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Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and Zepp Health Corp (ZEPP). Click either name above to swap in a different company.

Zepp Health Corp is the larger business by last-quarter revenue ($10.5M vs $8.6M, roughly 1.2× Affinity Bancshares, Inc.). Affinity Bancshares, Inc. runs the higher net margin — 24.9% vs -2.1%, a 27.0% gap on every dollar of revenue. Over the past eight quarters, Affinity Bancshares, Inc.'s revenue compounded faster (8.1% CAGR vs -7.9%).

Zepp Health Corp is a global digital health and smart wearable technology company. It develops and sells fitness trackers, smartwatches, and AI-powered health monitoring tools, serving individual consumers, sports teams, and healthcare providers across Asia, North America, and Europe, with core focus on wellness tracking and remote health management solutions.

AFBI vs ZEPP — Head-to-Head

Bigger by revenue
ZEPP
ZEPP
1.2× larger
ZEPP
$10.5M
$8.6M
AFBI
Higher net margin
AFBI
AFBI
27.0% more per $
AFBI
24.9%
-2.1%
ZEPP
Faster 2-yr revenue CAGR
AFBI
AFBI
Annualised
AFBI
8.1%
-7.9%
ZEPP

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
AFBI
AFBI
ZEPP
ZEPP
Revenue
$8.6M
$10.5M
Net Profit
$2.1M
$-223.0K
Gross Margin
38.2%
Operating Margin
35.9%
-1.2%
Net Margin
24.9%
-2.1%
Revenue YoY
12.8%
Net Profit YoY
58.5%
EPS (diluted)
$0.34
$-0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFBI
AFBI
ZEPP
ZEPP
Q4 25
$8.6M
Q3 25
$8.4M
$10.5M
Q2 25
$8.3M
$8.2M
Q1 25
$7.8M
$5.3M
Q4 24
$7.6M
Q3 24
$8.0M
$5.9M
Q2 24
$8.3M
$5.6M
Q1 24
$7.3M
$5.5M
Net Profit
AFBI
AFBI
ZEPP
ZEPP
Q4 25
$2.1M
Q3 25
$2.2M
$-223.0K
Q2 25
$2.2M
$-1.1M
Q1 25
$1.8M
$-2.7M
Q4 24
$1.3M
Q3 24
$1.7M
$-1.8M
Q2 24
$1.0M
$-1.5M
Q1 24
$1.3M
$-2.0M
Gross Margin
AFBI
AFBI
ZEPP
ZEPP
Q4 25
Q3 25
38.2%
Q2 25
36.2%
Q1 25
37.3%
Q4 24
Q3 24
40.6%
Q2 24
40.3%
Q1 24
36.8%
Operating Margin
AFBI
AFBI
ZEPP
ZEPP
Q4 25
35.9%
Q3 25
34.9%
-1.2%
Q2 25
34.1%
-10.3%
Q1 25
30.8%
-47.7%
Q4 24
21.1%
Q3 24
28.5%
-29.5%
Q2 24
16.2%
-24.3%
Q1 24
24.0%
-39.6%
Net Margin
AFBI
AFBI
ZEPP
ZEPP
Q4 25
24.9%
Q3 25
26.5%
-2.1%
Q2 25
25.9%
-13.0%
Q1 25
23.4%
-51.2%
Q4 24
17.7%
Q3 24
21.7%
-31.2%
Q2 24
12.5%
-26.7%
Q1 24
18.2%
-36.8%
EPS (diluted)
AFBI
AFBI
ZEPP
ZEPP
Q4 25
$0.34
Q3 25
$0.34
$-0.01
Q2 25
$0.33
$-0.07
Q1 25
$0.28
$-0.17
Q4 24
$0.21
Q3 24
$0.26
$-0.01
Q2 24
$0.16
$-0.01
Q1 24
$0.20
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFBI
AFBI
ZEPP
ZEPP
Cash + ST InvestmentsLiquidity on hand
$53.9M
$8.7M
Total DebtLower is stronger
$9.6M
Stockholders' EquityBook value
$127.0M
$31.2M
Total Assets
$881.7M
$80.9M
Debt / EquityLower = less leverage
0.31×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFBI
AFBI
ZEPP
ZEPP
Q4 25
$53.9M
Q3 25
$84.8M
$8.7M
Q2 25
$89.7M
$7.8M
Q1 25
$74.7M
$10.7M
Q4 24
$41.4M
Q3 24
$52.3M
$16.4M
Q2 24
$50.4M
$17.0M
Q1 24
$61.4M
$17.9M
Total Debt
AFBI
AFBI
ZEPP
ZEPP
Q4 25
Q3 25
$9.6M
Q2 25
$9.7M
Q1 25
$9.6M
Q4 24
Q3 24
$5.7M
Q2 24
$7.3M
Q1 24
$11.2M
Stockholders' Equity
AFBI
AFBI
ZEPP
ZEPP
Q4 25
$127.0M
Q3 25
$125.4M
$31.2M
Q2 25
$124.1M
$31.1M
Q1 25
$122.3M
Q4 24
$129.1M
Q3 24
$128.4M
Q2 24
$125.1M
$44.6M
Q1 24
$123.3M
Total Assets
AFBI
AFBI
ZEPP
ZEPP
Q4 25
$881.7M
Q3 25
$925.2M
$80.9M
Q2 25
$933.8M
$75.8M
Q1 25
$912.5M
$71.6M
Q4 24
$866.8M
Q3 24
$878.6M
$81.3M
Q2 24
$873.6M
$79.7M
Q1 24
$869.5M
$80.5M
Debt / Equity
AFBI
AFBI
ZEPP
ZEPP
Q4 25
Q3 25
0.31×
Q2 25
0.31×
Q1 25
Q4 24
Q3 24
Q2 24
0.16×
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFBI
AFBI
ZEPP
ZEPP
Operating Cash FlowLast quarter
$11.6M
Free Cash FlowOCF − Capex
$11.2M
FCF MarginFCF / Revenue
130.9%
Capex IntensityCapex / Revenue
4.9%
Cash ConversionOCF / Net Profit
5.46×
TTM Free Cash FlowTrailing 4 quarters
$20.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFBI
AFBI
ZEPP
ZEPP
Q4 25
$11.6M
Q3 25
$3.7M
Q2 25
$3.8M
Q1 25
$1.9M
Q4 24
$6.8M
Q3 24
$4.1M
Q2 24
$619.0K
Q1 24
$1.2M
Free Cash Flow
AFBI
AFBI
ZEPP
ZEPP
Q4 25
$11.2M
Q3 25
$3.6M
Q2 25
$3.7M
Q1 25
$1.8M
Q4 24
$6.4M
Q3 24
$4.0M
Q2 24
$489.0K
Q1 24
$1.1M
FCF Margin
AFBI
AFBI
ZEPP
ZEPP
Q4 25
130.9%
Q3 25
43.3%
Q2 25
44.0%
Q1 25
22.7%
Q4 24
83.9%
Q3 24
49.5%
Q2 24
5.9%
Q1 24
14.8%
Capex Intensity
AFBI
AFBI
ZEPP
ZEPP
Q4 25
4.9%
Q3 25
0.8%
Q2 25
1.4%
Q1 25
1.9%
Q4 24
5.6%
Q3 24
1.7%
Q2 24
1.6%
Q1 24
1.8%
Cash Conversion
AFBI
AFBI
ZEPP
ZEPP
Q4 25
5.46×
Q3 25
1.66×
Q2 25
1.75×
Q1 25
1.05×
Q4 24
5.05×
Q3 24
2.36×
Q2 24
0.60×
Q1 24
0.91×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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