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Side-by-side financial comparison of AMERICAN FINANCIAL GROUP INC (AFG) and Expeditors International (EXPD). Click either name above to swap in a different company.
Expeditors International is the larger business by last-quarter revenue ($2.9B vs $2.1B, roughly 1.4× AMERICAN FINANCIAL GROUP INC). AMERICAN FINANCIAL GROUP INC runs the higher net margin — 14.5% vs 7.0%, a 7.5% gap on every dollar of revenue. On growth, Expeditors International posted the faster year-over-year revenue change (-3.3% vs -4.0%). Over the past eight quarters, Expeditors International's revenue compounded faster (13.8% CAGR vs 4.0%).
The Western Union Company is an American multinational financial services corporation headquartered in Denver, Colorado.
Expeditors International of Washington, Inc. is an American Fortune 500 service-based logistics company with headquarters in Bellevue, Washington. Expeditors generates highly optimized and customized supply chain solutions for clients with unified technology systems integrated through a global network of over 340+ locations in 100+ countries on six continents.
AFG vs EXPD — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $2.1B | $2.9B |
| Net Profit | $299.0M | $200.7M |
| Gross Margin | — | — |
| Operating Margin | 18.4% | 8.8% |
| Net Margin | 14.5% | 7.0% |
| Revenue YoY | -4.0% | -3.3% |
| Net Profit YoY | 17.3% | -14.9% |
| EPS (diluted) | $3.59 | $1.50 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $2.1B | $2.9B | ||
| Q3 25 | $2.3B | $2.9B | ||
| Q2 25 | $1.9B | $2.7B | ||
| Q1 25 | $1.9B | $2.7B | ||
| Q4 24 | $2.1B | $3.0B | ||
| Q3 24 | $2.4B | $3.0B | ||
| Q2 24 | $1.9B | $2.4B | ||
| Q1 24 | $1.9B | $2.2B |
| Q4 25 | $299.0M | $200.7M | ||
| Q3 25 | $215.0M | $222.3M | ||
| Q2 25 | $174.0M | $183.6M | ||
| Q1 25 | $154.0M | $203.8M | ||
| Q4 24 | $255.0M | $235.9M | ||
| Q3 24 | $181.0M | $229.6M | ||
| Q2 24 | $209.0M | $175.5M | ||
| Q1 24 | $242.0M | $169.2M |
| Q4 25 | 18.4% | 8.8% | ||
| Q3 25 | 11.5% | 10.0% | ||
| Q2 25 | 11.9% | 9.3% | ||
| Q1 25 | 10.6% | 10.0% | ||
| Q4 24 | 14.9% | 10.2% | ||
| Q3 24 | 9.7% | 10.1% | ||
| Q2 24 | 14.3% | 9.2% | ||
| Q1 24 | 15.9% | 9.7% |
| Q4 25 | 14.5% | 7.0% | ||
| Q3 25 | 9.2% | 7.7% | ||
| Q2 25 | 9.0% | 6.9% | ||
| Q1 25 | 8.3% | 7.6% | ||
| Q4 24 | 11.9% | 8.0% | ||
| Q3 24 | 7.6% | 7.7% | ||
| Q2 24 | 11.0% | 7.2% | ||
| Q1 24 | 12.7% | 7.7% |
| Q4 25 | $3.59 | $1.50 | ||
| Q3 25 | $2.58 | $1.64 | ||
| Q2 25 | $2.07 | $1.34 | ||
| Q1 25 | $1.84 | $1.47 | ||
| Q4 24 | $3.03 | $1.68 | ||
| Q3 24 | $2.16 | $1.63 | ||
| Q2 24 | $2.49 | $1.24 | ||
| Q1 24 | $2.89 | $1.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.7B | $1.3B |
| Total DebtLower is stronger | $1.8B | — |
| Stockholders' EquityBook value | $4.8B | $2.4B |
| Total Assets | $32.6B | $4.9B |
| Debt / EquityLower = less leverage | 0.38× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.7B | $1.3B | ||
| Q3 25 | $1.8B | $1.2B | ||
| Q2 25 | $1.3B | $1.2B | ||
| Q1 25 | $1.3B | $1.3B | ||
| Q4 24 | $1.4B | $1.1B | ||
| Q3 24 | $1.3B | $1.3B | ||
| Q2 24 | $1.1B | $1.3B | ||
| Q1 24 | $1.1B | $1.4B |
| Q4 25 | $1.8B | — | ||
| Q3 25 | $1.8B | — | ||
| Q2 25 | $1.5B | — | ||
| Q1 25 | $1.5B | — | ||
| Q4 24 | $1.5B | — | ||
| Q3 24 | $1.5B | — | ||
| Q2 24 | $1.5B | — | ||
| Q1 24 | $1.5B | — |
| Q4 25 | $4.8B | $2.4B | ||
| Q3 25 | $4.7B | $2.3B | ||
| Q2 25 | $4.5B | $2.2B | ||
| Q1 25 | $4.4B | $2.3B | ||
| Q4 24 | $4.5B | $2.2B | ||
| Q3 24 | $4.7B | $2.4B | ||
| Q2 24 | $4.4B | $2.2B | ||
| Q1 24 | $4.2B | $2.2B |
| Q4 25 | $32.6B | $4.9B | ||
| Q3 25 | $33.8B | $4.8B | ||
| Q2 25 | $30.7B | $4.8B | ||
| Q1 25 | $30.3B | $4.8B | ||
| Q4 24 | $30.8B | $4.8B | ||
| Q3 24 | $32.6B | $5.2B | ||
| Q2 24 | $29.9B | $4.8B | ||
| Q1 24 | $30.0B | $4.5B |
| Q4 25 | 0.38× | — | ||
| Q3 25 | 0.38× | — | ||
| Q2 25 | 0.33× | — | ||
| Q1 25 | 0.34× | — | ||
| Q4 24 | 0.33× | — | ||
| Q3 24 | 0.31× | — | ||
| Q2 24 | 0.34× | — | ||
| Q1 24 | 0.35× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $784.0M | $283.3M |
| Free Cash FlowOCF − Capex | — | $270.3M |
| FCF MarginFCF / Revenue | — | 9.5% |
| Capex IntensityCapex / Revenue | — | 0.5% |
| Cash ConversionOCF / Net Profit | 2.62× | 1.41× |
| TTM Free Cash FlowTrailing 4 quarters | — | $953.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $784.0M | $283.3M | ||
| Q3 25 | $216.0M | $201.4M | ||
| Q2 25 | $191.0M | $179.2M | ||
| Q1 25 | $342.0M | $342.6M | ||
| Q4 24 | $674.0M | $249.7M | ||
| Q3 24 | $459.0M | $90.0M | ||
| Q2 24 | $-88.0M | $126.8M | ||
| Q1 24 | $107.0M | $256.9M |
| Q4 25 | — | $270.3M | ||
| Q3 25 | — | $190.3M | ||
| Q2 25 | — | $163.3M | ||
| Q1 25 | — | $329.5M | ||
| Q4 24 | — | $239.7M | ||
| Q3 24 | — | $77.7M | ||
| Q2 24 | — | $118.8M | ||
| Q1 24 | — | $246.7M |
| Q4 25 | — | 9.5% | ||
| Q3 25 | — | 6.6% | ||
| Q2 25 | — | 6.2% | ||
| Q1 25 | — | 12.4% | ||
| Q4 24 | — | 8.1% | ||
| Q3 24 | — | 2.6% | ||
| Q2 24 | — | 4.9% | ||
| Q1 24 | — | 11.2% |
| Q4 25 | — | 0.5% | ||
| Q3 25 | — | 0.4% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | 0.5% | ||
| Q4 24 | — | 0.3% | ||
| Q3 24 | — | 0.4% | ||
| Q2 24 | — | 0.3% | ||
| Q1 24 | — | 0.5% |
| Q4 25 | 2.62× | 1.41× | ||
| Q3 25 | 1.00× | 0.91× | ||
| Q2 25 | 1.10× | 0.98× | ||
| Q1 25 | 2.22× | 1.68× | ||
| Q4 24 | 2.64× | 1.06× | ||
| Q3 24 | 2.54× | 0.39× | ||
| Q2 24 | -0.42× | 0.72× | ||
| Q1 24 | 0.44× | 1.52× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AFG
| Property And Casualty Insurance | $2.0B | 96% |
| Other | $83.0M | 4% |
EXPD
| Customs Brokerage And Other Services | $1.1B | 40% |
| Airfreight Services | $1.1B | 39% |
| Ocean Freight And Ocean Services | $611.4M | 21% |
