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Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and Cytosorbents Corp (CTSO). Click either name above to swap in a different company.

Cytosorbents Corp is the larger business by last-quarter revenue ($9.2M vs $8.6M, roughly 1.1× Affinity Bancshares, Inc.). Affinity Bancshares, Inc. runs the higher net margin — 24.9% vs -59.5%, a 84.4% gap on every dollar of revenue. On growth, Affinity Bancshares, Inc. posted the faster year-over-year revenue change (12.8% vs 0.9%). Affinity Bancshares, Inc. produced more free cash flow last quarter ($11.2M vs $-4.9M). Over the past eight quarters, Affinity Bancshares, Inc.'s revenue compounded faster (8.1% CAGR vs 1.3%).

AFBI vs CTSO — Head-to-Head

Bigger by revenue
CTSO
CTSO
1.1× larger
CTSO
$9.2M
$8.6M
AFBI
Growing faster (revenue YoY)
AFBI
AFBI
+11.9% gap
AFBI
12.8%
0.9%
CTSO
Higher net margin
AFBI
AFBI
84.4% more per $
AFBI
24.9%
-59.5%
CTSO
More free cash flow
AFBI
AFBI
$16.2M more FCF
AFBI
$11.2M
$-4.9M
CTSO
Faster 2-yr revenue CAGR
AFBI
AFBI
Annualised
AFBI
8.1%
1.3%
CTSO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AFBI
AFBI
CTSO
CTSO
Revenue
$8.6M
$9.2M
Net Profit
$2.1M
$-5.5M
Gross Margin
73.7%
Operating Margin
35.9%
-47.5%
Net Margin
24.9%
-59.5%
Revenue YoY
12.8%
0.9%
Net Profit YoY
58.5%
27.4%
EPS (diluted)
$0.34
$-0.09

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFBI
AFBI
CTSO
CTSO
Q4 25
$8.6M
$9.2M
Q3 25
$8.4M
$9.5M
Q2 25
$8.3M
$9.6M
Q1 25
$7.8M
$8.7M
Q4 24
$7.6M
$9.2M
Q3 24
$8.0M
$8.6M
Q2 24
$8.3M
$8.8M
Q1 24
$7.3M
$9.0M
Net Profit
AFBI
AFBI
CTSO
CTSO
Q4 25
$2.1M
$-5.5M
Q3 25
$2.2M
$-3.2M
Q2 25
$2.2M
$1.9M
Q1 25
$1.8M
$-1.5M
Q4 24
$1.3M
$-7.6M
Q3 24
$1.7M
$-2.8M
Q2 24
$1.0M
$-4.3M
Q1 24
$1.3M
$-6.1M
Gross Margin
AFBI
AFBI
CTSO
CTSO
Q4 25
73.7%
Q3 25
70.3%
Q2 25
70.9%
Q1 25
71.1%
Q4 24
68.4%
Q3 24
61.0%
Q2 24
73.5%
Q1 24
76.5%
Operating Margin
AFBI
AFBI
CTSO
CTSO
Q4 25
35.9%
-47.5%
Q3 25
34.9%
-30.2%
Q2 25
34.1%
-37.6%
Q1 25
30.8%
-44.5%
Q4 24
21.1%
-37.1%
Q3 24
28.5%
-56.1%
Q2 24
16.2%
-40.4%
Q1 24
24.0%
-51.8%
Net Margin
AFBI
AFBI
CTSO
CTSO
Q4 25
24.9%
-59.5%
Q3 25
26.5%
-33.4%
Q2 25
25.9%
20.2%
Q1 25
23.4%
-16.9%
Q4 24
17.7%
-82.7%
Q3 24
21.7%
-32.1%
Q2 24
12.5%
-48.6%
Q1 24
18.2%
-67.7%
EPS (diluted)
AFBI
AFBI
CTSO
CTSO
Q4 25
$0.34
$-0.09
Q3 25
$0.34
$-0.05
Q2 25
$0.33
$0.03
Q1 25
$0.28
$-0.02
Q4 24
$0.21
$-0.14
Q3 24
$0.26
$-0.05
Q2 24
$0.16
$-0.08
Q1 24
$0.20
$-0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFBI
AFBI
CTSO
CTSO
Cash + ST InvestmentsLiquidity on hand
$53.9M
$6.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$127.0M
$5.9M
Total Assets
$881.7M
$44.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFBI
AFBI
CTSO
CTSO
Q4 25
$53.9M
$6.2M
Q3 25
$84.8M
$7.5M
Q2 25
$89.7M
$10.2M
Q1 25
$74.7M
$11.6M
Q4 24
$41.4M
$3.3M
Q3 24
$52.3M
$5.7M
Q2 24
$50.4M
$8.5M
Q1 24
$61.4M
$8.6M
Total Debt
AFBI
AFBI
CTSO
CTSO
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
$13.8M
Q2 24
$13.7M
Q1 24
$4.4M
Stockholders' Equity
AFBI
AFBI
CTSO
CTSO
Q4 25
$127.0M
$5.9M
Q3 25
$125.4M
$9.0M
Q2 25
$124.1M
$11.6M
Q1 25
$122.3M
$14.5M
Q4 24
$129.1M
$11.1M
Q3 24
$128.4M
$13.4M
Q2 24
$125.1M
$17.4M
Q1 24
$123.3M
$19.6M
Total Assets
AFBI
AFBI
CTSO
CTSO
Q4 25
$881.7M
$44.2M
Q3 25
$925.2M
$45.8M
Q2 25
$933.8M
$48.0M
Q1 25
$912.5M
$50.8M
Q4 24
$866.8M
$47.4M
Q3 24
$878.6M
$47.8M
Q2 24
$873.6M
$53.4M
Q1 24
$869.5M
$47.1M
Debt / Equity
AFBI
AFBI
CTSO
CTSO
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
1.03×
Q2 24
0.78×
Q1 24
0.23×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFBI
AFBI
CTSO
CTSO
Operating Cash FlowLast quarter
$11.6M
$-4.8M
Free Cash FlowOCF − Capex
$11.2M
$-4.9M
FCF MarginFCF / Revenue
130.9%
-53.4%
Capex IntensityCapex / Revenue
4.9%
1.2%
Cash ConversionOCF / Net Profit
5.46×
TTM Free Cash FlowTrailing 4 quarters
$20.3M
$-12.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFBI
AFBI
CTSO
CTSO
Q4 25
$11.6M
$-4.8M
Q3 25
$3.7M
$-2.6M
Q2 25
$3.8M
$-1.5M
Q1 25
$1.9M
$-3.5M
Q4 24
$6.8M
$-2.3M
Q3 24
$4.1M
$-2.5M
Q2 24
$619.0K
$-4.8M
Q1 24
$1.2M
$-4.8M
Free Cash Flow
AFBI
AFBI
CTSO
CTSO
Q4 25
$11.2M
$-4.9M
Q3 25
$3.6M
$-2.6M
Q2 25
$3.7M
$-1.5M
Q1 25
$1.8M
$-3.5M
Q4 24
$6.4M
$-2.4M
Q3 24
$4.0M
$-2.6M
Q2 24
$489.0K
$-4.8M
Q1 24
$1.1M
$-4.9M
FCF Margin
AFBI
AFBI
CTSO
CTSO
Q4 25
130.9%
-53.4%
Q3 25
43.3%
-27.3%
Q2 25
44.0%
-16.1%
Q1 25
22.7%
-39.7%
Q4 24
83.9%
-26.3%
Q3 24
49.5%
-30.4%
Q2 24
5.9%
-54.4%
Q1 24
14.8%
-54.2%
Capex Intensity
AFBI
AFBI
CTSO
CTSO
Q4 25
4.9%
1.2%
Q3 25
0.8%
0.2%
Q2 25
1.4%
0.4%
Q1 25
1.9%
0.0%
Q4 24
5.6%
0.8%
Q3 24
1.7%
1.8%
Q2 24
1.6%
0.2%
Q1 24
1.8%
0.5%
Cash Conversion
AFBI
AFBI
CTSO
CTSO
Q4 25
5.46×
Q3 25
1.66×
Q2 25
1.75×
-0.78×
Q1 25
1.05×
Q4 24
5.05×
Q3 24
2.36×
Q2 24
0.60×
Q1 24
0.91×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AFBI
AFBI

Segment breakdown not available.

CTSO
CTSO

Direct$5.1M55%
Distributors And Strategic Partners$4.2M45%

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