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Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and BETA Technologies, Inc. (BETA). Click either name above to swap in a different company.

BETA Technologies, Inc. is the larger business by last-quarter revenue ($8.9M vs $8.6M, roughly 1.0× Affinity Bancshares, Inc.). Affinity Bancshares, Inc. runs the higher net margin — 24.9% vs -4902.6%, a 4927.5% gap on every dollar of revenue. On growth, BETA Technologies, Inc. posted the faster year-over-year revenue change (190.9% vs 12.8%). Affinity Bancshares, Inc. produced more free cash flow last quarter ($11.2M vs $-209.0M).

Unity Software Inc. is an American video game software development company based in San Francisco. It was founded in Denmark in 2004 as Over the Edge Entertainment and changed its name in 2007. Unity Technologies is best known for the development of Unity, a licensed game engine used to create video games and other applications.

AFBI vs BETA — Head-to-Head

Bigger by revenue
BETA
BETA
1.0× larger
BETA
$8.9M
$8.6M
AFBI
Growing faster (revenue YoY)
BETA
BETA
+178.1% gap
BETA
190.9%
12.8%
AFBI
Higher net margin
AFBI
AFBI
4927.5% more per $
AFBI
24.9%
-4902.6%
BETA
More free cash flow
AFBI
AFBI
$220.3M more FCF
AFBI
$11.2M
$-209.0M
BETA

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
AFBI
AFBI
BETA
BETA
Revenue
$8.6M
$8.9M
Net Profit
$2.1M
$-437.2M
Gross Margin
69.3%
Operating Margin
35.9%
-903.5%
Net Margin
24.9%
-4902.6%
Revenue YoY
12.8%
190.9%
Net Profit YoY
58.5%
-482.5%
EPS (diluted)
$0.34
$-9.83

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFBI
AFBI
BETA
BETA
Q4 25
$8.6M
Q3 25
$8.4M
$8.9M
Q2 25
$8.3M
Q1 25
$7.8M
Q4 24
$7.6M
Q3 24
$8.0M
$3.1M
Q2 24
$8.3M
Q1 24
$7.3M
Net Profit
AFBI
AFBI
BETA
BETA
Q4 25
$2.1M
Q3 25
$2.2M
$-437.2M
Q2 25
$2.2M
Q1 25
$1.8M
Q4 24
$1.3M
Q3 24
$1.7M
$-75.1M
Q2 24
$1.0M
Q1 24
$1.3M
Gross Margin
AFBI
AFBI
BETA
BETA
Q4 25
Q3 25
69.3%
Q2 25
Q1 25
Q4 24
Q3 24
61.2%
Q2 24
Q1 24
Operating Margin
AFBI
AFBI
BETA
BETA
Q4 25
35.9%
Q3 25
34.9%
-903.5%
Q2 25
34.1%
Q1 25
30.8%
Q4 24
21.1%
Q3 24
28.5%
-2381.0%
Q2 24
16.2%
Q1 24
24.0%
Net Margin
AFBI
AFBI
BETA
BETA
Q4 25
24.9%
Q3 25
26.5%
-4902.6%
Q2 25
25.9%
Q1 25
23.4%
Q4 24
17.7%
Q3 24
21.7%
-2448.3%
Q2 24
12.5%
Q1 24
18.2%
EPS (diluted)
AFBI
AFBI
BETA
BETA
Q4 25
$0.34
Q3 25
$0.34
$-9.83
Q2 25
$0.33
Q1 25
$0.28
Q4 24
$0.21
Q3 24
$0.26
$-1.81
Q2 24
$0.16
Q1 24
$0.20

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFBI
AFBI
BETA
BETA
Cash + ST InvestmentsLiquidity on hand
$53.9M
$687.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$127.0M
$789.9M
Total Assets
$881.7M
$1.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFBI
AFBI
BETA
BETA
Q4 25
$53.9M
Q3 25
$84.8M
$687.6M
Q2 25
$89.7M
Q1 25
$74.7M
Q4 24
$41.4M
Q3 24
$52.3M
$52.2M
Q2 24
$50.4M
Q1 24
$61.4M
Stockholders' Equity
AFBI
AFBI
BETA
BETA
Q4 25
$127.0M
Q3 25
$125.4M
$789.9M
Q2 25
$124.1M
Q1 25
$122.3M
Q4 24
$129.1M
Q3 24
$128.4M
$196.1M
Q2 24
$125.1M
Q1 24
$123.3M
Total Assets
AFBI
AFBI
BETA
BETA
Q4 25
$881.7M
Q3 25
$925.2M
$1.1B
Q2 25
$933.8M
Q1 25
$912.5M
Q4 24
$866.8M
Q3 24
$878.6M
Q2 24
$873.6M
Q1 24
$869.5M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFBI
AFBI
BETA
BETA
Operating Cash FlowLast quarter
$11.6M
$-183.4M
Free Cash FlowOCF − Capex
$11.2M
$-209.0M
FCF MarginFCF / Revenue
130.9%
-2344.1%
Capex IntensityCapex / Revenue
4.9%
287.8%
Cash ConversionOCF / Net Profit
5.46×
TTM Free Cash FlowTrailing 4 quarters
$20.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFBI
AFBI
BETA
BETA
Q4 25
$11.6M
Q3 25
$3.7M
$-183.4M
Q2 25
$3.8M
Q1 25
$1.9M
Q4 24
$6.8M
Q3 24
$4.1M
Q2 24
$619.0K
Q1 24
$1.2M
Free Cash Flow
AFBI
AFBI
BETA
BETA
Q4 25
$11.2M
Q3 25
$3.6M
$-209.0M
Q2 25
$3.7M
Q1 25
$1.8M
Q4 24
$6.4M
Q3 24
$4.0M
Q2 24
$489.0K
Q1 24
$1.1M
FCF Margin
AFBI
AFBI
BETA
BETA
Q4 25
130.9%
Q3 25
43.3%
-2344.1%
Q2 25
44.0%
Q1 25
22.7%
Q4 24
83.9%
Q3 24
49.5%
Q2 24
5.9%
Q1 24
14.8%
Capex Intensity
AFBI
AFBI
BETA
BETA
Q4 25
4.9%
Q3 25
0.8%
287.8%
Q2 25
1.4%
Q1 25
1.9%
Q4 24
5.6%
Q3 24
1.7%
Q2 24
1.6%
Q1 24
1.8%
Cash Conversion
AFBI
AFBI
BETA
BETA
Q4 25
5.46×
Q3 25
1.66×
Q2 25
1.75×
Q1 25
1.05×
Q4 24
5.05×
Q3 24
2.36×
Q2 24
0.60×
Q1 24
0.91×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AFBI
AFBI

Segment breakdown not available.

BETA
BETA

Commerical Customers$6.2M70%
United States Government$2.7M30%

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