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Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and CISO Global, Inc. (CISO). Click either name above to swap in a different company.

Affinity Bancshares, Inc. is the larger business by last-quarter revenue ($8.6M vs $6.3M, roughly 1.4× CISO Global, Inc.). Affinity Bancshares, Inc. runs the higher net margin — 24.9% vs -35.4%, a 60.3% gap on every dollar of revenue. On growth, Affinity Bancshares, Inc. posted the faster year-over-year revenue change (12.8% vs -15.4%). Over the past eight quarters, Affinity Bancshares, Inc.'s revenue compounded faster (8.1% CAGR vs -11.6%).

CISO Global, Inc. is a specialized cybersecurity services provider. It offers managed security monitoring, risk assessment, compliance advisory and incident response, serving North American SMEs, government and commercial clients across healthcare, retail and finance to help safeguard digital assets and mitigate cyber risks.

AFBI vs CISO — Head-to-Head

Bigger by revenue
AFBI
AFBI
1.4× larger
AFBI
$8.6M
$6.3M
CISO
Growing faster (revenue YoY)
AFBI
AFBI
+28.2% gap
AFBI
12.8%
-15.4%
CISO
Higher net margin
AFBI
AFBI
60.3% more per $
AFBI
24.9%
-35.4%
CISO
Faster 2-yr revenue CAGR
AFBI
AFBI
Annualised
AFBI
8.1%
-11.6%
CISO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AFBI
AFBI
CISO
CISO
Revenue
$8.6M
$6.3M
Net Profit
$2.1M
$-2.2M
Gross Margin
28.6%
Operating Margin
35.9%
-33.7%
Net Margin
24.9%
-35.4%
Revenue YoY
12.8%
-15.4%
Net Profit YoY
58.5%
59.8%
EPS (diluted)
$0.34
$0.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFBI
AFBI
CISO
CISO
Q4 25
$8.6M
$6.3M
Q3 25
$8.4M
$6.5M
Q2 25
$8.3M
$6.7M
Q1 25
$7.8M
$7.2M
Q4 24
$7.6M
$7.4M
Q3 24
$8.0M
$7.5M
Q2 24
$8.3M
$7.8M
Q1 24
$7.3M
$8.0M
Net Profit
AFBI
AFBI
CISO
CISO
Q4 25
$2.1M
$-2.2M
Q3 25
$2.2M
$2.5M
Q2 25
$2.2M
$-3.0M
Q1 25
$1.8M
$-5.4M
Q4 24
$1.3M
$-5.5M
Q3 24
$1.7M
$-3.7M
Q2 24
$1.0M
$-8.4M
Q1 24
$1.3M
$-6.6M
Gross Margin
AFBI
AFBI
CISO
CISO
Q4 25
28.6%
Q3 25
24.9%
Q2 25
24.4%
Q1 25
24.9%
Q4 24
24.8%
Q3 24
13.8%
Q2 24
12.0%
Q1 24
8.8%
Operating Margin
AFBI
AFBI
CISO
CISO
Q4 25
35.9%
-33.7%
Q3 25
34.9%
-40.8%
Q2 25
34.1%
-34.7%
Q1 25
30.8%
-23.9%
Q4 24
21.1%
-26.1%
Q3 24
28.5%
-46.8%
Q2 24
16.2%
-54.3%
Q1 24
24.0%
-61.0%
Net Margin
AFBI
AFBI
CISO
CISO
Q4 25
24.9%
-35.4%
Q3 25
26.5%
39.2%
Q2 25
25.9%
-44.8%
Q1 25
23.4%
-75.1%
Q4 24
17.7%
-74.5%
Q3 24
21.7%
-49.0%
Q2 24
12.5%
-108.0%
Q1 24
18.2%
-82.4%
EPS (diluted)
AFBI
AFBI
CISO
CISO
Q4 25
$0.34
$0.10
Q3 25
$0.34
$-0.05
Q2 25
$0.33
$-0.09
Q1 25
$0.28
$-0.38
Q4 24
$0.21
$-0.47
Q3 24
$0.26
$-0.32
Q2 24
$0.16
$-0.69
Q1 24
$0.20
$-0.55

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFBI
AFBI
CISO
CISO
Cash + ST InvestmentsLiquidity on hand
$53.9M
$1.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$127.0M
$14.8M
Total Assets
$881.7M
$25.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFBI
AFBI
CISO
CISO
Q4 25
$53.9M
$1.7M
Q3 25
$84.8M
$1.1M
Q2 25
$89.7M
$760.8K
Q1 25
$74.7M
$1.8M
Q4 24
$41.4M
$992.6K
Q3 24
$52.3M
$443.1K
Q2 24
$50.4M
$1.1M
Q1 24
$61.4M
$1.5M
Total Debt
AFBI
AFBI
CISO
CISO
Q4 25
Q3 25
$2.1M
Q2 25
$9.9M
Q1 25
$10.6M
Q4 24
$11.7M
Q3 24
$11.9M
Q2 24
$12.8M
Q1 24
$15.1M
Stockholders' Equity
AFBI
AFBI
CISO
CISO
Q4 25
$127.0M
$14.8M
Q3 25
$125.4M
$16.3M
Q2 25
$124.1M
$7.6M
Q1 25
$122.3M
$7.0M
Q4 24
$129.1M
$1.1M
Q3 24
$128.4M
$3.0M
Q2 24
$125.1M
$5.6M
Q1 24
$123.3M
$11.2M
Total Assets
AFBI
AFBI
CISO
CISO
Q4 25
$881.7M
$25.0M
Q3 25
$925.2M
$25.1M
Q2 25
$933.8M
$25.8M
Q1 25
$912.5M
$27.8M
Q4 24
$866.8M
$26.7M
Q3 24
$878.6M
$26.6M
Q2 24
$873.6M
$43.2M
Q1 24
$869.5M
$47.5M
Debt / Equity
AFBI
AFBI
CISO
CISO
Q4 25
Q3 25
0.13×
Q2 25
1.31×
Q1 25
1.52×
Q4 24
10.20×
Q3 24
3.92×
Q2 24
2.27×
Q1 24
1.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFBI
AFBI
CISO
CISO
Operating Cash FlowLast quarter
$11.6M
$-1.8M
Free Cash FlowOCF − Capex
$11.2M
FCF MarginFCF / Revenue
130.9%
Capex IntensityCapex / Revenue
4.9%
Cash ConversionOCF / Net Profit
5.46×
TTM Free Cash FlowTrailing 4 quarters
$20.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFBI
AFBI
CISO
CISO
Q4 25
$11.6M
$-1.8M
Q3 25
$3.7M
$-876.7K
Q2 25
$3.8M
$-2.3M
Q1 25
$1.9M
$-3.0M
Q4 24
$6.8M
$-259.0K
Q3 24
$4.1M
$-903.1K
Q2 24
$619.0K
$-1.3M
Q1 24
$1.2M
$-1.4M
Free Cash Flow
AFBI
AFBI
CISO
CISO
Q4 25
$11.2M
Q3 25
$3.6M
Q2 25
$3.7M
Q1 25
$1.8M
Q4 24
$6.4M
Q3 24
$4.0M
Q2 24
$489.0K
$-1.3M
Q1 24
$1.1M
$-1.5M
FCF Margin
AFBI
AFBI
CISO
CISO
Q4 25
130.9%
Q3 25
43.3%
Q2 25
44.0%
Q1 25
22.7%
Q4 24
83.9%
Q3 24
49.5%
Q2 24
5.9%
-16.4%
Q1 24
14.8%
-18.5%
Capex Intensity
AFBI
AFBI
CISO
CISO
Q4 25
4.9%
Q3 25
0.8%
Q2 25
1.4%
Q1 25
1.9%
Q4 24
5.6%
0.0%
Q3 24
1.7%
0.0%
Q2 24
1.6%
0.1%
Q1 24
1.8%
0.9%
Cash Conversion
AFBI
AFBI
CISO
CISO
Q4 25
5.46×
Q3 25
1.66×
-0.35×
Q2 25
1.75×
Q1 25
1.05×
Q4 24
5.05×
Q3 24
2.36×
Q2 24
0.60×
Q1 24
0.91×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AFBI
AFBI

Segment breakdown not available.

CISO
CISO

Security Managed Services$5.4M87%
Other$823.3K13%

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