vs

Side-by-side financial comparison of AMERICAN FINANCIAL GROUP INC (AFG) and Corteva (CTVA). Click either name above to swap in a different company.

Corteva is the larger business by last-quarter revenue ($3.9B vs $2.1B, roughly 1.9× AMERICAN FINANCIAL GROUP INC). AMERICAN FINANCIAL GROUP INC runs the higher net margin — 14.5% vs -14.1%, a 28.6% gap on every dollar of revenue. On growth, Corteva posted the faster year-over-year revenue change (-1.7% vs -4.0%). Over the past eight quarters, AMERICAN FINANCIAL GROUP INC's revenue compounded faster (4.0% CAGR vs -6.7%).

The Western Union Company is an American multinational financial services corporation headquartered in Denver, Colorado.

Corteva, Inc. is an American company devoted to products for seeds and crop protection, including herbicides, insecticides, fungicides, and biologicals that are sold in 110 countries. The company's name combines "cor" with "teva". It is headquartered in Indianapolis, Indiana. Corteva sells a large portion of their seeds under the Pioneer Hi-Bred International brand.

AFG vs CTVA — Head-to-Head

Bigger by revenue
CTVA
CTVA
1.9× larger
CTVA
$3.9B
$2.1B
AFG
Growing faster (revenue YoY)
CTVA
CTVA
+2.3% gap
CTVA
-1.7%
-4.0%
AFG
Higher net margin
AFG
AFG
28.6% more per $
AFG
14.5%
-14.1%
CTVA
Faster 2-yr revenue CAGR
AFG
AFG
Annualised
AFG
4.0%
-6.7%
CTVA

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AFG
AFG
CTVA
CTVA
Revenue
$2.1B
$3.9B
Net Profit
$299.0M
$-552.0M
Gross Margin
42.4%
Operating Margin
18.4%
-13.6%
Net Margin
14.5%
-14.1%
Revenue YoY
-4.0%
-1.7%
Net Profit YoY
17.3%
-1246.3%
EPS (diluted)
$3.59
$-0.80

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFG
AFG
CTVA
CTVA
Q4 25
$2.1B
$3.9B
Q3 25
$2.3B
$2.6B
Q2 25
$1.9B
$6.5B
Q1 25
$1.9B
$4.4B
Q4 24
$2.1B
$4.0B
Q3 24
$2.4B
$2.3B
Q2 24
$1.9B
$6.1B
Q1 24
$1.9B
$4.5B
Net Profit
AFG
AFG
CTVA
CTVA
Q4 25
$299.0M
$-552.0M
Q3 25
$215.0M
$-320.0M
Q2 25
$174.0M
$1.3B
Q1 25
$154.0M
$652.0M
Q4 24
$255.0M
$-41.0M
Q3 24
$181.0M
$-524.0M
Q2 24
$209.0M
$1.1B
Q1 24
$242.0M
$419.0M
Gross Margin
AFG
AFG
CTVA
CTVA
Q4 25
42.4%
Q3 25
37.2%
Q2 25
54.6%
Q1 25
47.0%
Q4 24
37.3%
Q3 24
32.7%
Q2 24
52.3%
Q1 24
43.2%
Operating Margin
AFG
AFG
CTVA
CTVA
Q4 25
18.4%
-13.6%
Q3 25
11.5%
-14.1%
Q2 25
11.9%
27.9%
Q1 25
10.6%
17.7%
Q4 24
14.9%
2.2%
Q3 24
9.7%
-27.2%
Q2 24
14.3%
21.9%
Q1 24
15.9%
10.7%
Net Margin
AFG
AFG
CTVA
CTVA
Q4 25
14.5%
-14.1%
Q3 25
9.2%
-12.2%
Q2 25
9.0%
20.4%
Q1 25
8.3%
14.8%
Q4 24
11.9%
-1.0%
Q3 24
7.6%
-22.5%
Q2 24
11.0%
17.2%
Q1 24
12.7%
9.3%
EPS (diluted)
AFG
AFG
CTVA
CTVA
Q4 25
$3.59
$-0.80
Q3 25
$2.58
$-0.47
Q2 25
$2.07
$1.92
Q1 25
$1.84
$0.95
Q4 24
$3.03
$-0.05
Q3 24
$2.16
$-0.76
Q2 24
$2.49
$1.51
Q1 24
$2.89
$0.60

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFG
AFG
CTVA
CTVA
Cash + ST InvestmentsLiquidity on hand
$1.7B
$4.5B
Total DebtLower is stronger
$1.8B
$1.7B
Stockholders' EquityBook value
$4.8B
$24.1B
Total Assets
$32.6B
$42.8B
Debt / EquityLower = less leverage
0.38×
0.07×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFG
AFG
CTVA
CTVA
Q4 25
$1.7B
$4.5B
Q3 25
$1.8B
$2.6B
Q2 25
$1.3B
$2.1B
Q1 25
$1.3B
$2.0B
Q4 24
$1.4B
$3.2B
Q3 24
$1.3B
$2.5B
Q2 24
$1.1B
$2.0B
Q1 24
$1.1B
$1.7B
Total Debt
AFG
AFG
CTVA
CTVA
Q4 25
$1.8B
$1.7B
Q3 25
$1.8B
$1.7B
Q2 25
$1.5B
$1.7B
Q1 25
$1.5B
$1.8B
Q4 24
$1.5B
$2.0B
Q3 24
$1.5B
$2.0B
Q2 24
$1.5B
$2.5B
Q1 24
$1.5B
$2.5B
Stockholders' Equity
AFG
AFG
CTVA
CTVA
Q4 25
$4.8B
$24.1B
Q3 25
$4.7B
$25.2B
Q2 25
$4.5B
$25.9B
Q1 25
$4.4B
$24.3B
Q4 24
$4.5B
$23.8B
Q3 24
$4.7B
$24.7B
Q2 24
$4.4B
$25.2B
Q1 24
$4.2B
$24.8B
Total Assets
AFG
AFG
CTVA
CTVA
Q4 25
$32.6B
$42.8B
Q3 25
$33.8B
$42.2B
Q2 25
$30.7B
$41.8B
Q1 25
$30.3B
$42.1B
Q4 24
$30.8B
$40.8B
Q3 24
$32.6B
$41.9B
Q2 24
$29.9B
$41.5B
Q1 24
$30.0B
$43.6B
Debt / Equity
AFG
AFG
CTVA
CTVA
Q4 25
0.38×
0.07×
Q3 25
0.38×
0.07×
Q2 25
0.33×
0.07×
Q1 25
0.34×
0.07×
Q4 24
0.33×
0.08×
Q3 24
0.31×
0.08×
Q2 24
0.34×
0.10×
Q1 24
0.35×
0.10×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFG
AFG
CTVA
CTVA
Operating Cash FlowLast quarter
$784.0M
$4.4B
Free Cash FlowOCF − Capex
$4.2B
FCF MarginFCF / Revenue
106.2%
Capex IntensityCapex / Revenue
5.7%
Cash ConversionOCF / Net Profit
2.62×
TTM Free Cash FlowTrailing 4 quarters
$2.8B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFG
AFG
CTVA
CTVA
Q4 25
$784.0M
$4.4B
Q3 25
$216.0M
$193.0M
Q2 25
$191.0M
$947.0M
Q1 25
$342.0M
$-2.1B
Q4 24
$674.0M
$4.2B
Q3 24
$459.0M
$130.0M
Q2 24
$-88.0M
$451.0M
Q1 24
$107.0M
$-2.6B
Free Cash Flow
AFG
AFG
CTVA
CTVA
Q4 25
$4.2B
Q3 25
$36.0M
Q2 25
$829.0M
Q1 25
$-2.2B
Q4 24
$4.0B
Q3 24
$-24.0M
Q2 24
$337.0M
Q1 24
$-2.8B
FCF Margin
AFG
AFG
CTVA
CTVA
Q4 25
106.2%
Q3 25
1.4%
Q2 25
12.8%
Q1 25
-49.9%
Q4 24
100.4%
Q3 24
-1.0%
Q2 24
5.5%
Q1 24
-61.4%
Capex Intensity
AFG
AFG
CTVA
CTVA
Q4 25
5.7%
Q3 25
6.0%
Q2 25
1.8%
Q1 25
2.1%
Q4 24
4.6%
Q3 24
6.6%
Q2 24
1.9%
Q1 24
3.3%
Cash Conversion
AFG
AFG
CTVA
CTVA
Q4 25
2.62×
Q3 25
1.00×
Q2 25
1.10×
0.72×
Q1 25
2.22×
-3.23×
Q4 24
2.64×
Q3 24
2.54×
Q2 24
-0.42×
0.43×
Q1 24
0.44×
-6.23×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AFG
AFG

Property And Casualty Insurance$2.0B96%
Other$83.0M4%

CTVA
CTVA

Corn$1.4B35%
Herbicides$1.1B27%
Insecticides$488.0M12%
Fungicides$272.0M7%
Biologicals$191.0M5%
Soybean$164.0M4%
Other$160.0M4%
Otheroilseeds$94.0M2%

Related Comparisons