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Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and CUMBERLAND PHARMACEUTICALS INC (CPIX). Click either name above to swap in a different company.

CUMBERLAND PHARMACEUTICALS INC is the larger business by last-quarter revenue ($13.7M vs $8.6M, roughly 1.6× Affinity Bancshares, Inc.). Affinity Bancshares, Inc. runs the higher net margin — 24.9% vs -10.3%, a 35.2% gap on every dollar of revenue. On growth, CUMBERLAND PHARMACEUTICALS INC posted the faster year-over-year revenue change (31.1% vs 12.8%). Affinity Bancshares, Inc. produced more free cash flow last quarter ($11.2M vs $3.0K). Over the past eight quarters, CUMBERLAND PHARMACEUTICALS INC's revenue compounded faster (26.9% CAGR vs 8.1%).

Cumberland Pharmaceuticals Inc is a specialty pharmaceutical company that develops, manufactures and commercializes branded prescription medicines. Its core product portfolio covers acute care, gastroenterology, pain management and rare disease treatment, with its primary operating market being the United States, serving healthcare providers and patients in relevant care segments.

AFBI vs CPIX — Head-to-Head

Bigger by revenue
CPIX
CPIX
1.6× larger
CPIX
$13.7M
$8.6M
AFBI
Growing faster (revenue YoY)
CPIX
CPIX
+18.3% gap
CPIX
31.1%
12.8%
AFBI
Higher net margin
AFBI
AFBI
35.2% more per $
AFBI
24.9%
-10.3%
CPIX
More free cash flow
AFBI
AFBI
$11.2M more FCF
AFBI
$11.2M
$3.0K
CPIX
Faster 2-yr revenue CAGR
CPIX
CPIX
Annualised
CPIX
26.9%
8.1%
AFBI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AFBI
AFBI
CPIX
CPIX
Revenue
$8.6M
$13.7M
Net Profit
$2.1M
$-1.4M
Gross Margin
83.6%
Operating Margin
35.9%
-10.0%
Net Margin
24.9%
-10.3%
Revenue YoY
12.8%
31.1%
Net Profit YoY
58.5%
25.8%
EPS (diluted)
$0.34
$-0.09

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFBI
AFBI
CPIX
CPIX
Q4 25
$8.6M
$13.7M
Q3 25
$8.4M
$8.3M
Q2 25
$8.3M
$10.8M
Q1 25
$7.8M
$11.7M
Q4 24
$7.6M
$10.4M
Q3 24
$8.0M
$9.1M
Q2 24
$8.3M
$9.8M
Q1 24
$7.3M
$8.5M
Net Profit
AFBI
AFBI
CPIX
CPIX
Q4 25
$2.1M
$-1.4M
Q3 25
$2.2M
$-1.9M
Q2 25
$2.2M
$-740.7K
Q1 25
$1.8M
$1.3M
Q4 24
$1.3M
$-1.9M
Q3 24
$1.7M
$-1.5M
Q2 24
$1.0M
$-1.1M
Q1 24
$1.3M
$-1.9M
Gross Margin
AFBI
AFBI
CPIX
CPIX
Q4 25
83.6%
Q3 25
88.1%
Q2 25
81.4%
Q1 25
87.8%
Q4 24
81.1%
Q3 24
85.4%
Q2 24
82.6%
Q1 24
81.5%
Operating Margin
AFBI
AFBI
CPIX
CPIX
Q4 25
35.9%
-10.0%
Q3 25
34.9%
-23.7%
Q2 25
34.1%
-6.9%
Q1 25
30.8%
11.0%
Q4 24
21.1%
-17.7%
Q3 24
28.5%
-18.6%
Q2 24
16.2%
-10.4%
Q1 24
24.0%
-22.0%
Net Margin
AFBI
AFBI
CPIX
CPIX
Q4 25
24.9%
-10.3%
Q3 25
26.5%
-23.4%
Q2 25
25.9%
-6.8%
Q1 25
23.4%
10.7%
Q4 24
17.7%
-18.2%
Q3 24
21.7%
-17.0%
Q2 24
12.5%
-11.0%
Q1 24
18.2%
-22.9%
EPS (diluted)
AFBI
AFBI
CPIX
CPIX
Q4 25
$0.34
$-0.09
Q3 25
$0.34
$-0.13
Q2 25
$0.33
$-0.05
Q1 25
$0.28
$0.08
Q4 24
$0.21
$-0.13
Q3 24
$0.26
$-0.11
Q2 24
$0.16
$-0.08
Q1 24
$0.20
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFBI
AFBI
CPIX
CPIX
Cash + ST InvestmentsLiquidity on hand
$53.9M
$11.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$127.0M
$24.9M
Total Assets
$881.7M
$76.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFBI
AFBI
CPIX
CPIX
Q4 25
$53.9M
$11.4M
Q3 25
$84.8M
$15.2M
Q2 25
$89.7M
$16.1M
Q1 25
$74.7M
$15.1M
Q4 24
$41.4M
$18.0M
Q3 24
$52.3M
$17.5M
Q2 24
$50.4M
$17.3M
Q1 24
$61.4M
$18.5M
Stockholders' Equity
AFBI
AFBI
CPIX
CPIX
Q4 25
$127.0M
$24.9M
Q3 25
$125.4M
$26.1M
Q2 25
$124.1M
$28.0M
Q1 25
$122.3M
$28.7M
Q4 24
$129.1M
$22.9M
Q3 24
$128.4M
$24.8M
Q2 24
$125.1M
$26.3M
Q1 24
$123.3M
$27.5M
Total Assets
AFBI
AFBI
CPIX
CPIX
Q4 25
$881.7M
$76.8M
Q3 25
$925.2M
$65.9M
Q2 25
$933.8M
$67.9M
Q1 25
$912.5M
$69.9M
Q4 24
$866.8M
$75.6M
Q3 24
$878.6M
$76.7M
Q2 24
$873.6M
$78.5M
Q1 24
$869.5M
$81.5M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFBI
AFBI
CPIX
CPIX
Operating Cash FlowLast quarter
$11.6M
$3.0K
Free Cash FlowOCF − Capex
$11.2M
$3.0K
FCF MarginFCF / Revenue
130.9%
0.0%
Capex IntensityCapex / Revenue
4.9%
0.0%
Cash ConversionOCF / Net Profit
5.46×
TTM Free Cash FlowTrailing 4 quarters
$20.3M
$4.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFBI
AFBI
CPIX
CPIX
Q4 25
$11.6M
$3.0K
Q3 25
$3.7M
$187.2K
Q2 25
$3.8M
$843.8K
Q1 25
$1.9M
$3.9M
Q4 24
$6.8M
$1.9M
Q3 24
$4.1M
$475.5K
Q2 24
$619.0K
$-855.7K
Q1 24
$1.2M
$-2.1M
Free Cash Flow
AFBI
AFBI
CPIX
CPIX
Q4 25
$11.2M
$3.0K
Q3 25
$3.6M
$163.4K
Q2 25
$3.7M
$817.3K
Q1 25
$1.8M
$3.9M
Q4 24
$6.4M
$1.9M
Q3 24
$4.0M
$460.1K
Q2 24
$489.0K
$-862.8K
Q1 24
$1.1M
$-2.2M
FCF Margin
AFBI
AFBI
CPIX
CPIX
Q4 25
130.9%
0.0%
Q3 25
43.3%
2.0%
Q2 25
44.0%
7.5%
Q1 25
22.7%
32.9%
Q4 24
83.9%
18.2%
Q3 24
49.5%
5.1%
Q2 24
5.9%
-8.8%
Q1 24
14.8%
-25.6%
Capex Intensity
AFBI
AFBI
CPIX
CPIX
Q4 25
4.9%
0.0%
Q3 25
0.8%
0.3%
Q2 25
1.4%
0.2%
Q1 25
1.9%
0.4%
Q4 24
5.6%
0.0%
Q3 24
1.7%
0.2%
Q2 24
1.6%
0.1%
Q1 24
1.8%
0.5%
Cash Conversion
AFBI
AFBI
CPIX
CPIX
Q4 25
5.46×
Q3 25
1.66×
Q2 25
1.75×
Q1 25
1.05×
3.10×
Q4 24
5.05×
Q3 24
2.36×
Q2 24
0.60×
Q1 24
0.91×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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