vs
Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and SYNTEC OPTICS HOLDINGS, INC. (OPTX). Click either name above to swap in a different company.
Affinity Bancshares, Inc. is the larger business by last-quarter revenue ($8.6M vs $7.5M, roughly 1.1× SYNTEC OPTICS HOLDINGS, INC.). Affinity Bancshares, Inc. runs the higher net margin — 24.9% vs -4.6%, a 29.5% gap on every dollar of revenue. On growth, Affinity Bancshares, Inc. posted the faster year-over-year revenue change (12.8% vs 2.5%). Affinity Bancshares, Inc. produced more free cash flow last quarter ($11.2M vs $-4.4K). Over the past eight quarters, SYNTEC OPTICS HOLDINGS, INC.'s revenue compounded faster (9.5% CAGR vs 8.1%).
AFBI vs OPTX — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $8.6M | $7.5M |
| Net Profit | $2.1M | $-343.8K |
| Gross Margin | — | 23.6% |
| Operating Margin | 35.9% | 4.2% |
| Net Margin | 24.9% | -4.6% |
| Revenue YoY | 12.8% | 2.5% |
| Net Profit YoY | 58.5% | 77.7% |
| EPS (diluted) | $0.34 | $-0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $8.6M | $7.5M | ||
| Q3 25 | $8.4M | $7.0M | ||
| Q2 25 | $8.3M | $6.6M | ||
| Q1 25 | $7.8M | $7.1M | ||
| Q4 24 | $7.6M | $7.3M | ||
| Q3 24 | $8.0M | $7.9M | ||
| Q2 24 | $8.3M | $7.0M | ||
| Q1 24 | $7.3M | $6.3M |
| Q4 25 | $2.1M | $-343.8K | ||
| Q3 25 | $2.2M | $-1.4M | ||
| Q2 25 | $2.2M | $-343.9K | ||
| Q1 25 | $1.8M | $323.7K | ||
| Q4 24 | $1.3M | $-1.5M | ||
| Q3 24 | $1.7M | $-13.3K | ||
| Q2 24 | $1.0M | $281.8K | ||
| Q1 24 | $1.3M | $-1.2M |
| Q4 25 | — | 23.6% | ||
| Q3 25 | — | 12.3% | ||
| Q2 25 | — | 24.4% | ||
| Q1 25 | — | 32.7% | ||
| Q4 24 | — | 13.5% | ||
| Q3 24 | — | 23.3% | ||
| Q2 24 | — | 31.0% | ||
| Q1 24 | — | 11.3% |
| Q4 25 | 35.9% | 4.2% | ||
| Q3 25 | 34.9% | -17.5% | ||
| Q2 25 | 34.1% | -2.2% | ||
| Q1 25 | 30.8% | 7.5% | ||
| Q4 24 | 21.1% | -19.6% | ||
| Q3 24 | 28.5% | 1.4% | ||
| Q2 24 | 16.2% | 2.3% | ||
| Q1 24 | 24.0% | -22.5% |
| Q4 25 | 24.9% | -4.6% | ||
| Q3 25 | 26.5% | -20.6% | ||
| Q2 25 | 25.9% | -5.2% | ||
| Q1 25 | 23.4% | 4.6% | ||
| Q4 24 | 17.7% | -21.0% | ||
| Q3 24 | 21.7% | -0.2% | ||
| Q2 24 | 12.5% | 4.0% | ||
| Q1 24 | 18.2% | -19.3% |
| Q4 25 | $0.34 | $-0.01 | ||
| Q3 25 | $0.34 | $-0.04 | ||
| Q2 25 | $0.33 | $-0.01 | ||
| Q1 25 | $0.28 | $0.01 | ||
| Q4 24 | $0.21 | $-0.05 | ||
| Q3 24 | $0.26 | $0.00 | ||
| Q2 24 | $0.16 | $0.01 | ||
| Q1 24 | $0.20 | $-0.03 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $53.9M | — |
| Total DebtLower is stronger | — | $2.6M |
| Stockholders' EquityBook value | $127.0M | $9.5M |
| Total Assets | $881.7M | $24.3M |
| Debt / EquityLower = less leverage | — | 0.28× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $53.9M | — | ||
| Q3 25 | $84.8M | — | ||
| Q2 25 | $89.7M | — | ||
| Q1 25 | $74.7M | — | ||
| Q4 24 | $41.4M | — | ||
| Q3 24 | $52.3M | — | ||
| Q2 24 | $50.4M | — | ||
| Q1 24 | $61.4M | — |
| Q4 25 | — | $2.6M | ||
| Q3 25 | — | $2.7M | ||
| Q2 25 | — | $2.9M | ||
| Q1 25 | — | $3.0M | ||
| Q4 24 | — | $3.1M | ||
| Q3 24 | — | $3.2M | ||
| Q2 24 | — | $2.8M | ||
| Q1 24 | — | $3.0M |
| Q4 25 | $127.0M | $9.5M | ||
| Q3 25 | $125.4M | $9.8M | ||
| Q2 25 | $124.1M | $11.0M | ||
| Q1 25 | $122.3M | $11.4M | ||
| Q4 24 | $129.1M | $11.0M | ||
| Q3 24 | $128.4M | $12.1M | ||
| Q2 24 | $125.1M | $12.1M | ||
| Q1 24 | $123.3M | $11.9M |
| Q4 25 | $881.7M | $24.3M | ||
| Q3 25 | $925.2M | $24.6M | ||
| Q2 25 | $933.8M | $25.3M | ||
| Q1 25 | $912.5M | $26.3M | ||
| Q4 24 | $866.8M | $26.0M | ||
| Q3 24 | $878.6M | $27.3M | ||
| Q2 24 | $873.6M | $25.8M | ||
| Q1 24 | $869.5M | $24.6M |
| Q4 25 | — | 0.28× | ||
| Q3 25 | — | 0.28× | ||
| Q2 25 | — | 0.26× | ||
| Q1 25 | — | 0.26× | ||
| Q4 24 | — | 0.28× | ||
| Q3 24 | — | 0.26× | ||
| Q2 24 | — | 0.23× | ||
| Q1 24 | — | 0.25× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $11.6M | $-3.9K |
| Free Cash FlowOCF − Capex | $11.2M | $-4.4K |
| FCF MarginFCF / Revenue | 130.9% | -0.1% |
| Capex IntensityCapex / Revenue | 4.9% | 0.0% |
| Cash ConversionOCF / Net Profit | 5.46× | — |
| TTM Free Cash FlowTrailing 4 quarters | $20.3M | $28.3K |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $11.6M | $-3.9K | ||
| Q3 25 | $3.7M | $535.3K | ||
| Q2 25 | $3.8M | $-158.0K | ||
| Q1 25 | $1.9M | $299.3K | ||
| Q4 24 | $6.8M | $623.8K | ||
| Q3 24 | $4.1M | $417.3K | ||
| Q2 24 | $619.0K | $-1.7M | ||
| Q1 24 | $1.2M | $-289.8K |
| Q4 25 | $11.2M | $-4.4K | ||
| Q3 25 | $3.6M | $496.3K | ||
| Q2 25 | $3.7M | $-548.1K | ||
| Q1 25 | $1.8M | $84.6K | ||
| Q4 24 | $6.4M | $12.1K | ||
| Q3 24 | $4.0M | $43.8K | ||
| Q2 24 | $489.0K | $-1.9M | ||
| Q1 24 | $1.1M | $-385.1K |
| Q4 25 | 130.9% | -0.1% | ||
| Q3 25 | 43.3% | 7.1% | ||
| Q2 25 | 44.0% | -8.4% | ||
| Q1 25 | 22.7% | 1.2% | ||
| Q4 24 | 83.9% | 0.2% | ||
| Q3 24 | 49.5% | 0.6% | ||
| Q2 24 | 5.9% | -26.5% | ||
| Q1 24 | 14.8% | -6.2% |
| Q4 25 | 4.9% | 0.0% | ||
| Q3 25 | 0.8% | 0.6% | ||
| Q2 25 | 1.4% | 5.9% | ||
| Q1 25 | 1.9% | 3.0% | ||
| Q4 24 | 5.6% | 8.4% | ||
| Q3 24 | 1.7% | 4.7% | ||
| Q2 24 | 1.6% | 2.3% | ||
| Q1 24 | 1.8% | 1.5% |
| Q4 25 | 5.46× | — | ||
| Q3 25 | 1.66× | — | ||
| Q2 25 | 1.75× | — | ||
| Q1 25 | 1.05× | 0.92× | ||
| Q4 24 | 5.05× | — | ||
| Q3 24 | 2.36× | — | ||
| Q2 24 | 0.60× | -6.01× | ||
| Q1 24 | 0.91× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
