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Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and ASSEMBLY BIOSCIENCES, INC. (ASMB). Click either name above to swap in a different company.

ASSEMBLY BIOSCIENCES, INC. is the larger business by last-quarter revenue ($10.8M vs $8.6M, roughly 1.3× Affinity Bancshares, Inc.). Affinity Bancshares, Inc. runs the higher net margin — 24.9% vs -85.2%, a 110.1% gap on every dollar of revenue. On growth, ASSEMBLY BIOSCIENCES, INC. posted the faster year-over-year revenue change (57.6% vs 12.8%). Affinity Bancshares, Inc. produced more free cash flow last quarter ($11.2M vs $-15.2M).

Pacific Biosciences of California, Inc. is an American biotechnology company founded in 2004 that develops and manufactures systems for gene sequencing and some novel real time biological observation. PacBio has two principal sequencing platforms: single-molecule real-time sequencing (SMRT), based on the properties of zero-mode waveguides and sequencing by binding (SBB) chemistry, which uses native nucleotides and scarless incorporation for DNA binding and extension.

AFBI vs ASMB — Head-to-Head

Bigger by revenue
ASMB
ASMB
1.3× larger
ASMB
$10.8M
$8.6M
AFBI
Growing faster (revenue YoY)
ASMB
ASMB
+44.8% gap
ASMB
57.6%
12.8%
AFBI
Higher net margin
AFBI
AFBI
110.1% more per $
AFBI
24.9%
-85.2%
ASMB
More free cash flow
AFBI
AFBI
$26.4M more FCF
AFBI
$11.2M
$-15.2M
ASMB

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
AFBI
AFBI
ASMB
ASMB
Revenue
$8.6M
$10.8M
Net Profit
$2.1M
$-9.2M
Gross Margin
Operating Margin
35.9%
-100.9%
Net Margin
24.9%
-85.2%
Revenue YoY
12.8%
57.6%
Net Profit YoY
58.5%
4.3%
EPS (diluted)
$0.34
$-0.72

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFBI
AFBI
ASMB
ASMB
Q4 25
$8.6M
Q3 25
$8.4M
$10.8M
Q2 25
$8.3M
$9.6M
Q1 25
$7.8M
$9.4M
Q4 24
$7.6M
$7.4M
Q3 24
$8.0M
$6.8M
Q2 24
$8.3M
$8.5M
Q1 24
$7.3M
$5.8M
Net Profit
AFBI
AFBI
ASMB
ASMB
Q4 25
$2.1M
Q3 25
$2.2M
$-9.2M
Q2 25
$2.2M
$-10.2M
Q1 25
$1.8M
$-8.8M
Q4 24
$1.3M
Q3 24
$1.7M
$-9.6M
Q2 24
$1.0M
$-11.2M
Q1 24
$1.3M
$-9.1M
Operating Margin
AFBI
AFBI
ASMB
ASMB
Q4 25
35.9%
Q3 25
34.9%
-100.9%
Q2 25
34.1%
-115.2%
Q1 25
30.8%
-105.5%
Q4 24
21.1%
Q3 24
28.5%
-160.1%
Q2 24
16.2%
-143.0%
Q1 24
24.0%
-185.5%
Net Margin
AFBI
AFBI
ASMB
ASMB
Q4 25
24.9%
Q3 25
26.5%
-85.2%
Q2 25
25.9%
-105.9%
Q1 25
23.4%
-93.6%
Q4 24
17.7%
Q3 24
21.7%
-140.4%
Q2 24
12.5%
-130.7%
Q1 24
18.2%
-156.9%
EPS (diluted)
AFBI
AFBI
ASMB
ASMB
Q4 25
$0.34
Q3 25
$0.34
$-0.72
Q2 25
$0.33
$-1.33
Q1 25
$0.28
$-1.17
Q4 24
$0.21
Q3 24
$0.26
$-1.51
Q2 24
$0.16
$-1.98
Q1 24
$0.20
$-1.66

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFBI
AFBI
ASMB
ASMB
Cash + ST InvestmentsLiquidity on hand
$53.9M
$22.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$127.0M
$182.7M
Total Assets
$881.7M
$240.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFBI
AFBI
ASMB
ASMB
Q4 25
$53.9M
Q3 25
$84.8M
$22.5M
Q2 25
$89.7M
$24.0M
Q1 25
$74.7M
$23.4M
Q4 24
$41.4M
$38.3M
Q3 24
$52.3M
$28.5M
Q2 24
$50.4M
$19.2M
Q1 24
$61.4M
$18.7M
Stockholders' Equity
AFBI
AFBI
ASMB
ASMB
Q4 25
$127.0M
Q3 25
$125.4M
$182.7M
Q2 25
$124.1M
$18.1M
Q1 25
$122.3M
$27.1M
Q4 24
$129.1M
$33.4M
Q3 24
$128.4M
$26.0M
Q2 24
$125.1M
$34.7M
Q1 24
$123.3M
$32.6M
Total Assets
AFBI
AFBI
ASMB
ASMB
Q4 25
$881.7M
Q3 25
$925.2M
$240.0M
Q2 25
$933.8M
$80.8M
Q1 25
$912.5M
$99.0M
Q4 24
$866.8M
$119.2M
Q3 24
$878.6M
$100.3M
Q2 24
$873.6M
$115.3M
Q1 24
$869.5M
$119.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFBI
AFBI
ASMB
ASMB
Operating Cash FlowLast quarter
$11.6M
$-15.1M
Free Cash FlowOCF − Capex
$11.2M
$-15.2M
FCF MarginFCF / Revenue
130.9%
-140.7%
Capex IntensityCapex / Revenue
4.9%
0.4%
Cash ConversionOCF / Net Profit
5.46×
TTM Free Cash FlowTrailing 4 quarters
$20.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFBI
AFBI
ASMB
ASMB
Q4 25
$11.6M
Q3 25
$3.7M
$-15.1M
Q2 25
$3.8M
$-16.8M
Q1 25
$1.9M
$-23.4M
Q4 24
$6.8M
$-51.1M
Q3 24
$4.1M
$-15.2M
Q2 24
$619.0K
$-17.1M
Q1 24
$1.2M
$-18.4M
Free Cash Flow
AFBI
AFBI
ASMB
ASMB
Q4 25
$11.2M
Q3 25
$3.6M
$-15.2M
Q2 25
$3.7M
Q1 25
$1.8M
Q4 24
$6.4M
$-51.1M
Q3 24
$4.0M
Q2 24
$489.0K
$-17.1M
Q1 24
$1.1M
$-18.4M
FCF Margin
AFBI
AFBI
ASMB
ASMB
Q4 25
130.9%
Q3 25
43.3%
-140.7%
Q2 25
44.0%
Q1 25
22.7%
Q4 24
83.9%
-695.2%
Q3 24
49.5%
Q2 24
5.9%
-200.6%
Q1 24
14.8%
-317.7%
Capex Intensity
AFBI
AFBI
ASMB
ASMB
Q4 25
4.9%
Q3 25
0.8%
0.4%
Q2 25
1.4%
0.0%
Q1 25
1.9%
0.0%
Q4 24
5.6%
0.4%
Q3 24
1.7%
0.0%
Q2 24
1.6%
0.2%
Q1 24
1.8%
0.2%
Cash Conversion
AFBI
AFBI
ASMB
ASMB
Q4 25
5.46×
Q3 25
1.66×
Q2 25
1.75×
Q1 25
1.05×
Q4 24
5.05×
Q3 24
2.36×
Q2 24
0.60×
Q1 24
0.91×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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