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Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and Capstone Holding Corp. (CAPS). Click either name above to swap in a different company.

Capstone Holding Corp. is the larger business by last-quarter revenue ($14.0M vs $8.6M, roughly 1.6× Affinity Bancshares, Inc.). Affinity Bancshares, Inc. runs the higher net margin — 24.9% vs -14.4%, a 39.3% gap on every dollar of revenue.

Capstone Green Energy Corporation, formerly Capstone Turbine Corporation, was incorporated in 1988 as a California based gas turbine manufacturer that specializes in microturbine power along with heating and cooling cogeneration systems. Key to the Capstone design is its use of air bearings, which provides maintenance and fluid-free operation for the lifetime of the turbine and reduces the system to a single moving part. This also eliminates the need for any cooling or other secondary systems...

AFBI vs CAPS — Head-to-Head

Bigger by revenue
CAPS
CAPS
1.6× larger
CAPS
$14.0M
$8.6M
AFBI
Higher net margin
AFBI
AFBI
39.3% more per $
AFBI
24.9%
-14.4%
CAPS

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
AFBI
AFBI
CAPS
CAPS
Revenue
$8.6M
$14.0M
Net Profit
$2.1M
$-2.0M
Gross Margin
23.3%
Operating Margin
35.9%
-5.5%
Net Margin
24.9%
-14.4%
Revenue YoY
12.8%
Net Profit YoY
58.5%
EPS (diluted)
$0.34
$-0.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFBI
AFBI
CAPS
CAPS
Q4 25
$8.6M
Q3 25
$8.4M
$14.0M
Q2 25
$8.3M
$13.2M
Q1 25
$7.8M
$8.2M
Q4 24
$7.6M
Q3 24
$8.0M
Q2 24
$8.3M
Q1 24
$7.3M
Net Profit
AFBI
AFBI
CAPS
CAPS
Q4 25
$2.1M
Q3 25
$2.2M
$-2.0M
Q2 25
$2.2M
$-700.0K
Q1 25
$1.8M
$-1.7M
Q4 24
$1.3M
Q3 24
$1.7M
Q2 24
$1.0M
Q1 24
$1.3M
Gross Margin
AFBI
AFBI
CAPS
CAPS
Q4 25
Q3 25
23.3%
Q2 25
23.7%
Q1 25
16.2%
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
AFBI
AFBI
CAPS
CAPS
Q4 25
35.9%
Q3 25
34.9%
-5.5%
Q2 25
34.1%
-2.0%
Q1 25
30.8%
-17.5%
Q4 24
21.1%
Q3 24
28.5%
Q2 24
16.2%
Q1 24
24.0%
Net Margin
AFBI
AFBI
CAPS
CAPS
Q4 25
24.9%
Q3 25
26.5%
-14.4%
Q2 25
25.9%
-5.3%
Q1 25
23.4%
-21.2%
Q4 24
17.7%
Q3 24
21.7%
Q2 24
12.5%
Q1 24
18.2%
EPS (diluted)
AFBI
AFBI
CAPS
CAPS
Q4 25
$0.34
Q3 25
$0.34
$-0.35
Q2 25
$0.33
$-0.13
Q1 25
$0.28
$-0.47
Q4 24
$0.21
Q3 24
$0.26
Q2 24
$0.16
Q1 24
$0.20

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFBI
AFBI
CAPS
CAPS
Cash + ST InvestmentsLiquidity on hand
$53.9M
$730.0K
Total DebtLower is stronger
$11.7M
Stockholders' EquityBook value
$127.0M
$27.2M
Total Assets
$881.7M
$58.5M
Debt / EquityLower = less leverage
0.43×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFBI
AFBI
CAPS
CAPS
Q4 25
$53.9M
Q3 25
$84.8M
$730.0K
Q2 25
$89.7M
$773.0K
Q1 25
$74.7M
$1.7M
Q4 24
$41.4M
Q3 24
$52.3M
Q2 24
$50.4M
Q1 24
$61.4M
Total Debt
AFBI
AFBI
CAPS
CAPS
Q4 25
Q3 25
$11.7M
Q2 25
$9.6M
Q1 25
$8.8M
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
AFBI
AFBI
CAPS
CAPS
Q4 25
$127.0M
Q3 25
$125.4M
$27.2M
Q2 25
$124.1M
$26.3M
Q1 25
$122.3M
$27.0M
Q4 24
$129.1M
Q3 24
$128.4M
Q2 24
$125.1M
Q1 24
$123.3M
Total Assets
AFBI
AFBI
CAPS
CAPS
Q4 25
$881.7M
Q3 25
$925.2M
$58.5M
Q2 25
$933.8M
$51.9M
Q1 25
$912.5M
$52.2M
Q4 24
$866.8M
Q3 24
$878.6M
Q2 24
$873.6M
Q1 24
$869.5M
Debt / Equity
AFBI
AFBI
CAPS
CAPS
Q4 25
Q3 25
0.43×
Q2 25
0.37×
Q1 25
0.33×
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFBI
AFBI
CAPS
CAPS
Operating Cash FlowLast quarter
$11.6M
$0
Free Cash FlowOCF − Capex
$11.2M
FCF MarginFCF / Revenue
130.9%
Capex IntensityCapex / Revenue
4.9%
0.0%
Cash ConversionOCF / Net Profit
5.46×
TTM Free Cash FlowTrailing 4 quarters
$20.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFBI
AFBI
CAPS
CAPS
Q4 25
$11.6M
Q3 25
$3.7M
$0
Q2 25
$3.8M
$-1.7M
Q1 25
$1.9M
$-2.3M
Q4 24
$6.8M
Q3 24
$4.1M
Q2 24
$619.0K
Q1 24
$1.2M
Free Cash Flow
AFBI
AFBI
CAPS
CAPS
Q4 25
$11.2M
Q3 25
$3.6M
Q2 25
$3.7M
Q1 25
$1.8M
Q4 24
$6.4M
Q3 24
$4.0M
Q2 24
$489.0K
Q1 24
$1.1M
FCF Margin
AFBI
AFBI
CAPS
CAPS
Q4 25
130.9%
Q3 25
43.3%
Q2 25
44.0%
Q1 25
22.7%
Q4 24
83.9%
Q3 24
49.5%
Q2 24
5.9%
Q1 24
14.8%
Capex Intensity
AFBI
AFBI
CAPS
CAPS
Q4 25
4.9%
Q3 25
0.8%
0.0%
Q2 25
1.4%
Q1 25
1.9%
Q4 24
5.6%
Q3 24
1.7%
Q2 24
1.6%
Q1 24
1.8%
Cash Conversion
AFBI
AFBI
CAPS
CAPS
Q4 25
5.46×
Q3 25
1.66×
Q2 25
1.75×
Q1 25
1.05×
Q4 24
5.05×
Q3 24
2.36×
Q2 24
0.60×
Q1 24
0.91×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AFBI
AFBI

Segment breakdown not available.

CAPS
CAPS

Total Stone$12.7M91%
Other$1.3M9%

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