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Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and AMREP CORP. (AXR). Click either name above to swap in a different company.
AMREP CORP. is the larger business by last-quarter revenue ($14.6M vs $8.6M, roughly 1.7× Affinity Bancshares, Inc.). Affinity Bancshares, Inc. runs the higher net margin — 24.9% vs 21.6%, a 3.3% gap on every dollar of revenue. On growth, AMREP CORP. posted the faster year-over-year revenue change (93.8% vs 12.8%). Affinity Bancshares, Inc. produced more free cash flow last quarter ($11.2M vs $5.4M). Over the past eight quarters, Affinity Bancshares, Inc.'s revenue compounded faster (8.1% CAGR vs -13.6%).
AMREP Corporation is a real estate and media services company based in Princeton, New Jersey, in the United States. It was founded in 1961 as The American Realty and Petroleum Corporation.
AFBI vs AXR — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $8.6M | $14.6M |
| Net Profit | $2.1M | $3.1M |
| Gross Margin | — | — |
| Operating Margin | 35.9% | 20.6% |
| Net Margin | 24.9% | 21.6% |
| Revenue YoY | 12.8% | 93.8% |
| Net Profit YoY | 58.5% | 338.9% |
| EPS (diluted) | $0.34 | $0.58 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $14.6M | ||
| Q4 25 | $8.6M | $9.4M | ||
| Q3 25 | $8.4M | $17.9M | ||
| Q2 25 | $8.3M | $11.2M | ||
| Q1 25 | $7.8M | $7.5M | ||
| Q4 24 | $7.6M | $11.9M | ||
| Q3 24 | $8.0M | $19.1M | ||
| Q2 24 | $8.3M | $19.5M |
| Q1 26 | — | $3.1M | ||
| Q4 25 | $2.1M | $1.2M | ||
| Q3 25 | $2.2M | $4.7M | ||
| Q2 25 | $2.2M | $3.9M | ||
| Q1 25 | $1.8M | $717.0K | ||
| Q4 24 | $1.3M | $4.0M | ||
| Q3 24 | $1.7M | $4.1M | ||
| Q2 24 | $1.0M | $4.1M |
| Q1 26 | — | 20.6% | ||
| Q4 25 | 35.9% | 11.9% | ||
| Q3 25 | 34.9% | 34.4% | ||
| Q2 25 | 34.1% | 31.7% | ||
| Q1 25 | 30.8% | 5.7% | ||
| Q4 24 | 21.1% | 26.4% | ||
| Q3 24 | 28.5% | 26.1% | ||
| Q2 24 | 16.2% | 23.9% |
| Q1 26 | — | 21.6% | ||
| Q4 25 | 24.9% | 12.8% | ||
| Q3 25 | 26.5% | 26.3% | ||
| Q2 25 | 25.9% | 34.8% | ||
| Q1 25 | 23.4% | 9.5% | ||
| Q4 24 | 17.7% | 33.9% | ||
| Q3 24 | 21.7% | 21.3% | ||
| Q2 24 | 12.5% | 21.2% |
| Q1 26 | — | $0.58 | ||
| Q4 25 | $0.34 | $0.22 | ||
| Q3 25 | $0.34 | $0.87 | ||
| Q2 25 | $0.33 | $0.73 | ||
| Q1 25 | $0.28 | $0.13 | ||
| Q4 24 | $0.21 | $0.75 | ||
| Q3 24 | $0.26 | $0.76 | ||
| Q2 24 | $0.16 | $0.77 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $53.9M | $50.0M |
| Total DebtLower is stronger | — | $21.0K |
| Stockholders' EquityBook value | $127.0M | $139.4M |
| Total Assets | $881.7M | $143.9M |
| Debt / EquityLower = less leverage | — | 0.00× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $50.0M | ||
| Q4 25 | $53.9M | $44.6M | ||
| Q3 25 | $84.8M | $48.9M | ||
| Q2 25 | $89.7M | $39.5M | ||
| Q1 25 | $74.7M | $36.9M | ||
| Q4 24 | $41.4M | $40.1M | ||
| Q3 24 | $52.3M | $40.4M | ||
| Q2 24 | $50.4M | $29.7M |
| Q1 26 | — | $21.0K | ||
| Q4 25 | — | $23.0K | ||
| Q3 25 | — | $25.0K | ||
| Q2 25 | — | $26.0K | ||
| Q1 25 | — | $29.0K | ||
| Q4 24 | — | $32.0K | ||
| Q3 24 | — | $34.0K | ||
| Q2 24 | — | $35.0K |
| Q1 26 | — | $139.4M | ||
| Q4 25 | $127.0M | $136.0M | ||
| Q3 25 | $125.4M | $134.7M | ||
| Q2 25 | $124.1M | $130.0M | ||
| Q1 25 | $122.3M | $126.0M | ||
| Q4 24 | $129.1M | $125.1M | ||
| Q3 24 | $128.4M | $122.2M | ||
| Q2 24 | $125.1M | $118.0M |
| Q1 26 | — | $143.9M | ||
| Q4 25 | $881.7M | $140.1M | ||
| Q3 25 | $925.2M | $140.7M | ||
| Q2 25 | $933.8M | $133.8M | ||
| Q1 25 | $912.5M | $128.9M | ||
| Q4 24 | $866.8M | $129.1M | ||
| Q3 24 | $878.6M | $127.0M | ||
| Q2 24 | $873.6M | $122.8M |
| Q1 26 | — | 0.00× | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $11.6M | $5.4M |
| Free Cash FlowOCF − Capex | $11.2M | $5.4M |
| FCF MarginFCF / Revenue | 130.9% | 37.0% |
| Capex IntensityCapex / Revenue | 4.9% | 0.1% |
| Cash ConversionOCF / Net Profit | 5.46× | 1.72× |
| TTM Free Cash FlowTrailing 4 quarters | $20.3M | $20.2M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $5.4M | ||
| Q4 25 | $11.6M | $-4.3M | ||
| Q3 25 | $3.7M | $9.5M | ||
| Q2 25 | $3.8M | $10.2M | ||
| Q1 25 | $1.9M | $-3.2M | ||
| Q4 24 | $6.8M | $-182.0K | ||
| Q3 24 | $4.1M | $10.7M | ||
| Q2 24 | $619.0K | $10.7M |
| Q1 26 | — | $5.4M | ||
| Q4 25 | $11.2M | $-4.3M | ||
| Q3 25 | $3.6M | $9.5M | ||
| Q2 25 | $3.7M | $9.7M | ||
| Q1 25 | $1.8M | $-3.3M | ||
| Q4 24 | $6.4M | $-268.0K | ||
| Q3 24 | $4.0M | $10.7M | ||
| Q2 24 | $489.0K | $10.3M |
| Q1 26 | — | 37.0% | ||
| Q4 25 | 130.9% | -45.9% | ||
| Q3 25 | 43.3% | 53.2% | ||
| Q2 25 | 44.0% | 86.4% | ||
| Q1 25 | 22.7% | -43.4% | ||
| Q4 24 | 83.9% | -2.3% | ||
| Q3 24 | 49.5% | 55.8% | ||
| Q2 24 | 5.9% | 52.5% |
| Q1 26 | — | 0.1% | ||
| Q4 25 | 4.9% | 0.6% | ||
| Q3 25 | 0.8% | 0.1% | ||
| Q2 25 | 1.4% | 5.2% | ||
| Q1 25 | 1.9% | 0.3% | ||
| Q4 24 | 5.6% | 0.7% | ||
| Q3 24 | 1.7% | 0.2% | ||
| Q2 24 | 1.6% | 2.3% |
| Q1 26 | — | 1.72× | ||
| Q4 25 | 5.46× | -3.54× | ||
| Q3 25 | 1.66× | 2.03× | ||
| Q2 25 | 1.75× | 2.63× | ||
| Q1 25 | 1.05× | -4.51× | ||
| Q4 24 | 5.05× | -0.05× | ||
| Q3 24 | 2.36× | 2.63× | ||
| Q2 24 | 0.60× | 2.59× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
