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Side-by-side financial comparison of AMERICAN FINANCIAL GROUP INC (AFG) and SELECTIVE INSURANCE GROUP INC (SIGI). Click either name above to swap in a different company.
AMERICAN FINANCIAL GROUP INC is the larger business by last-quarter revenue ($2.1B vs $1.4B, roughly 1.5× SELECTIVE INSURANCE GROUP INC). AMERICAN FINANCIAL GROUP INC runs the higher net margin — 14.5% vs 7.2%, a 7.3% gap on every dollar of revenue. On growth, SELECTIVE INSURANCE GROUP INC posted the faster year-over-year revenue change (5.7% vs -4.0%). Over the past eight quarters, SELECTIVE INSURANCE GROUP INC's revenue compounded faster (6.6% CAGR vs 4.0%).
The Western Union Company is an American multinational financial services corporation headquartered in Denver, Colorado.
Selective Insurance Group Inc. is a U.S.-based insurance holding company that provides a comprehensive portfolio of property and casualty insurance products, including personal auto, home insurance, commercial property, liability, and workers' compensation coverage. It primarily serves small and medium-sized businesses, individual consumers, and nonprofits across the U.S., distributing offerings via a network of independent insurance agents.
AFG vs SIGI — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $2.1B | $1.4B |
| Net Profit | $299.0M | $97.7M |
| Gross Margin | — | — |
| Operating Margin | 18.4% | — |
| Net Margin | 14.5% | 7.2% |
| Revenue YoY | -4.0% | 5.7% |
| Net Profit YoY | 17.3% | -37.0% |
| EPS (diluted) | $3.59 | $1.58 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $1.4B | ||
| Q4 25 | $2.1B | $1.4B | ||
| Q3 25 | $2.3B | $1.4B | ||
| Q2 25 | $1.9B | $1.3B | ||
| Q1 25 | $1.9B | $1.3B | ||
| Q4 24 | $2.1B | $1.3B | ||
| Q3 24 | $2.4B | $1.2B | ||
| Q2 24 | $1.9B | $1.2B |
| Q1 26 | — | $97.7M | ||
| Q4 25 | $299.0M | $155.2M | ||
| Q3 25 | $215.0M | $115.3M | ||
| Q2 25 | $174.0M | $85.9M | ||
| Q1 25 | $154.0M | $109.9M | ||
| Q4 24 | $255.0M | $95.5M | ||
| Q3 24 | $181.0M | $92.3M | ||
| Q2 24 | $209.0M | $-63.3M |
| Q1 26 | — | — | ||
| Q4 25 | 18.4% | 14.4% | ||
| Q3 25 | 11.5% | 10.7% | ||
| Q2 25 | 11.9% | 8.2% | ||
| Q1 25 | 10.6% | 10.8% | ||
| Q4 24 | 14.9% | 9.5% | ||
| Q3 24 | 9.7% | 9.4% | ||
| Q2 24 | 14.3% | -6.7% |
| Q1 26 | — | 7.2% | ||
| Q4 25 | 14.5% | 11.4% | ||
| Q3 25 | 9.2% | 8.5% | ||
| Q2 25 | 9.0% | 6.5% | ||
| Q1 25 | 8.3% | 8.6% | ||
| Q4 24 | 11.9% | 7.6% | ||
| Q3 24 | 7.6% | 7.4% | ||
| Q2 24 | 11.0% | -5.3% |
| Q1 26 | — | $1.58 | ||
| Q4 25 | $3.59 | $2.52 | ||
| Q3 25 | $2.58 | $1.85 | ||
| Q2 25 | $2.07 | $1.36 | ||
| Q1 25 | $1.84 | $1.76 | ||
| Q4 24 | $3.03 | $1.53 | ||
| Q3 24 | $2.16 | $1.47 | ||
| Q2 24 | $2.49 | $-1.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.7B | $451.8M |
| Total DebtLower is stronger | $1.8B | $901.4M |
| Stockholders' EquityBook value | $4.8B | $3.6B |
| Total Assets | $32.6B | $15.3B |
| Debt / EquityLower = less leverage | 0.38× | 0.25× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $451.8M | ||
| Q4 25 | $1.7B | — | ||
| Q3 25 | $1.8B | — | ||
| Q2 25 | $1.3B | — | ||
| Q1 25 | $1.3B | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $1.3B | — | ||
| Q2 24 | $1.1B | — |
| Q1 26 | — | $901.4M | ||
| Q4 25 | $1.8B | — | ||
| Q3 25 | $1.8B | — | ||
| Q2 25 | $1.5B | — | ||
| Q1 25 | $1.5B | — | ||
| Q4 24 | $1.5B | $507.9M | ||
| Q3 24 | $1.5B | $508.2M | ||
| Q2 24 | $1.5B | $508.8M |
| Q1 26 | — | $3.6B | ||
| Q4 25 | $4.8B | $3.6B | ||
| Q3 25 | $4.7B | $3.5B | ||
| Q2 25 | $4.5B | $3.4B | ||
| Q1 25 | $4.4B | $3.3B | ||
| Q4 24 | $4.5B | $3.1B | ||
| Q3 24 | $4.7B | $3.2B | ||
| Q2 24 | $4.4B | $2.9B |
| Q1 26 | — | $15.3B | ||
| Q4 25 | $32.6B | $15.2B | ||
| Q3 25 | $33.8B | $15.0B | ||
| Q2 25 | $30.7B | $14.5B | ||
| Q1 25 | $30.3B | $14.2B | ||
| Q4 24 | $30.8B | $13.5B | ||
| Q3 24 | $32.6B | $13.5B | ||
| Q2 24 | $29.9B | $12.6B |
| Q1 26 | — | 0.25× | ||
| Q4 25 | 0.38× | — | ||
| Q3 25 | 0.38× | — | ||
| Q2 25 | 0.33× | — | ||
| Q1 25 | 0.34× | — | ||
| Q4 24 | 0.33× | 0.16× | ||
| Q3 24 | 0.31× | 0.16× | ||
| Q2 24 | 0.34× | 0.17× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $784.0M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 2.62× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $784.0M | $376.3M | ||
| Q3 25 | $216.0M | $405.8M | ||
| Q2 25 | $191.0M | $166.9M | ||
| Q1 25 | $342.0M | $284.0M | ||
| Q4 24 | $674.0M | $332.2M | ||
| Q3 24 | $459.0M | $387.4M | ||
| Q2 24 | $-88.0M | $266.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | $366.3M | ||
| Q3 25 | — | $397.3M | ||
| Q2 25 | — | $159.7M | ||
| Q1 25 | — | $271.0M | ||
| Q4 24 | — | $324.7M | ||
| Q3 24 | — | $378.0M | ||
| Q2 24 | — | $258.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | 26.8% | ||
| Q3 25 | — | 29.2% | ||
| Q2 25 | — | 12.0% | ||
| Q1 25 | — | 21.1% | ||
| Q4 24 | — | 25.8% | ||
| Q3 24 | — | 30.4% | ||
| Q2 24 | — | 21.6% |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.7% | ||
| Q3 25 | — | 0.6% | ||
| Q2 25 | — | 0.5% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 0.6% | ||
| Q3 24 | — | 0.8% | ||
| Q2 24 | — | 0.6% |
| Q1 26 | — | — | ||
| Q4 25 | 2.62× | 2.42× | ||
| Q3 25 | 1.00× | 3.52× | ||
| Q2 25 | 1.10× | 1.94× | ||
| Q1 25 | 2.22× | 2.58× | ||
| Q4 24 | 2.64× | 3.48× | ||
| Q3 24 | 2.54× | 4.20× | ||
| Q2 24 | -0.42× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AFG
| Property And Casualty Insurance | $2.0B | 96% |
| Other | $83.0M | 4% |
SIGI
Segment breakdown not available.
