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Side-by-side financial comparison of AMERICAN FINANCIAL GROUP INC (AFG) and Snowflake Inc. (SNOW). Click either name above to swap in a different company.
AMERICAN FINANCIAL GROUP INC is the larger business by last-quarter revenue ($2.1B vs $1.2B, roughly 1.7× Snowflake Inc.). AMERICAN FINANCIAL GROUP INC runs the higher net margin — 14.5% vs -24.2%, a 38.7% gap on every dollar of revenue. On growth, Snowflake Inc. posted the faster year-over-year revenue change (28.7% vs -4.0%). Over the past eight quarters, Snowflake Inc.'s revenue compounded faster (25.1% CAGR vs 4.0%).
The Western Union Company is an American multinational financial services corporation headquartered in Denver, Colorado.
Snowflake Inc. is an American cloud-based data platform company founded in San Mateo, California, and headquartered in Bozeman, Montana. It operates a platform that supports data analysis and simultaneous access to data sets with minimal latency. It operates on Amazon Web Services, Microsoft Azure, and Google Cloud Platform.
AFG vs SNOW — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $2.1B | $1.2B |
| Net Profit | $299.0M | $-294.0M |
| Gross Margin | — | 67.8% |
| Operating Margin | 18.4% | -27.2% |
| Net Margin | 14.5% | -24.2% |
| Revenue YoY | -4.0% | 28.7% |
| Net Profit YoY | 17.3% | 9.4% |
| EPS (diluted) | $3.59 | $-0.87 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $2.1B | $1.2B | ||
| Q3 25 | $2.3B | $1.1B | ||
| Q2 25 | $1.9B | $1.0B | ||
| Q1 25 | $1.9B | $986.8M | ||
| Q4 24 | $2.1B | $942.1M | ||
| Q3 24 | $2.4B | $868.8M | ||
| Q2 24 | $1.9B | $828.7M | ||
| Q1 24 | $1.9B | $774.7M |
| Q4 25 | $299.0M | $-294.0M | ||
| Q3 25 | $215.0M | $-298.0M | ||
| Q2 25 | $174.0M | $-430.1M | ||
| Q1 25 | $154.0M | $-327.5M | ||
| Q4 24 | $255.0M | $-324.3M | ||
| Q3 24 | $181.0M | $-316.9M | ||
| Q2 24 | $209.0M | $-317.0M | ||
| Q1 24 | $242.0M | $-169.4M |
| Q4 25 | — | 67.8% | ||
| Q3 25 | — | 67.5% | ||
| Q2 25 | — | 66.5% | ||
| Q1 25 | — | 66.2% | ||
| Q4 24 | — | 65.9% | ||
| Q3 24 | — | 66.8% | ||
| Q2 24 | — | 67.1% | ||
| Q1 24 | — | 68.8% |
| Q4 25 | 18.4% | -27.2% | ||
| Q3 25 | 11.5% | -29.7% | ||
| Q2 25 | 11.9% | -42.9% | ||
| Q1 25 | 10.6% | -39.2% | ||
| Q4 24 | 14.9% | -38.8% | ||
| Q3 24 | 9.7% | -40.9% | ||
| Q2 24 | 14.3% | -42.1% | ||
| Q1 24 | 15.9% | -35.6% |
| Q4 25 | 14.5% | -24.2% | ||
| Q3 25 | 9.2% | -26.0% | ||
| Q2 25 | 9.0% | -41.3% | ||
| Q1 25 | 8.3% | -33.2% | ||
| Q4 24 | 11.9% | -34.4% | ||
| Q3 24 | 7.6% | -36.5% | ||
| Q2 24 | 11.0% | -38.3% | ||
| Q1 24 | 12.7% | -21.9% |
| Q4 25 | $3.59 | $-0.87 | ||
| Q3 25 | $2.58 | $-0.89 | ||
| Q2 25 | $2.07 | $-1.29 | ||
| Q1 25 | $1.84 | $-0.98 | ||
| Q4 24 | $3.03 | $-0.98 | ||
| Q3 24 | $2.16 | $-0.95 | ||
| Q2 24 | $2.49 | $-0.95 | ||
| Q1 24 | $2.89 | $-0.51 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.7B | $1.9B |
| Total DebtLower is stronger | $1.8B | — |
| Stockholders' EquityBook value | $4.8B | $2.1B |
| Total Assets | $32.6B | $8.2B |
| Debt / EquityLower = less leverage | 0.38× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.7B | $1.9B | ||
| Q3 25 | $1.8B | $1.9B | ||
| Q2 25 | $1.3B | $2.2B | ||
| Q1 25 | $1.3B | $2.6B | ||
| Q4 24 | $1.4B | $2.1B | ||
| Q3 24 | $1.3B | $1.3B | ||
| Q2 24 | $1.1B | $1.3B | ||
| Q1 24 | $1.1B | $1.8B |
| Q4 25 | $1.8B | — | ||
| Q3 25 | $1.8B | — | ||
| Q2 25 | $1.5B | — | ||
| Q1 25 | $1.5B | — | ||
| Q4 24 | $1.5B | — | ||
| Q3 24 | $1.5B | — | ||
| Q2 24 | $1.5B | — | ||
| Q1 24 | $1.5B | — |
| Q4 25 | $4.8B | $2.1B | ||
| Q3 25 | $4.7B | $2.4B | ||
| Q2 25 | $4.5B | $2.4B | ||
| Q1 25 | $4.4B | $3.0B | ||
| Q4 24 | $4.5B | $2.9B | ||
| Q3 24 | $4.7B | $4.1B | ||
| Q2 24 | $4.4B | $4.6B | ||
| Q1 24 | $4.2B | $5.2B |
| Q4 25 | $32.6B | $8.2B | ||
| Q3 25 | $33.8B | $8.2B | ||
| Q2 25 | $30.7B | $8.2B | ||
| Q1 25 | $30.3B | $9.0B | ||
| Q4 24 | $30.8B | $8.2B | ||
| Q3 24 | $32.6B | $6.9B | ||
| Q2 24 | $29.9B | $7.3B | ||
| Q1 24 | $30.0B | $8.2B |
| Q4 25 | 0.38× | — | ||
| Q3 25 | 0.38× | — | ||
| Q2 25 | 0.33× | — | ||
| Q1 25 | 0.34× | — | ||
| Q4 24 | 0.33× | — | ||
| Q3 24 | 0.31× | — | ||
| Q2 24 | 0.34× | — | ||
| Q1 24 | 0.35× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $784.0M | $137.5M |
| Free Cash FlowOCF − Capex | — | $113.6M |
| FCF MarginFCF / Revenue | — | 9.4% |
| Capex IntensityCapex / Revenue | — | 2.0% |
| Cash ConversionOCF / Net Profit | 2.62× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $776.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $784.0M | $137.5M | ||
| Q3 25 | $216.0M | $74.9M | ||
| Q2 25 | $191.0M | $228.4M | ||
| Q1 25 | $342.0M | $432.7M | ||
| Q4 24 | $674.0M | $101.7M | ||
| Q3 24 | $459.0M | $69.9M | ||
| Q2 24 | $-88.0M | $355.5M | ||
| Q1 24 | $107.0M | $344.6M |
| Q4 25 | — | $113.6M | ||
| Q3 25 | — | $58.2M | ||
| Q2 25 | — | $183.4M | ||
| Q1 25 | — | $421.4M | ||
| Q4 24 | — | $88.3M | ||
| Q3 24 | — | $64.8M | ||
| Q2 24 | — | $338.9M | ||
| Q1 24 | — | $331.5M |
| Q4 25 | — | 9.4% | ||
| Q3 25 | — | 5.1% | ||
| Q2 25 | — | 17.6% | ||
| Q1 25 | — | 42.7% | ||
| Q4 24 | — | 9.4% | ||
| Q3 24 | — | 7.5% | ||
| Q2 24 | — | 40.9% | ||
| Q1 24 | — | 42.8% |
| Q4 25 | — | 2.0% | ||
| Q3 25 | — | 1.5% | ||
| Q2 25 | — | 4.3% | ||
| Q1 25 | — | 1.1% | ||
| Q4 24 | — | 1.4% | ||
| Q3 24 | — | 0.6% | ||
| Q2 24 | — | 2.0% | ||
| Q1 24 | — | 1.7% |
| Q4 25 | 2.62× | — | ||
| Q3 25 | 1.00× | — | ||
| Q2 25 | 1.10× | — | ||
| Q1 25 | 2.22× | — | ||
| Q4 24 | 2.64× | — | ||
| Q3 24 | 2.54× | — | ||
| Q2 24 | -0.42× | — | ||
| Q1 24 | 0.44× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AFG
| Property And Casualty Insurance | $2.0B | 96% |
| Other | $83.0M | 4% |
SNOW
| Products | $1.2B | 96% |
| Professional Services And Other | $54.5M | 4% |
| Related Party | $6.7M | 1% |
