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Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and Beam Global (BEEM). Click either name above to swap in a different company.

Beam Global is the larger business by last-quarter revenue ($9.0M vs $8.6M, roughly 1.1× Affinity Bancshares, Inc.). Affinity Bancshares, Inc. runs the higher net margin — 24.9% vs -25.8%, a 50.7% gap on every dollar of revenue. On growth, Affinity Bancshares, Inc. posted the faster year-over-year revenue change (12.8% vs 6.7%). Affinity Bancshares, Inc. produced more free cash flow last quarter ($11.2M vs $-3.8M). Over the past eight quarters, Affinity Bancshares, Inc.'s revenue compounded faster (8.1% CAGR vs -21.2%).

Suntory Global Spirits Inc., formerly known as Beam Suntory, Inc., and before that as Beam, Inc., is an American beverage company that is a subsidiary of Suntory Holdings, a Japanese multinational beverage conglomerate. The company produces alcoholic beverages.

AFBI vs BEEM — Head-to-Head

Bigger by revenue
BEEM
BEEM
1.1× larger
BEEM
$9.0M
$8.6M
AFBI
Growing faster (revenue YoY)
AFBI
AFBI
+6.1% gap
AFBI
12.8%
6.7%
BEEM
Higher net margin
AFBI
AFBI
50.7% more per $
AFBI
24.9%
-25.8%
BEEM
More free cash flow
AFBI
AFBI
$15.0M more FCF
AFBI
$11.2M
$-3.8M
BEEM
Faster 2-yr revenue CAGR
AFBI
AFBI
Annualised
AFBI
8.1%
-21.2%
BEEM

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AFBI
AFBI
BEEM
BEEM
Revenue
$8.6M
$9.0M
Net Profit
$2.1M
$-2.3M
Gross Margin
17.8%
Operating Margin
35.9%
-29.3%
Net Margin
24.9%
-25.8%
Revenue YoY
12.8%
6.7%
Net Profit YoY
58.5%
49.6%
EPS (diluted)
$0.34

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFBI
AFBI
BEEM
BEEM
Q4 25
$8.6M
$9.0M
Q3 25
$8.4M
$5.8M
Q2 25
$8.3M
$7.1M
Q1 25
$7.8M
$6.3M
Q4 24
$7.6M
$8.5M
Q3 24
$8.0M
$11.5M
Q2 24
$8.3M
$14.8M
Q1 24
$7.3M
$14.6M
Net Profit
AFBI
AFBI
BEEM
BEEM
Q4 25
$2.1M
$-2.3M
Q3 25
$2.2M
$-4.9M
Q2 25
$2.2M
$-4.3M
Q1 25
$1.8M
$-15.5M
Q4 24
$1.3M
$-4.6M
Q3 24
$1.7M
$1.3M
Q2 24
$1.0M
$-4.9M
Q1 24
$1.3M
$-3.0M
Gross Margin
AFBI
AFBI
BEEM
BEEM
Q4 25
17.8%
Q3 25
-0.5%
Q2 25
20.3%
Q1 25
7.9%
Q4 24
26.3%
Q3 24
10.7%
Q2 24
15.9%
Q1 24
10.2%
Operating Margin
AFBI
AFBI
BEEM
BEEM
Q4 25
35.9%
-29.3%
Q3 25
34.9%
-84.2%
Q2 25
34.1%
-63.1%
Q1 25
30.8%
-245.8%
Q4 24
21.1%
-60.1%
Q3 24
28.5%
11.2%
Q2 24
16.2%
-32.3%
Q1 24
24.0%
-20.9%
Net Margin
AFBI
AFBI
BEEM
BEEM
Q4 25
24.9%
-25.8%
Q3 25
26.5%
-84.1%
Q2 25
25.9%
-60.5%
Q1 25
23.4%
-245.5%
Q4 24
17.7%
-54.5%
Q3 24
21.7%
11.3%
Q2 24
12.5%
-33.2%
Q1 24
18.2%
-20.9%
EPS (diluted)
AFBI
AFBI
BEEM
BEEM
Q4 25
$0.34
Q3 25
$0.34
$-0.28
Q2 25
$0.33
$-0.28
Q1 25
$0.28
$-1.04
Q4 24
$0.21
$-0.31
Q3 24
$0.26
$0.09
Q2 24
$0.16
$-0.34
Q1 24
$0.20
$-0.21

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFBI
AFBI
BEEM
BEEM
Cash + ST InvestmentsLiquidity on hand
$53.9M
$969.0K
Total DebtLower is stronger
Stockholders' EquityBook value
$127.0M
$24.8M
Total Assets
$881.7M
$42.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFBI
AFBI
BEEM
BEEM
Q4 25
$53.9M
$969.0K
Q3 25
$84.8M
$3.3M
Q2 25
$89.7M
Q1 25
$74.7M
Q4 24
$41.4M
$4.6M
Q3 24
$52.3M
Q2 24
$50.4M
Q1 24
$61.4M
Stockholders' Equity
AFBI
AFBI
BEEM
BEEM
Q4 25
$127.0M
$24.8M
Q3 25
$125.4M
$26.5M
Q2 25
$124.1M
$26.9M
Q1 25
$122.3M
$26.7M
Q4 24
$129.1M
$41.3M
Q3 24
$128.4M
$46.4M
Q2 24
$125.1M
$43.4M
Q1 24
$123.3M
$46.9M
Total Assets
AFBI
AFBI
BEEM
BEEM
Q4 25
$881.7M
$42.7M
Q3 25
$925.2M
$44.6M
Q2 25
$933.8M
$46.7M
Q1 25
$912.5M
$46.8M
Q4 24
$866.8M
$61.5M
Q3 24
$878.6M
$67.3M
Q2 24
$873.6M
$71.9M
Q1 24
$869.5M
$75.7M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFBI
AFBI
BEEM
BEEM
Operating Cash FlowLast quarter
$11.6M
$-3.8M
Free Cash FlowOCF − Capex
$11.2M
$-3.8M
FCF MarginFCF / Revenue
130.9%
-42.3%
Capex IntensityCapex / Revenue
4.9%
0.6%
Cash ConversionOCF / Net Profit
5.46×
TTM Free Cash FlowTrailing 4 quarters
$20.3M
$-11.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFBI
AFBI
BEEM
BEEM
Q4 25
$11.6M
$-3.8M
Q3 25
$3.7M
$-4.6M
Q2 25
$3.8M
$-318.0K
Q1 25
$1.9M
$-1.8M
Q4 24
$6.8M
$859.0K
Q3 24
$4.1M
$-3.0M
Q2 24
$619.0K
$2.9M
Q1 24
$1.2M
$-3.0M
Free Cash Flow
AFBI
AFBI
BEEM
BEEM
Q4 25
$11.2M
$-3.8M
Q3 25
$3.6M
$-5.1M
Q2 25
$3.7M
$-1.1M
Q1 25
$1.8M
$-1.8M
Q4 24
$6.4M
$462.0K
Q3 24
$4.0M
$-3.1M
Q2 24
$489.0K
$2.8M
Q1 24
$1.1M
$-3.1M
FCF Margin
AFBI
AFBI
BEEM
BEEM
Q4 25
130.9%
-42.3%
Q3 25
43.3%
-87.9%
Q2 25
44.0%
-15.2%
Q1 25
22.7%
-28.7%
Q4 24
83.9%
5.4%
Q3 24
49.5%
-27.4%
Q2 24
5.9%
18.9%
Q1 24
14.8%
-21.5%
Capex Intensity
AFBI
AFBI
BEEM
BEEM
Q4 25
4.9%
0.6%
Q3 25
0.8%
7.8%
Q2 25
1.4%
10.7%
Q1 25
1.9%
0.9%
Q4 24
5.6%
4.7%
Q3 24
1.7%
1.7%
Q2 24
1.6%
0.9%
Q1 24
1.8%
0.7%
Cash Conversion
AFBI
AFBI
BEEM
BEEM
Q4 25
5.46×
Q3 25
1.66×
Q2 25
1.75×
Q1 25
1.05×
Q4 24
5.05×
Q3 24
2.36×
-2.28×
Q2 24
0.60×
Q1 24
0.91×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AFBI
AFBI

Segment breakdown not available.

BEEM
BEEM

Products$7.0M77%
Other$2.0M23%

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