vs
Side-by-side financial comparison of AMERICAN FINANCIAL GROUP INC (AFG) and Bloomin' Brands, Inc. (BLMN). Click either name above to swap in a different company.
AMERICAN FINANCIAL GROUP INC is the larger business by last-quarter revenue ($2.1B vs $1.1B, roughly 1.9× Bloomin' Brands, Inc.). AMERICAN FINANCIAL GROUP INC runs the higher net margin — 14.5% vs 5.4%, a 9.1% gap on every dollar of revenue. On growth, Bloomin' Brands, Inc. posted the faster year-over-year revenue change (1.0% vs -4.0%). Over the past eight quarters, AMERICAN FINANCIAL GROUP INC's revenue compounded faster (4.0% CAGR vs 3.0%).
The Western Union Company is an American multinational financial services corporation headquartered in Denver, Colorado.
Bloomin' Brands, Inc. is a restaurant holding company that owns several American casual dining restaurant chains. The company was established in 1988 in Tampa, Florida, where it is headquartered.
AFG vs BLMN — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $2.1B | $1.1B |
| Net Profit | $299.0M | $57.2M |
| Gross Margin | — | — |
| Operating Margin | 18.4% | 5.6% |
| Net Margin | 14.5% | 5.4% |
| Revenue YoY | -4.0% | 1.0% |
| Net Profit YoY | 17.3% | — |
| EPS (diluted) | $3.59 | $0.64 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $1.1B | ||
| Q4 25 | $2.1B | $975.2M | ||
| Q3 25 | $2.3B | $928.8M | ||
| Q2 25 | $1.9B | $1.0B | ||
| Q1 25 | $1.9B | $1.0B | ||
| Q4 24 | $2.1B | $972.0M | ||
| Q3 24 | $2.4B | $910.0M | ||
| Q2 24 | $1.9B | $999.4M |
| Q1 26 | — | $57.2M | ||
| Q4 25 | $299.0M | $-13.5M | ||
| Q3 25 | $215.0M | $-45.9M | ||
| Q2 25 | $174.0M | $25.4M | ||
| Q1 25 | $154.0M | $42.2M | ||
| Q4 24 | $255.0M | $-79.5M | ||
| Q3 24 | $181.0M | $6.9M | ||
| Q2 24 | $209.0M | $28.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | 70.2% | ||
| Q3 25 | — | 70.4% | ||
| Q2 25 | — | 70.2% | ||
| Q1 25 | — | 70.1% | ||
| Q4 24 | — | 71.6% | ||
| Q3 24 | — | 71.3% | ||
| Q2 24 | — | 70.5% |
| Q1 26 | — | 5.6% | ||
| Q4 25 | 18.4% | -1.4% | ||
| Q3 25 | 11.5% | -3.9% | ||
| Q2 25 | 11.9% | 3.0% | ||
| Q1 25 | 10.6% | 5.5% | ||
| Q4 24 | 14.9% | 1.7% | ||
| Q3 24 | 9.7% | 0.9% | ||
| Q2 24 | 14.3% | 4.4% |
| Q1 26 | — | 5.4% | ||
| Q4 25 | 14.5% | -1.4% | ||
| Q3 25 | 9.2% | -4.9% | ||
| Q2 25 | 9.0% | 2.5% | ||
| Q1 25 | 8.3% | 4.0% | ||
| Q4 24 | 11.9% | -8.2% | ||
| Q3 24 | 7.6% | 0.8% | ||
| Q2 24 | 11.0% | 2.8% |
| Q1 26 | — | $0.64 | ||
| Q4 25 | $3.59 | $-0.16 | ||
| Q3 25 | $2.58 | $-0.54 | ||
| Q2 25 | $2.07 | $0.30 | ||
| Q1 25 | $1.84 | $0.50 | ||
| Q4 24 | $3.03 | $-0.93 | ||
| Q3 24 | $2.16 | $0.08 | ||
| Q2 24 | $2.49 | $0.32 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.7B | $71.3M |
| Total DebtLower is stronger | $1.8B | — |
| Stockholders' EquityBook value | $4.8B | $398.8M |
| Total Assets | $32.6B | $3.1B |
| Debt / EquityLower = less leverage | 0.38× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $71.3M | ||
| Q4 25 | $1.7B | $59.5M | ||
| Q3 25 | $1.8B | $66.5M | ||
| Q2 25 | $1.3B | $50.3M | ||
| Q1 25 | $1.3B | $57.7M | ||
| Q4 24 | $1.4B | $70.1M | ||
| Q3 24 | $1.3B | $83.6M | ||
| Q2 24 | $1.1B | $117.9M |
| Q1 26 | — | — | ||
| Q4 25 | $1.8B | $787.4M | ||
| Q3 25 | $1.8B | $962.2M | ||
| Q2 25 | $1.5B | $917.1M | ||
| Q1 25 | $1.5B | $917.6M | ||
| Q4 24 | $1.5B | $1.0B | ||
| Q3 24 | $1.5B | $1.1B | ||
| Q2 24 | $1.5B | $1.0B |
| Q1 26 | — | $398.8M | ||
| Q4 25 | $4.8B | $333.6M | ||
| Q3 25 | $4.7B | $344.1M | ||
| Q2 25 | $4.5B | $397.2M | ||
| Q1 25 | $4.4B | $380.6M | ||
| Q4 24 | $4.5B | $135.5M | ||
| Q3 24 | $4.7B | $242.1M | ||
| Q2 24 | $4.4B | $286.8M |
| Q1 26 | — | $3.1B | ||
| Q4 25 | $32.6B | $3.2B | ||
| Q3 25 | $33.8B | $3.3B | ||
| Q2 25 | $30.7B | $3.3B | ||
| Q1 25 | $30.3B | $3.3B | ||
| Q4 24 | $30.8B | $3.4B | ||
| Q3 24 | $32.6B | $3.4B | ||
| Q2 24 | $29.9B | $3.4B |
| Q1 26 | — | — | ||
| Q4 25 | 0.38× | 2.36× | ||
| Q3 25 | 0.38× | 2.80× | ||
| Q2 25 | 0.33× | 2.31× | ||
| Q1 25 | 0.34× | 2.41× | ||
| Q4 24 | 0.33× | 7.58× | ||
| Q3 24 | 0.31× | 4.51× | ||
| Q2 24 | 0.34× | 3.49× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $784.0M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 2.62× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $784.0M | $119.1M | ||
| Q3 25 | $216.0M | $34.4M | ||
| Q2 25 | $191.0M | $49.7M | ||
| Q1 25 | $342.0M | $73.5M | ||
| Q4 24 | $674.0M | $119.8M | ||
| Q3 24 | $459.0M | $-7.8M | ||
| Q2 24 | $-88.0M | $42.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | $63.7M | ||
| Q3 25 | — | $-5.7M | ||
| Q2 25 | — | $11.1M | ||
| Q1 25 | — | $27.7M | ||
| Q4 24 | — | $66.7M | ||
| Q3 24 | — | $-67.3M | ||
| Q2 24 | — | $-12.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | 6.5% | ||
| Q3 25 | — | -0.6% | ||
| Q2 25 | — | 1.1% | ||
| Q1 25 | — | 2.6% | ||
| Q4 24 | — | 6.9% | ||
| Q3 24 | — | -7.4% | ||
| Q2 24 | — | -1.2% |
| Q1 26 | — | — | ||
| Q4 25 | — | 5.7% | ||
| Q3 25 | — | 4.3% | ||
| Q2 25 | — | 3.8% | ||
| Q1 25 | — | 4.4% | ||
| Q4 24 | — | 5.5% | ||
| Q3 24 | — | 6.5% | ||
| Q2 24 | — | 5.5% |
| Q1 26 | — | — | ||
| Q4 25 | 2.62× | — | ||
| Q3 25 | 1.00× | — | ||
| Q2 25 | 1.10× | 1.95× | ||
| Q1 25 | 2.22× | 1.74× | ||
| Q4 24 | 2.64× | — | ||
| Q3 24 | 2.54× | -1.13× | ||
| Q2 24 | -0.42× | 1.49× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AFG
| Property And Casualty Insurance | $2.0B | 96% |
| Other | $83.0M | 4% |
BLMN
| Restaurant sales | $1.0B | 97% |
| Franchise and other revenues | $10.3M | 1% |
| Franchise revenues (1) | $7.6M | 1% |
