vs

Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and Spire Global, Inc. (SPIR). Click either name above to swap in a different company.

Spire Global, Inc. is the larger business by last-quarter revenue ($15.8M vs $8.6M, roughly 1.8× Affinity Bancshares, Inc.). Affinity Bancshares, Inc. runs the higher net margin — 24.9% vs -176.6%, a 201.5% gap on every dollar of revenue. On growth, Affinity Bancshares, Inc. posted the faster year-over-year revenue change (12.8% vs -26.9%). Affinity Bancshares, Inc. produced more free cash flow last quarter ($11.2M vs $-16.2M). Over the past eight quarters, Affinity Bancshares, Inc.'s revenue compounded faster (8.1% CAGR vs -32.6%).

Spire Global, Inc. is a space-to-cloud data and analytics company that specializes in the tracking of global data sets powered by a large constellation of nanosatellites, such as the tracking of maritime, aviation and weather patterns.

AFBI vs SPIR — Head-to-Head

Bigger by revenue
SPIR
SPIR
1.8× larger
SPIR
$15.8M
$8.6M
AFBI
Growing faster (revenue YoY)
AFBI
AFBI
+39.7% gap
AFBI
12.8%
-26.9%
SPIR
Higher net margin
AFBI
AFBI
201.5% more per $
AFBI
24.9%
-176.6%
SPIR
More free cash flow
AFBI
AFBI
$27.4M more FCF
AFBI
$11.2M
$-16.2M
SPIR
Faster 2-yr revenue CAGR
AFBI
AFBI
Annualised
AFBI
8.1%
-32.6%
SPIR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AFBI
AFBI
SPIR
SPIR
Revenue
$8.6M
$15.8M
Net Profit
$2.1M
$-28.0M
Gross Margin
40.2%
Operating Margin
35.9%
-164.1%
Net Margin
24.9%
-176.6%
Revenue YoY
12.8%
-26.9%
Net Profit YoY
58.5%
42.7%
EPS (diluted)
$0.34
$-0.85

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFBI
AFBI
SPIR
SPIR
Q4 25
$8.6M
$15.8M
Q3 25
$8.4M
$12.7M
Q2 25
$8.3M
$19.2M
Q1 25
$7.8M
$23.9M
Q4 24
$7.6M
$21.7M
Q3 24
$8.0M
$28.6M
Q2 24
$8.3M
$25.4M
Q1 24
$7.3M
$34.8M
Net Profit
AFBI
AFBI
SPIR
SPIR
Q4 25
$2.1M
$-28.0M
Q3 25
$2.2M
$-19.7M
Q2 25
$2.2M
$119.6M
Q1 25
$1.8M
$-20.7M
Q4 24
$1.3M
$-48.8M
Q3 24
$1.7M
$-12.5M
Q2 24
$1.0M
$-16.6M
Q1 24
$1.3M
$-25.5M
Gross Margin
AFBI
AFBI
SPIR
SPIR
Q4 25
40.2%
Q3 25
36.6%
Q2 25
48.9%
Q1 25
36.8%
Q4 24
32.4%
Q3 24
44.5%
Q2 24
43.0%
Q1 24
26.5%
Operating Margin
AFBI
AFBI
SPIR
SPIR
Q4 25
35.9%
-164.1%
Q3 25
34.9%
-166.1%
Q2 25
34.1%
-122.7%
Q1 25
30.8%
-106.5%
Q4 24
21.1%
-144.1%
Q3 24
28.5%
-48.0%
Q2 24
16.2%
-48.6%
Q1 24
24.0%
-34.4%
Net Margin
AFBI
AFBI
SPIR
SPIR
Q4 25
24.9%
-176.6%
Q3 25
26.5%
-155.3%
Q2 25
25.9%
623.4%
Q1 25
23.4%
-86.5%
Q4 24
17.7%
-225.2%
Q3 24
21.7%
-43.7%
Q2 24
12.5%
-65.2%
Q1 24
18.2%
-73.3%
EPS (diluted)
AFBI
AFBI
SPIR
SPIR
Q4 25
$0.34
$-0.85
Q3 25
$0.34
$-0.61
Q2 25
$0.33
$3.72
Q1 25
$0.28
$-0.77
Q4 24
$0.21
$-1.93
Q3 24
$0.26
$-0.50
Q2 24
$0.16
$-0.68
Q1 24
$0.20
$-1.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFBI
AFBI
SPIR
SPIR
Cash + ST InvestmentsLiquidity on hand
$53.9M
$81.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$127.0M
$112.9M
Total Assets
$881.7M
$211.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFBI
AFBI
SPIR
SPIR
Q4 25
$53.9M
$81.8M
Q3 25
$84.8M
$96.8M
Q2 25
$89.7M
$117.6M
Q1 25
$74.7M
$35.9M
Q4 24
$41.4M
$19.2M
Q3 24
$52.3M
$36.6M
Q2 24
$50.4M
$45.8M
Q1 24
$61.4M
$63.7M
Total Debt
AFBI
AFBI
SPIR
SPIR
Q4 25
Q3 25
Q2 25
Q1 25
$103.7M
Q4 24
$103.1M
Q3 24
$4.9M
Q2 24
$4.9M
Q1 24
$123.1M
Stockholders' Equity
AFBI
AFBI
SPIR
SPIR
Q4 25
$127.0M
$112.9M
Q3 25
$125.4M
$133.1M
Q2 25
$124.1M
$149.2M
Q1 25
$122.3M
$3.7M
Q4 24
$129.1M
$-11.7M
Q3 24
$128.4M
$30.8M
Q2 24
$125.1M
$40.3M
Q1 24
$123.3M
$52.5M
Total Assets
AFBI
AFBI
SPIR
SPIR
Q4 25
$881.7M
$211.0M
Q3 25
$925.2M
$224.3M
Q2 25
$933.8M
$239.5M
Q1 25
$912.5M
$208.8M
Q4 24
$866.8M
$193.6M
Q3 24
$878.6M
$224.2M
Q2 24
$873.6M
$230.8M
Q1 24
$869.5M
$252.3M
Debt / Equity
AFBI
AFBI
SPIR
SPIR
Q4 25
Q3 25
Q2 25
Q1 25
27.92×
Q4 24
Q3 24
0.16×
Q2 24
0.12×
Q1 24
2.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFBI
AFBI
SPIR
SPIR
Operating Cash FlowLast quarter
$11.6M
$-4.3M
Free Cash FlowOCF − Capex
$11.2M
$-16.2M
FCF MarginFCF / Revenue
130.9%
-102.1%
Capex IntensityCapex / Revenue
4.9%
75.1%
Cash ConversionOCF / Net Profit
5.46×
TTM Free Cash FlowTrailing 4 quarters
$20.3M
$-92.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFBI
AFBI
SPIR
SPIR
Q4 25
$11.6M
$-4.3M
Q3 25
$3.7M
$-12.0M
Q2 25
$3.8M
$-35.1M
Q1 25
$1.9M
$-8.4M
Q4 24
$6.8M
$-19.2M
Q3 24
$4.1M
$14.0M
Q2 24
$619.0K
$-4.4M
Q1 24
$1.2M
$-8.8M
Free Cash Flow
AFBI
AFBI
SPIR
SPIR
Q4 25
$11.2M
$-16.2M
Q3 25
$3.6M
$-20.4M
Q2 25
$3.7M
$-38.7M
Q1 25
$1.8M
$-17.3M
Q4 24
$6.4M
$-24.3M
Q3 24
$4.0M
$5.1M
Q2 24
$489.0K
$-9.9M
Q1 24
$1.1M
$-15.9M
FCF Margin
AFBI
AFBI
SPIR
SPIR
Q4 25
130.9%
-102.1%
Q3 25
43.3%
-161.3%
Q2 25
44.0%
-201.7%
Q1 25
22.7%
-72.6%
Q4 24
83.9%
-112.2%
Q3 24
49.5%
17.8%
Q2 24
5.9%
-39.0%
Q1 24
14.8%
-45.7%
Capex Intensity
AFBI
AFBI
SPIR
SPIR
Q4 25
4.9%
75.1%
Q3 25
0.8%
66.2%
Q2 25
1.4%
18.8%
Q1 25
1.9%
37.3%
Q4 24
5.6%
23.5%
Q3 24
1.7%
31.2%
Q2 24
1.6%
21.8%
Q1 24
1.8%
20.3%
Cash Conversion
AFBI
AFBI
SPIR
SPIR
Q4 25
5.46×
Q3 25
1.66×
Q2 25
1.75×
-0.29×
Q1 25
1.05×
Q4 24
5.05×
Q3 24
2.36×
Q2 24
0.60×
Q1 24
0.91×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons