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Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and RYTHM, Inc. (RYM). Click either name above to swap in a different company.

RYTHM, Inc. is the larger business by last-quarter revenue ($10.7M vs $8.6M, roughly 1.2× Affinity Bancshares, Inc.). Affinity Bancshares, Inc. runs the higher net margin — 24.9% vs -127.6%, a 152.5% gap on every dollar of revenue. On growth, RYTHM, Inc. posted the faster year-over-year revenue change (242.0% vs 12.8%). Over the past eight quarters, RYTHM, Inc.'s revenue compounded faster (102.6% CAGR vs 8.1%).

RYTHM, Inc. is a clinical-stage biopharmaceutical company focused on discovering, developing and commercializing innovative therapies for rare genetic endocrine and metabolic disorders with high unmet medical needs. It primarily operates in the U.S. market, targeting pediatric and adult patient segments that lack standard effective treatment options.

AFBI vs RYM — Head-to-Head

Bigger by revenue
RYM
RYM
1.2× larger
RYM
$10.7M
$8.6M
AFBI
Growing faster (revenue YoY)
RYM
RYM
+229.2% gap
RYM
242.0%
12.8%
AFBI
Higher net margin
AFBI
AFBI
152.5% more per $
AFBI
24.9%
-127.6%
RYM
Faster 2-yr revenue CAGR
RYM
RYM
Annualised
RYM
102.6%
8.1%
AFBI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AFBI
AFBI
RYM
RYM
Revenue
$8.6M
$10.7M
Net Profit
$2.1M
$-13.6M
Gross Margin
75.5%
Operating Margin
35.9%
-121.5%
Net Margin
24.9%
-127.6%
Revenue YoY
12.8%
242.0%
Net Profit YoY
58.5%
44.1%
EPS (diluted)
$0.34
$-6.78

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFBI
AFBI
RYM
RYM
Q4 25
$8.6M
$10.7M
Q3 25
$8.4M
$4.0M
Q2 25
$8.3M
$2.0M
Q1 25
$7.8M
$538.0K
Q4 24
$7.6M
$-7.5M
Q3 24
$8.0M
$1.9M
Q2 24
$8.3M
$3.0M
Q1 24
$7.3M
$2.6M
Net Profit
AFBI
AFBI
RYM
RYM
Q4 25
$2.1M
$-13.6M
Q3 25
$2.2M
$-10.7M
Q2 25
$2.2M
$-7.4M
Q1 25
$1.8M
$-1.6M
Q4 24
$1.3M
$-24.4M
Q3 24
$1.7M
$-18.7M
Q2 24
$1.0M
$-3.0M
Q1 24
$1.3M
$4.2M
Gross Margin
AFBI
AFBI
RYM
RYM
Q4 25
75.5%
Q3 25
34.0%
Q2 25
33.4%
Q1 25
16.7%
Q4 24
Q3 24
11.6%
Q2 24
37.6%
Q1 24
6.4%
Operating Margin
AFBI
AFBI
RYM
RYM
Q4 25
35.9%
-121.5%
Q3 25
34.9%
-219.8%
Q2 25
34.1%
-332.9%
Q1 25
30.8%
-687.9%
Q4 24
21.1%
Q3 24
28.5%
-63.1%
Q2 24
16.2%
-28.5%
Q1 24
24.0%
13.6%
Net Margin
AFBI
AFBI
RYM
RYM
Q4 25
24.9%
-127.6%
Q3 25
26.5%
-263.8%
Q2 25
25.9%
-360.4%
Q1 25
23.4%
-302.2%
Q4 24
17.7%
324.4%
Q3 24
21.7%
-964.4%
Q2 24
12.5%
-99.3%
Q1 24
18.2%
163.0%
EPS (diluted)
AFBI
AFBI
RYM
RYM
Q4 25
$0.34
$-6.78
Q3 25
$0.34
$-5.33
Q2 25
$0.33
$-3.74
Q1 25
$0.28
$-0.83
Q4 24
$0.21
$-24.26
Q3 24
$0.26
$-17.28
Q2 24
$0.16
$-3.16
Q1 24
$0.20
$3.78

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFBI
AFBI
RYM
RYM
Cash + ST InvestmentsLiquidity on hand
$53.9M
$32.2M
Total DebtLower is stronger
$80.6M
Stockholders' EquityBook value
$127.0M
$13.0M
Total Assets
$881.7M
$106.7M
Debt / EquityLower = less leverage
6.19×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFBI
AFBI
RYM
RYM
Q4 25
$53.9M
$32.2M
Q3 25
$84.8M
Q2 25
$89.7M
$41.0M
Q1 25
$74.7M
$24.4M
Q4 24
$41.4M
Q3 24
$52.3M
$267.0K
Q2 24
$50.4M
$57.0K
Q1 24
$61.4M
$99.0K
Total Debt
AFBI
AFBI
RYM
RYM
Q4 25
$80.6M
Q3 25
$90.6M
Q2 25
$40.6M
Q1 25
$10.6M
Q4 24
Q3 24
$6.2M
Q2 24
$4.6M
Q1 24
Stockholders' Equity
AFBI
AFBI
RYM
RYM
Q4 25
$127.0M
$13.0M
Q3 25
$125.4M
$11.7M
Q2 25
$124.1M
$21.0M
Q1 25
$122.3M
$26.8M
Q4 24
$129.1M
$28.1M
Q3 24
$128.4M
$5.5M
Q2 24
$125.1M
$8.5M
Q1 24
$123.3M
$-5.5M
Total Assets
AFBI
AFBI
RYM
RYM
Q4 25
$881.7M
$106.7M
Q3 25
$925.2M
$115.2M
Q2 25
$933.8M
$69.5M
Q1 25
$912.5M
$45.6M
Q4 24
$866.8M
$54.0M
Q3 24
$878.6M
$39.0M
Q2 24
$873.6M
$39.4M
Q1 24
$869.5M
$40.6M
Debt / Equity
AFBI
AFBI
RYM
RYM
Q4 25
6.19×
Q3 25
7.73×
Q2 25
1.94×
Q1 25
0.40×
Q4 24
Q3 24
1.13×
Q2 24
0.54×
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFBI
AFBI
RYM
RYM
Operating Cash FlowLast quarter
$11.6M
$-3.0M
Free Cash FlowOCF − Capex
$11.2M
FCF MarginFCF / Revenue
130.9%
Capex IntensityCapex / Revenue
4.9%
Cash ConversionOCF / Net Profit
5.46×
TTM Free Cash FlowTrailing 4 quarters
$20.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFBI
AFBI
RYM
RYM
Q4 25
$11.6M
$-3.0M
Q3 25
$3.7M
$-5.4M
Q2 25
$3.8M
$-8.4M
Q1 25
$1.9M
$-6.7M
Q4 24
$6.8M
$-5.3M
Q3 24
$4.1M
$-1.4M
Q2 24
$619.0K
$-1.8M
Q1 24
$1.2M
$-3.0M
Free Cash Flow
AFBI
AFBI
RYM
RYM
Q4 25
$11.2M
Q3 25
$3.6M
Q2 25
$3.7M
Q1 25
$1.8M
Q4 24
$6.4M
Q3 24
$4.0M
Q2 24
$489.0K
$-1.8M
Q1 24
$1.1M
$-3.0M
FCF Margin
AFBI
AFBI
RYM
RYM
Q4 25
130.9%
Q3 25
43.3%
Q2 25
44.0%
Q1 25
22.7%
Q4 24
83.9%
Q3 24
49.5%
Q2 24
5.9%
-61.2%
Q1 24
14.8%
-115.1%
Capex Intensity
AFBI
AFBI
RYM
RYM
Q4 25
4.9%
Q3 25
0.8%
Q2 25
1.4%
Q1 25
1.9%
Q4 24
5.6%
Q3 24
1.7%
Q2 24
1.6%
0.1%
Q1 24
1.8%
0.1%
Cash Conversion
AFBI
AFBI
RYM
RYM
Q4 25
5.46×
Q3 25
1.66×
Q2 25
1.75×
Q1 25
1.05×
Q4 24
5.05×
Q3 24
2.36×
Q2 24
0.60×
Q1 24
0.91×
-0.71×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AFBI
AFBI

Segment breakdown not available.

RYM
RYM

Nonlicensing Revenue$9.5M89%
Cultivation Business Discontinued Operations$1.2M11%

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