by revenue
PDLB
PDLB
1.4× larger
PDLB
$31.4M
$23.1M
ADCT
Growing faster (revenue YoY)
PDLB
PDLB
+1.3% gap
PDLB
37.6%
36.4%
ADCT
Faster 2-yr revenue CAGR
PDLB
PDLB
Annualised
PDLB
23.7%
13.7%
ADCT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ADCT
ADCT
PDLB
PDLB
Revenue
$23.1M
$31.4M
Net Profit
$10.1M
Gross Margin
Operating Margin
-77.7%
43.6%
Net Margin
36.3%
Revenue YoY
36.4%
37.6%
Net Profit YoY
245.6%
EPS (diluted)
$0.04
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ADCT
ADCT
PDLB
PDLB
Q4 25
$23.1M
$31.4M
Q3 25
$15.8M
$26.7M
Q2 25
$18.1M
$26.5M
Q1 25
$17.4M
$24.6M
Q4 24
$16.9M
$22.8M
Q3 24
$18.0M
$20.2M
Q2 24
$17.0M
$20.2M
Q1 24
$17.8M
$20.5M
Net Profit
ADCT
ADCT
PDLB
PDLB
Q4 25
$10.1M
Q3 25
$-41.0M
$6.5M
Q2 25
$-56.6M
$6.1M
Q1 25
$-38.6M
$6.0M
Q4 24
$2.9M
Q3 24
$-44.0M
$2.4M
Q2 24
$-36.5M
$3.2M
Q1 24
$-46.6M
$2.4M
Operating Margin
ADCT
ADCT
PDLB
PDLB
Q4 25
-77.7%
43.6%
Q3 25
-196.6%
32.8%
Q2 25
-244.1%
30.2%
Q1 25
-163.5%
32.5%
Q4 24
-191.8%
19.6%
Q3 24
-197.4%
15.2%
Q2 24
-170.5%
21.8%
Q1 24
-188.3%
18.3%
Net Margin
ADCT
ADCT
PDLB
PDLB
Q4 25
36.3%
Q3 25
-260.1%
24.3%
Q2 25
-313.2%
23.0%
Q1 25
-221.8%
24.2%
Q4 24
14.1%
Q3 24
-244.1%
12.1%
Q2 24
-214.6%
15.8%
Q1 24
-261.1%
11.8%
EPS (diluted)
ADCT
ADCT
PDLB
PDLB
Q4 25
$0.04
$0.43
Q3 25
$-0.30
$0.27
Q2 25
$-0.50
$0.25
Q1 25
$-0.36
$0.25
Q4 24
$-0.26
$0.11
Q3 24
$-0.42
$0.10
Q2 24
$-0.38
$0.14
Q1 24
$-0.56
$0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ADCT
ADCT
PDLB
PDLB
Cash + ST InvestmentsLiquidity on hand
$261.3M
$126.2M
Total DebtLower is stronger
$596.1M
Stockholders' EquityBook value
$-185.8M
$541.5M
Total Assets
$323.1M
$3.2B
Debt / EquityLower = less leverage
1.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ADCT
ADCT
PDLB
PDLB
Q4 25
$261.3M
$126.2M
Q3 25
$234.7M
$146.6M
Q2 25
$264.6M
$126.6M
Q1 25
$194.7M
$129.9M
Q4 24
$250.9M
$139.8M
Q3 24
$274.3M
$155.8M
Q2 24
$300.1M
$103.2M
Q1 24
$234.3M
$134.7M
Total Debt
ADCT
ADCT
PDLB
PDLB
Q4 25
$596.1M
Q3 25
$521.1M
Q2 25
$536.1M
Q1 25
$521.1M
Q4 24
$596.1M
Q3 24
$580.4M
Q2 24
$680.4M
Q1 24
$680.4M
Stockholders' Equity
ADCT
ADCT
PDLB
PDLB
Q4 25
$-185.8M
$541.5M
Q3 25
$-238.2M
$529.8M
Q2 25
$-199.2M
$521.1M
Q1 25
$-238.2M
$513.9M
Q4 24
$-202.6M
$505.5M
Q3 24
$-171.9M
$504.6M
Q2 24
$-131.7M
$497.7M
Q1 24
$-194.4M
$493.7M
Total Assets
ADCT
ADCT
PDLB
PDLB
Q4 25
$323.1M
$3.2B
Q3 25
$289.8M
$3.2B
Q2 25
$321.6M
$3.2B
Q1 25
$272.5M
$3.1B
Q4 24
$322.0M
$3.0B
Q3 24
$349.1M
$3.0B
Q2 24
$371.8M
$2.8B
Q1 24
$308.0M
$2.8B
Debt / Equity
ADCT
ADCT
PDLB
PDLB
Q4 25
1.10×
Q3 25
0.98×
Q2 25
1.03×
Q1 25
1.01×
Q4 24
1.18×
Q3 24
1.15×
Q2 24
1.37×
Q1 24
1.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ADCT
ADCT
PDLB
PDLB
Operating Cash FlowLast quarter
$-31.1M
$55.6M
Free Cash FlowOCF − Capex
$54.6M
FCF MarginFCF / Revenue
173.9%
Capex IntensityCapex / Revenue
0.0%
3.1%
Cash ConversionOCF / Net Profit
5.48×
TTM Free Cash FlowTrailing 4 quarters
$74.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ADCT
ADCT
PDLB
PDLB
Q4 25
$-31.1M
$55.6M
Q3 25
$-29.6M
$1.4M
Q2 25
$-24.1M
$6.2M
Q1 25
$-56.3M
$13.1M
Q4 24
$-21.9M
$7.2M
Q3 24
$-25.0M
$-14.6M
Q2 24
$-32.8M
$-2.6M
Q1 24
$-44.1M
$1.5M
Free Cash Flow
ADCT
ADCT
PDLB
PDLB
Q4 25
$54.6M
Q3 25
$786.0K
Q2 25
$5.9M
Q1 25
$-56.6M
$12.9M
Q4 24
$-21.9M
$4.5M
Q3 24
$-25.3M
$-15.0M
Q2 24
$-32.9M
$-2.6M
Q1 24
$-44.6M
$-315.0K
FCF Margin
ADCT
ADCT
PDLB
PDLB
Q4 25
173.9%
Q3 25
2.9%
Q2 25
22.4%
Q1 25
-325.2%
52.6%
Q4 24
-129.8%
19.7%
Q3 24
-140.2%
-74.1%
Q2 24
-193.0%
-13.0%
Q1 24
-250.0%
-1.5%
Capex Intensity
ADCT
ADCT
PDLB
PDLB
Q4 25
0.0%
3.1%
Q3 25
0.0%
2.3%
Q2 25
0.0%
1.0%
Q1 25
1.5%
0.6%
Q4 24
0.5%
11.9%
Q3 24
1.2%
2.0%
Q2 24
0.2%
0.3%
Q1 24
3.0%
8.7%
Cash Conversion
ADCT
ADCT
PDLB
PDLB
Q4 25
5.48×
Q3 25
0.21×
Q2 25
1.01×
Q1 25
2.20×
Q4 24
2.46×
Q3 24
-5.99×
Q2 24
-0.80×
Q1 24
0.61×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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