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Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and Sensus Healthcare, Inc. (SRTS). Click either name above to swap in a different company.

Affinity Bancshares, Inc. is the larger business by last-quarter revenue ($8.6M vs $4.9M, roughly 1.7× Sensus Healthcare, Inc.). Affinity Bancshares, Inc. runs the higher net margin — 24.9% vs -64.1%, a 89.0% gap on every dollar of revenue. On growth, Affinity Bancshares, Inc. posted the faster year-over-year revenue change (12.8% vs -62.2%). Affinity Bancshares, Inc. produced more free cash flow last quarter ($11.2M vs $-2.4M). Over the past eight quarters, Affinity Bancshares, Inc.'s revenue compounded faster (8.1% CAGR vs -31.9%).

Sensus Healthcare, Inc. is a medical technology company that designs, manufactures and commercializes innovative non-invasive superficial radiation therapy systems. Its products are primarily used for treating non-melanoma skin cancers, keloids, and select cosmetic dermatology conditions, serving healthcare providers and clinical facilities worldwide.

AFBI vs SRTS — Head-to-Head

Bigger by revenue
AFBI
AFBI
1.7× larger
AFBI
$8.6M
$4.9M
SRTS
Growing faster (revenue YoY)
AFBI
AFBI
+75.0% gap
AFBI
12.8%
-62.2%
SRTS
Higher net margin
AFBI
AFBI
89.0% more per $
AFBI
24.9%
-64.1%
SRTS
More free cash flow
AFBI
AFBI
$13.6M more FCF
AFBI
$11.2M
$-2.4M
SRTS
Faster 2-yr revenue CAGR
AFBI
AFBI
Annualised
AFBI
8.1%
-31.9%
SRTS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AFBI
AFBI
SRTS
SRTS
Revenue
$8.6M
$4.9M
Net Profit
$2.1M
$-3.2M
Gross Margin
38.4%
Operating Margin
35.9%
-63.8%
Net Margin
24.9%
-64.1%
Revenue YoY
12.8%
-62.2%
Net Profit YoY
58.5%
-304.9%
EPS (diluted)
$0.34
$-0.19

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFBI
AFBI
SRTS
SRTS
Q4 25
$8.6M
$4.9M
Q3 25
$8.4M
$6.9M
Q2 25
$8.3M
$7.3M
Q1 25
$7.8M
$8.3M
Q4 24
$7.6M
$13.1M
Q3 24
$8.0M
$8.8M
Q2 24
$8.3M
$9.2M
Q1 24
$7.3M
$10.7M
Net Profit
AFBI
AFBI
SRTS
SRTS
Q4 25
$2.1M
$-3.2M
Q3 25
$2.2M
$-943.0K
Q2 25
$2.2M
$-1.0M
Q1 25
$1.8M
$-2.6M
Q4 24
$1.3M
$1.5M
Q3 24
$1.7M
$1.2M
Q2 24
$1.0M
$1.6M
Q1 24
$1.3M
$2.3M
Gross Margin
AFBI
AFBI
SRTS
SRTS
Q4 25
38.4%
Q3 25
39.4%
Q2 25
39.7%
Q1 25
52.2%
Q4 24
54.4%
Q3 24
59.3%
Q2 24
58.7%
Q1 24
62.5%
Operating Margin
AFBI
AFBI
SRTS
SRTS
Q4 25
35.9%
-63.8%
Q3 25
34.9%
-37.3%
Q2 25
34.1%
-26.6%
Q1 25
30.8%
-31.7%
Q4 24
21.1%
13.2%
Q3 24
28.5%
16.9%
Q2 24
16.2%
21.5%
Q1 24
24.0%
27.1%
Net Margin
AFBI
AFBI
SRTS
SRTS
Q4 25
24.9%
-64.1%
Q3 25
26.5%
-13.7%
Q2 25
25.9%
-14.2%
Q1 25
23.4%
-30.8%
Q4 24
17.7%
11.8%
Q3 24
21.7%
13.7%
Q2 24
12.5%
17.4%
Q1 24
18.2%
21.3%
EPS (diluted)
AFBI
AFBI
SRTS
SRTS
Q4 25
$0.34
$-0.19
Q3 25
$0.34
$-0.06
Q2 25
$0.33
$-0.06
Q1 25
$0.28
$-0.16
Q4 24
$0.21
$0.10
Q3 24
$0.26
$0.07
Q2 24
$0.16
$0.10
Q1 24
$0.20
$0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFBI
AFBI
SRTS
SRTS
Cash + ST InvestmentsLiquidity on hand
$53.9M
$22.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$127.0M
$48.1M
Total Assets
$881.7M
$53.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFBI
AFBI
SRTS
SRTS
Q4 25
$53.9M
$22.1M
Q3 25
$84.8M
$24.5M
Q2 25
$89.7M
$22.2M
Q1 25
$74.7M
$19.1M
Q4 24
$41.4M
$22.1M
Q3 24
$52.3M
$22.6M
Q2 24
$50.4M
$19.0M
Q1 24
$61.4M
$14.7M
Stockholders' Equity
AFBI
AFBI
SRTS
SRTS
Q4 25
$127.0M
$48.1M
Q3 25
$125.4M
$51.2M
Q2 25
$124.1M
$52.1M
Q1 25
$122.3M
$53.0M
Q4 24
$129.1M
$55.8M
Q3 24
$128.4M
$54.1M
Q2 24
$125.1M
$52.9M
Q1 24
$123.3M
$51.2M
Total Assets
AFBI
AFBI
SRTS
SRTS
Q4 25
$881.7M
$53.0M
Q3 25
$925.2M
$58.3M
Q2 25
$933.8M
$58.9M
Q1 25
$912.5M
$60.2M
Q4 24
$866.8M
$62.2M
Q3 24
$878.6M
$59.9M
Q2 24
$873.6M
$58.2M
Q1 24
$869.5M
$57.3M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFBI
AFBI
SRTS
SRTS
Operating Cash FlowLast quarter
$11.6M
$-2.2M
Free Cash FlowOCF − Capex
$11.2M
$-2.4M
FCF MarginFCF / Revenue
130.9%
-47.9%
Capex IntensityCapex / Revenue
4.9%
3.2%
Cash ConversionOCF / Net Profit
5.46×
TTM Free Cash FlowTrailing 4 quarters
$20.3M
$332.0K

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFBI
AFBI
SRTS
SRTS
Q4 25
$11.6M
$-2.2M
Q3 25
$3.7M
$2.3M
Q2 25
$3.8M
$3.1M
Q1 25
$1.9M
$-2.7M
Q4 24
$6.8M
$-827.0K
Q3 24
$4.1M
$4.0M
Q2 24
$619.0K
$4.2M
Q1 24
$1.2M
$-8.2M
Free Cash Flow
AFBI
AFBI
SRTS
SRTS
Q4 25
$11.2M
$-2.4M
Q3 25
$3.6M
$2.3M
Q2 25
$3.7M
$3.1M
Q1 25
$1.8M
$-2.7M
Q4 24
$6.4M
$-1.1M
Q3 24
$4.0M
$3.6M
Q2 24
$489.0K
$4.2M
Q1 24
$1.1M
$-8.4M
FCF Margin
AFBI
AFBI
SRTS
SRTS
Q4 25
130.9%
-47.9%
Q3 25
43.3%
33.3%
Q2 25
44.0%
42.2%
Q1 25
22.7%
-32.2%
Q4 24
83.9%
-8.6%
Q3 24
49.5%
40.9%
Q2 24
5.9%
45.8%
Q1 24
14.8%
-79.0%
Capex Intensity
AFBI
AFBI
SRTS
SRTS
Q4 25
4.9%
3.2%
Q3 25
0.8%
0.1%
Q2 25
1.4%
0.4%
Q1 25
1.9%
0.1%
Q4 24
5.6%
2.3%
Q3 24
1.7%
3.8%
Q2 24
1.6%
0.0%
Q1 24
1.8%
2.2%
Cash Conversion
AFBI
AFBI
SRTS
SRTS
Q4 25
5.46×
Q3 25
1.66×
Q2 25
1.75×
Q1 25
1.05×
Q4 24
5.05×
-0.53×
Q3 24
2.36×
3.25×
Q2 24
0.60×
2.62×
Q1 24
0.91×
-3.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AFBI
AFBI

Segment breakdown not available.

SRTS
SRTS

Products$2.8M57%
Other$2.1M43%

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