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Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and AMERICAN SHARED HOSPITAL SERVICES (AMS). Click either name above to swap in a different company.

Affinity Bancshares, Inc. is the larger business by last-quarter revenue ($8.6M vs $7.7M, roughly 1.1× AMERICAN SHARED HOSPITAL SERVICES). Affinity Bancshares, Inc. runs the higher net margin — 24.9% vs -8.2%, a 33.1% gap on every dollar of revenue. On growth, Affinity Bancshares, Inc. posted the faster year-over-year revenue change (12.8% vs -14.8%). Affinity Bancshares, Inc. produced more free cash flow last quarter ($11.2M vs $-2.7M). Over the past eight quarters, AMERICAN SHARED HOSPITAL SERVICES's revenue compounded faster (21.7% CAGR vs 8.1%).

American Shared Hospital Services offers turnkey outsourced solutions for advanced radiotherapy, stereotactic radiosurgery and diagnostic imaging equipment to healthcare facilities. It eliminates high upfront capital costs for hospitals, operates primarily across North America, and also serves Latin America and select Asia-Pacific markets, catering to both public and private hospital segments.

AFBI vs AMS — Head-to-Head

Bigger by revenue
AFBI
AFBI
1.1× larger
AFBI
$8.6M
$7.7M
AMS
Growing faster (revenue YoY)
AFBI
AFBI
+27.6% gap
AFBI
12.8%
-14.8%
AMS
Higher net margin
AFBI
AFBI
33.1% more per $
AFBI
24.9%
-8.2%
AMS
More free cash flow
AFBI
AFBI
$13.9M more FCF
AFBI
$11.2M
$-2.7M
AMS
Faster 2-yr revenue CAGR
AMS
AMS
Annualised
AMS
21.7%
8.1%
AFBI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AFBI
AFBI
AMS
AMS
Revenue
$8.6M
$7.7M
Net Profit
$2.1M
$-631.0K
Gross Margin
11.7%
Operating Margin
35.9%
-18.1%
Net Margin
24.9%
-8.2%
Revenue YoY
12.8%
-14.8%
Net Profit YoY
58.5%
52.5%
EPS (diluted)
$0.34
$-0.09

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFBI
AFBI
AMS
AMS
Q4 25
$8.6M
$7.7M
Q3 25
$8.4M
$7.2M
Q2 25
$8.3M
$7.1M
Q1 25
$7.8M
$6.1M
Q4 24
$7.6M
$9.1M
Q3 24
$8.0M
$7.0M
Q2 24
$8.3M
$7.1M
Q1 24
$7.3M
$5.2M
Net Profit
AFBI
AFBI
AMS
AMS
Q4 25
$2.1M
$-631.0K
Q3 25
$2.2M
$-17.0K
Q2 25
$2.2M
$-280.0K
Q1 25
$1.8M
$-625.0K
Q4 24
$1.3M
$-1.3M
Q3 24
$1.7M
$-207.0K
Q2 24
$1.0M
$3.6M
Q1 24
$1.3M
$119.0K
Gross Margin
AFBI
AFBI
AMS
AMS
Q4 25
11.7%
Q3 25
22.1%
Q2 25
23.1%
Q1 25
15.4%
Q4 24
35.3%
Q3 24
19.6%
Q2 24
35.0%
Q1 24
41.1%
Operating Margin
AFBI
AFBI
AMS
AMS
Q4 25
35.9%
-18.1%
Q3 25
34.9%
-4.8%
Q2 25
34.1%
-7.7%
Q1 25
30.8%
-21.3%
Q4 24
21.1%
-20.2%
Q3 24
28.5%
-12.7%
Q2 24
16.2%
-0.0%
Q1 24
24.0%
-1.6%
Net Margin
AFBI
AFBI
AMS
AMS
Q4 25
24.9%
-8.2%
Q3 25
26.5%
-0.2%
Q2 25
25.9%
-4.0%
Q1 25
23.4%
-10.2%
Q4 24
17.7%
-14.6%
Q3 24
21.7%
-3.0%
Q2 24
12.5%
51.0%
Q1 24
18.2%
2.3%
EPS (diluted)
AFBI
AFBI
AMS
AMS
Q4 25
$0.34
$-0.09
Q3 25
$0.34
$0.00
Q2 25
$0.33
$-0.04
Q1 25
$0.28
$-0.10
Q4 24
$0.21
$-0.21
Q3 24
$0.26
$-0.03
Q2 24
$0.16
$0.55
Q1 24
$0.20
$0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFBI
AFBI
AMS
AMS
Cash + ST InvestmentsLiquidity on hand
$53.9M
$3.5M
Total DebtLower is stronger
$17.4M
Stockholders' EquityBook value
$127.0M
$24.0M
Total Assets
$881.7M
$55.5M
Debt / EquityLower = less leverage
0.72×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFBI
AFBI
AMS
AMS
Q4 25
$53.9M
$3.5M
Q3 25
$84.8M
$5.1M
Q2 25
$89.7M
$11.1M
Q1 25
$74.7M
$11.2M
Q4 24
$41.4M
$11.0M
Q3 24
$52.3M
$13.8M
Q2 24
$50.4M
$14.2M
Q1 24
$61.4M
$12.8M
Total Debt
AFBI
AFBI
AMS
AMS
Q4 25
$17.4M
Q3 25
$18.2M
Q2 25
$19.1M
Q1 25
$19.9M
Q4 24
$20.4M
Q3 24
$14.4M
Q2 24
$15.1M
Q1 24
$15.6M
Stockholders' Equity
AFBI
AFBI
AMS
AMS
Q4 25
$127.0M
$24.0M
Q3 25
$125.4M
$24.6M
Q2 25
$124.1M
$24.5M
Q1 25
$122.3M
$24.6M
Q4 24
$129.1M
$25.2M
Q3 24
$128.4M
$26.4M
Q2 24
$125.1M
$26.5M
Q1 24
$123.3M
$22.8M
Total Assets
AFBI
AFBI
AMS
AMS
Q4 25
$881.7M
$55.5M
Q3 25
$925.2M
$59.6M
Q2 25
$933.8M
$63.5M
Q1 25
$912.5M
$63.3M
Q4 24
$866.8M
$60.2M
Q3 24
$878.6M
$63.3M
Q2 24
$873.6M
$60.8M
Q1 24
$869.5M
$50.1M
Debt / Equity
AFBI
AFBI
AMS
AMS
Q4 25
0.72×
Q3 25
0.74×
Q2 25
0.78×
Q1 25
0.81×
Q4 24
0.81×
Q3 24
0.54×
Q2 24
0.57×
Q1 24
0.68×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFBI
AFBI
AMS
AMS
Operating Cash FlowLast quarter
$11.6M
$-704.0K
Free Cash FlowOCF − Capex
$11.2M
$-2.7M
FCF MarginFCF / Revenue
130.9%
-34.8%
Capex IntensityCapex / Revenue
4.9%
25.7%
Cash ConversionOCF / Net Profit
5.46×
TTM Free Cash FlowTrailing 4 quarters
$20.3M
$-8.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFBI
AFBI
AMS
AMS
Q4 25
$11.6M
$-704.0K
Q3 25
$3.7M
$1.7M
Q2 25
$3.8M
$-372.0K
Q1 25
$1.9M
$2.5M
Q4 24
$6.8M
$274.0K
Q3 24
$4.1M
$472.0K
Q2 24
$619.0K
$1.3M
Q1 24
$1.2M
$-1.9M
Free Cash Flow
AFBI
AFBI
AMS
AMS
Q4 25
$11.2M
$-2.7M
Q3 25
$3.6M
$-2.0M
Q2 25
$3.7M
$-2.3M
Q1 25
$1.8M
$-1.5M
Q4 24
$6.4M
$-4.4M
Q3 24
$4.0M
$-407.0K
Q2 24
$489.0K
$70.0K
Q1 24
$1.1M
$-3.0M
FCF Margin
AFBI
AFBI
AMS
AMS
Q4 25
130.9%
-34.8%
Q3 25
43.3%
-28.3%
Q2 25
44.0%
-32.1%
Q1 25
22.7%
-24.7%
Q4 24
83.9%
-48.4%
Q3 24
49.5%
-5.8%
Q2 24
5.9%
1.0%
Q1 24
14.8%
-58.4%
Capex Intensity
AFBI
AFBI
AMS
AMS
Q4 25
4.9%
25.7%
Q3 25
0.8%
51.6%
Q2 25
1.4%
26.9%
Q1 25
1.9%
65.7%
Q4 24
5.6%
51.4%
Q3 24
1.7%
12.6%
Q2 24
1.6%
17.2%
Q1 24
1.8%
22.7%
Cash Conversion
AFBI
AFBI
AMS
AMS
Q4 25
5.46×
Q3 25
1.66×
Q2 25
1.75×
Q1 25
1.05×
Q4 24
5.05×
Q3 24
2.36×
Q2 24
0.60×
0.36×
Q1 24
0.91×
-15.67×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AFBI
AFBI

Segment breakdown not available.

AMS
AMS

Direct Patient Services$4.0M51%
Rental Income From Medical Services$2.7M35%
Pbrt Services$1.2M15%

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