Affinity Bancshares, Inc.AFBIEarnings & Financial Report
Nasdaq · Financials · Savings Institutions, Not Federally Chartered
AFBI Q4 FY2025 Key Financial Metrics
Revenue
$8.6M
Gross Profit
N/A
Operating Profit
$3.1M
Net Profit
$2.1M
Gross Margin
N/A
Operating Margin
35.9%
Net Margin
24.9%
YoY Growth
12.8%
EPS
$0.34
Affinity Bancshares, Inc. Q4 FY2025 Financial Summary
Affinity Bancshares, Inc. reported revenue of $8.6M (up 12.8% YoY) for Q4 FY2025, with a net profit of $2.1M (up 58.5% YoY) (24.9% margin).
Key Financial Metrics
| Total Revenue | $8.6M |
|---|---|
| Net Profit | $2.1M |
| Gross Margin | N/A |
| Operating Margin | 35.9% |
| Report Period | Q4 FY2025 |
Affinity Bancshares, Inc. Annual Revenue by Year
Affinity Bancshares, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $33.1M).
Affinity Bancshares, Inc. Quarterly Revenue & Net Profit History
Affinity Bancshares, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $8.6M | +12.8% | $2.1M | 24.9% |
| Q3 FY2025 | $8.4M | +4.7% | $2.2M | 26.5% |
| Q2 FY2025 | $8.3M | +0.5% | $2.2M | 25.9% |
| Q1 FY2025 | $7.8M | +6.6% | $1.8M | 23.4% |
| Q4 FY2024 | $7.6M | +3.9% | $1.3M | 17.7% |
| Q3 FY2024 | $8.0M | +6.0% | $1.7M | 21.7% |
| Q2 FY2024 | $8.3M | +12.3% | $1.0M | 12.5% |
| Q1 FY2024 | $7.3M | -1.6% | $1.3M | 18.2% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $7.3M | $8.3M | $8.0M | $7.6M | $7.8M | $8.3M | $8.4M | $8.6M |
| YoY Growth | -1.6% | 12.3% | 6.0% | 3.9% | 6.6% | 0.5% | 4.7% | 12.8% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $869.5M | $873.6M | $878.6M | $866.8M | $912.5M | $933.8M | $925.2M | $881.7M |
| Liabilities | $746.2M | $748.5M | $750.2M | $737.7M | $790.2M | $809.7M | $799.8M | $754.7M |
| Equity | $123.3M | $125.1M | $128.4M | $129.1M | $122.3M | $124.1M | $125.4M | $127.0M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $1.2M | $619000 | $4.1M | $6.8M | $1.9M | $3.8M | $3.7M | $11.6M |