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Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and Camden Property Trust (CPT). Click either name above to swap in a different company.

Affinity Bancshares, Inc. is the larger business by last-quarter revenue ($8.6M vs $5.3M, roughly 1.6× Camden Property Trust). Camden Property Trust runs the higher net margin — 2954.1% vs 24.9%, a 2929.2% gap on every dollar of revenue. On growth, Camden Property Trust posted the faster year-over-year revenue change (243.0% vs 12.8%). Over the past eight quarters, Camden Property Trust's revenue compounded faster (102.8% CAGR vs 8.1%).

Camden Property Trust is a publicly traded real estate investment trust that invests in apartments in the United States. As of December 31, 2023, the company owned interests in 176 apartment communities containing 59,800 apartment homes in the United States. It is the 14th largest owner of apartments in the United States.

AFBI vs CPT — Head-to-Head

Bigger by revenue
AFBI
AFBI
1.6× larger
AFBI
$8.6M
$5.3M
CPT
Growing faster (revenue YoY)
CPT
CPT
+230.2% gap
CPT
243.0%
12.8%
AFBI
Higher net margin
CPT
CPT
2929.2% more per $
CPT
2954.1%
24.9%
AFBI
Faster 2-yr revenue CAGR
CPT
CPT
Annualised
CPT
102.8%
8.1%
AFBI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AFBI
AFBI
CPT
CPT
Revenue
$8.6M
$5.3M
Net Profit
$2.1M
$156.0M
Gross Margin
Operating Margin
35.9%
Net Margin
24.9%
2954.1%
Revenue YoY
12.8%
243.0%
Net Profit YoY
58.5%
283.5%
EPS (diluted)
$0.34
$1.44

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFBI
AFBI
CPT
CPT
Q4 25
$8.6M
$5.3M
Q3 25
$8.4M
$2.6M
Q2 25
$8.3M
$2.6M
Q1 25
$7.8M
$2.5M
Q4 24
$7.6M
$1.5M
Q3 24
$8.0M
$1.7M
Q2 24
$8.3M
$2.6M
Q1 24
$7.3M
$1.3M
Net Profit
AFBI
AFBI
CPT
CPT
Q4 25
$2.1M
$156.0M
Q3 25
$2.2M
$108.9M
Q2 25
$2.2M
$80.7M
Q1 25
$1.8M
$38.8M
Q4 24
$1.3M
$40.7M
Q3 24
$1.7M
$-4.2M
Q2 24
$1.0M
$42.9M
Q1 24
$1.3M
$83.9M
Operating Margin
AFBI
AFBI
CPT
CPT
Q4 25
35.9%
Q3 25
34.9%
Q2 25
34.1%
Q1 25
30.8%
Q4 24
21.1%
Q3 24
28.5%
Q2 24
16.2%
Q1 24
24.0%
Net Margin
AFBI
AFBI
CPT
CPT
Q4 25
24.9%
2954.1%
Q3 25
26.5%
4246.9%
Q2 25
25.9%
3063.8%
Q1 25
23.4%
1561.0%
Q4 24
17.7%
2642.3%
Q3 24
21.7%
-246.3%
Q2 24
12.5%
1646.9%
Q1 24
18.2%
6533.4%
EPS (diluted)
AFBI
AFBI
CPT
CPT
Q4 25
$0.34
$1.44
Q3 25
$0.34
$1.00
Q2 25
$0.33
$0.74
Q1 25
$0.28
$0.36
Q4 24
$0.21
$0.37
Q3 24
$0.26
$-0.04
Q2 24
$0.16
$0.40
Q1 24
$0.20
$0.77

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFBI
AFBI
CPT
CPT
Cash + ST InvestmentsLiquidity on hand
$53.9M
$25.2M
Total DebtLower is stronger
$3.9B
Stockholders' EquityBook value
$127.0M
$4.4B
Total Assets
$881.7M
$9.0B
Debt / EquityLower = less leverage
0.89×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFBI
AFBI
CPT
CPT
Q4 25
$53.9M
$25.2M
Q3 25
$84.8M
$25.9M
Q2 25
$89.7M
$33.1M
Q1 25
$74.7M
$26.2M
Q4 24
$41.4M
$21.0M
Q3 24
$52.3M
$31.2M
Q2 24
$50.4M
$93.9M
Q1 24
$61.4M
$92.7M
Total Debt
AFBI
AFBI
CPT
CPT
Q4 25
$3.9B
Q3 25
$3.7B
Q2 25
$3.8B
Q1 25
$3.7B
Q4 24
$3.5B
Q3 24
$3.5B
Q2 24
$3.6B
Q1 24
$3.6B
Stockholders' Equity
AFBI
AFBI
CPT
CPT
Q4 25
$127.0M
$4.4B
Q3 25
$125.4M
$4.5B
Q2 25
$124.1M
$4.6B
Q1 25
$122.3M
$4.6B
Q4 24
$129.1M
$4.7B
Q3 24
$128.4M
$4.7B
Q2 24
$125.1M
$4.9B
Q1 24
$123.3M
$4.9B
Total Assets
AFBI
AFBI
CPT
CPT
Q4 25
$881.7M
$9.0B
Q3 25
$925.2M
$9.1B
Q2 25
$933.8M
$9.1B
Q1 25
$912.5M
$9.0B
Q4 24
$866.8M
$8.9B
Q3 24
$878.6M
$8.9B
Q2 24
$873.6M
$9.1B
Q1 24
$869.5M
$9.1B
Debt / Equity
AFBI
AFBI
CPT
CPT
Q4 25
0.89×
Q3 25
0.82×
Q2 25
0.83×
Q1 25
0.81×
Q4 24
0.75×
Q3 24
0.73×
Q2 24
0.73×
Q1 24
0.72×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFBI
AFBI
CPT
CPT
Operating Cash FlowLast quarter
$11.6M
$826.6M
Free Cash FlowOCF − Capex
$11.2M
FCF MarginFCF / Revenue
130.9%
Capex IntensityCapex / Revenue
4.9%
Cash ConversionOCF / Net Profit
5.46×
5.30×
TTM Free Cash FlowTrailing 4 quarters
$20.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFBI
AFBI
CPT
CPT
Q4 25
$11.6M
$826.6M
Q3 25
$3.7M
$250.9M
Q2 25
$3.8M
$230.7M
Q1 25
$1.9M
$148.2M
Q4 24
$6.8M
$774.9M
Q3 24
$4.1M
$261.6M
Q2 24
$619.0K
$225.1M
Q1 24
$1.2M
$135.9M
Free Cash Flow
AFBI
AFBI
CPT
CPT
Q4 25
$11.2M
Q3 25
$3.6M
Q2 25
$3.7M
Q1 25
$1.8M
Q4 24
$6.4M
Q3 24
$4.0M
Q2 24
$489.0K
Q1 24
$1.1M
FCF Margin
AFBI
AFBI
CPT
CPT
Q4 25
130.9%
Q3 25
43.3%
Q2 25
44.0%
Q1 25
22.7%
Q4 24
83.9%
Q3 24
49.5%
Q2 24
5.9%
Q1 24
14.8%
Capex Intensity
AFBI
AFBI
CPT
CPT
Q4 25
4.9%
Q3 25
0.8%
Q2 25
1.4%
Q1 25
1.9%
Q4 24
5.6%
Q3 24
1.7%
Q2 24
1.6%
Q1 24
1.8%
Cash Conversion
AFBI
AFBI
CPT
CPT
Q4 25
5.46×
5.30×
Q3 25
1.66×
2.30×
Q2 25
1.75×
2.86×
Q1 25
1.05×
3.82×
Q4 24
5.05×
19.04×
Q3 24
2.36×
Q2 24
0.60×
5.24×
Q1 24
0.91×
1.62×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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