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Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and Identiv, Inc. (INVE). Click either name above to swap in a different company.

Affinity Bancshares, Inc. is the larger business by last-quarter revenue ($8.6M vs $6.2M, roughly 1.4× Identiv, Inc.). Affinity Bancshares, Inc. runs the higher net margin — 24.9% vs -60.3%, a 85.2% gap on every dollar of revenue. On growth, Affinity Bancshares, Inc. posted the faster year-over-year revenue change (12.8% vs -7.9%). Affinity Bancshares, Inc. produced more free cash flow last quarter ($11.2M vs $2.8M). Over the past eight quarters, Affinity Bancshares, Inc.'s revenue compounded faster (8.1% CAGR vs -3.8%).

AFBI vs INVE — Head-to-Head

Bigger by revenue
AFBI
AFBI
1.4× larger
AFBI
$8.6M
$6.2M
INVE
Growing faster (revenue YoY)
AFBI
AFBI
+20.7% gap
AFBI
12.8%
-7.9%
INVE
Higher net margin
AFBI
AFBI
85.2% more per $
AFBI
24.9%
-60.3%
INVE
More free cash flow
AFBI
AFBI
$8.4M more FCF
AFBI
$11.2M
$2.8M
INVE
Faster 2-yr revenue CAGR
AFBI
AFBI
Annualised
AFBI
8.1%
-3.8%
INVE

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AFBI
AFBI
INVE
INVE
Revenue
$8.6M
$6.2M
Net Profit
$2.1M
$-3.7M
Gross Margin
18.1%
Operating Margin
35.9%
-76.4%
Net Margin
24.9%
-60.3%
Revenue YoY
12.8%
-7.9%
Net Profit YoY
58.5%
-948.2%
EPS (diluted)
$0.34
$-0.17

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFBI
AFBI
INVE
INVE
Q4 25
$8.6M
$6.2M
Q3 25
$8.4M
$5.0M
Q2 25
$8.3M
$5.0M
Q1 25
$7.8M
$5.3M
Q4 24
$7.6M
$6.7M
Q3 24
$8.0M
$6.5M
Q2 24
$8.3M
$6.7M
Q1 24
$7.3M
$6.7M
Net Profit
AFBI
AFBI
INVE
INVE
Q4 25
$2.1M
$-3.7M
Q3 25
$2.2M
$-3.5M
Q2 25
$2.2M
$-6.0M
Q1 25
$1.8M
$-4.8M
Q4 24
$1.3M
$-355.0K
Q3 24
$1.7M
$85.9M
Q2 24
$1.0M
$-6.2M
Q1 24
$1.3M
$-4.6M
Gross Margin
AFBI
AFBI
INVE
INVE
Q4 25
18.1%
Q3 25
10.7%
Q2 25
-9.4%
Q1 25
2.5%
Q4 24
-14.9%
Q3 24
3.6%
Q2 24
9.1%
Q1 24
7.3%
Operating Margin
AFBI
AFBI
INVE
INVE
Q4 25
35.9%
-76.4%
Q3 25
34.9%
-111.4%
Q2 25
34.1%
-126.7%
Q1 25
30.8%
-103.8%
Q4 24
21.1%
-98.9%
Q3 24
28.5%
-146.2%
Q2 24
16.2%
-99.7%
Q1 24
24.0%
-76.0%
Net Margin
AFBI
AFBI
INVE
INVE
Q4 25
24.9%
-60.3%
Q3 25
26.5%
-68.9%
Q2 25
25.9%
-119.9%
Q1 25
23.4%
-90.9%
Q4 24
17.7%
-5.3%
Q3 24
21.7%
1315.8%
Q2 24
12.5%
-92.2%
Q1 24
18.2%
-68.5%
EPS (diluted)
AFBI
AFBI
INVE
INVE
Q4 25
$0.34
$-0.17
Q3 25
$0.34
$-0.15
Q2 25
$0.33
$-0.26
Q1 25
$0.28
$-0.21
Q4 24
$0.21
$0.00
Q3 24
$0.26
$3.62
Q2 24
$0.16
$-0.27
Q1 24
$0.20
$-0.21

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFBI
AFBI
INVE
INVE
Cash + ST InvestmentsLiquidity on hand
$53.9M
$128.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$127.0M
$140.7M
Total Assets
$881.7M
$151.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFBI
AFBI
INVE
INVE
Q4 25
$53.9M
$128.6M
Q3 25
$84.8M
$126.3M
Q2 25
$89.7M
$129.3M
Q1 25
$74.7M
$132.4M
Q4 24
$41.4M
$135.6M
Q3 24
$52.3M
$145.4M
Q2 24
$50.4M
$18.4M
Q1 24
$61.4M
$21.6M
Stockholders' Equity
AFBI
AFBI
INVE
INVE
Q4 25
$127.0M
$140.7M
Q3 25
$125.4M
$143.7M
Q2 25
$124.1M
$146.4M
Q1 25
$122.3M
$150.5M
Q4 24
$129.1M
$154.1M
Q3 24
$128.4M
$156.7M
Q2 24
$125.1M
$65.1M
Q1 24
$123.3M
$70.2M
Total Assets
AFBI
AFBI
INVE
INVE
Q4 25
$881.7M
$151.3M
Q3 25
$925.2M
$151.0M
Q2 25
$933.8M
$153.9M
Q1 25
$912.5M
$158.7M
Q4 24
$866.8M
$163.2M
Q3 24
$878.6M
$177.0M
Q2 24
$873.6M
$97.8M
Q1 24
$869.5M
$101.8M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFBI
AFBI
INVE
INVE
Operating Cash FlowLast quarter
$11.6M
$3.0M
Free Cash FlowOCF − Capex
$11.2M
$2.8M
FCF MarginFCF / Revenue
130.9%
45.8%
Capex IntensityCapex / Revenue
4.9%
3.3%
Cash ConversionOCF / Net Profit
5.46×
TTM Free Cash FlowTrailing 4 quarters
$20.3M
$-7.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFBI
AFBI
INVE
INVE
Q4 25
$11.6M
$3.0M
Q3 25
$3.7M
$-2.9M
Q2 25
$3.8M
$-3.6M
Q1 25
$1.9M
$-3.3M
Q4 24
$6.8M
$-5.9M
Q3 24
$4.1M
$-7.2M
Q2 24
$619.0K
$-993.0K
Q1 24
$1.2M
$-1.3M
Free Cash Flow
AFBI
AFBI
INVE
INVE
Q4 25
$11.2M
$2.8M
Q3 25
$3.6M
$-3.2M
Q2 25
$3.7M
$-3.8M
Q1 25
$1.8M
$-3.6M
Q4 24
$6.4M
$-6.5M
Q3 24
$4.0M
$-7.7M
Q2 24
$489.0K
$-1.1M
Q1 24
$1.1M
$-1.5M
FCF Margin
AFBI
AFBI
INVE
INVE
Q4 25
130.9%
45.8%
Q3 25
43.3%
-64.5%
Q2 25
44.0%
-75.8%
Q1 25
22.7%
-68.0%
Q4 24
83.9%
-97.7%
Q3 24
49.5%
-118.2%
Q2 24
5.9%
-16.7%
Q1 24
14.8%
-23.0%
Capex Intensity
AFBI
AFBI
INVE
INVE
Q4 25
4.9%
3.3%
Q3 25
0.8%
7.0%
Q2 25
1.4%
5.0%
Q1 25
1.9%
5.7%
Q4 24
5.6%
9.3%
Q3 24
1.7%
7.7%
Q2 24
1.6%
2.0%
Q1 24
1.8%
3.5%
Cash Conversion
AFBI
AFBI
INVE
INVE
Q4 25
5.46×
Q3 25
1.66×
Q2 25
1.75×
Q1 25
1.05×
Q4 24
5.05×
Q3 24
2.36×
-0.08×
Q2 24
0.60×
Q1 24
0.91×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AFBI
AFBI

Segment breakdown not available.

INVE
INVE

Other$3.4M55%
Europe And Middle East$2.2M36%
Asia Pacific$575.0K9%

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