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Side-by-side financial comparison of AMERICAN FINANCIAL GROUP INC (AFG) and Stanley Black & Decker (SWK). Click either name above to swap in a different company.
Stanley Black & Decker is the larger business by last-quarter revenue ($3.8B vs $2.1B, roughly 1.8× AMERICAN FINANCIAL GROUP INC). AMERICAN FINANCIAL GROUP INC runs the higher net margin — 14.5% vs 1.4%, a 13.1% gap on every dollar of revenue. On growth, Stanley Black & Decker posted the faster year-over-year revenue change (0.1% vs -4.0%). Over the past eight quarters, AMERICAN FINANCIAL GROUP INC's revenue compounded faster (4.0% CAGR vs 0.3%).
The Western Union Company is an American multinational financial services corporation headquartered in Denver, Colorado.
Stanley Black & Decker, Inc., formerly known as The Stanley Works, is an American manufacturer of industrial tools and household hardware, and a provider of security products. Headquartered in the Greater Hartford city of New Britain, Connecticut, Stanley Black & Decker is the result of the merger of The Stanley Works and Black & Decker on March 12, 2010.
AFG vs SWK — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $2.1B | $3.8B |
| Net Profit | $299.0M | $51.4M |
| Gross Margin | — | 31.4% |
| Operating Margin | 18.4% | — |
| Net Margin | 14.5% | 1.4% |
| Revenue YoY | -4.0% | 0.1% |
| Net Profit YoY | 17.3% | -43.6% |
| EPS (diluted) | $3.59 | $0.34 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $2.1B | — | ||
| Q3 25 | $2.3B | $3.8B | ||
| Q2 25 | $1.9B | $3.9B | ||
| Q1 25 | $1.9B | $3.7B | ||
| Q4 24 | $2.1B | $3.7B | ||
| Q3 24 | $2.4B | $3.8B | ||
| Q2 24 | $1.9B | $4.0B | ||
| Q1 24 | $1.9B | $3.9B |
| Q4 25 | $299.0M | — | ||
| Q3 25 | $215.0M | $51.4M | ||
| Q2 25 | $174.0M | $101.9M | ||
| Q1 25 | $154.0M | $90.4M | ||
| Q4 24 | $255.0M | $194.9M | ||
| Q3 24 | $181.0M | $91.1M | ||
| Q2 24 | $209.0M | $-11.2M | ||
| Q1 24 | $242.0M | $19.5M |
| Q4 25 | — | — | ||
| Q3 25 | — | 31.4% | ||
| Q2 25 | — | 27.0% | ||
| Q1 25 | — | 29.9% | ||
| Q4 24 | — | 30.8% | ||
| Q3 24 | — | 29.9% | ||
| Q2 24 | — | 28.4% | ||
| Q1 24 | — | 28.6% |
| Q4 25 | 18.4% | — | ||
| Q3 25 | 11.5% | — | ||
| Q2 25 | 11.9% | — | ||
| Q1 25 | 10.6% | — | ||
| Q4 24 | 14.9% | 3.4% | ||
| Q3 24 | 9.7% | 10.6% | ||
| Q2 24 | 14.3% | 9.5% | ||
| Q1 24 | 15.9% | 8.3% |
| Q4 25 | 14.5% | — | ||
| Q3 25 | 9.2% | 1.4% | ||
| Q2 25 | 9.0% | 2.6% | ||
| Q1 25 | 8.3% | 2.4% | ||
| Q4 24 | 11.9% | 5.2% | ||
| Q3 24 | 7.6% | 2.4% | ||
| Q2 24 | 11.0% | -0.3% | ||
| Q1 24 | 12.7% | 0.5% |
| Q4 25 | $3.59 | — | ||
| Q3 25 | $2.58 | $0.34 | ||
| Q2 25 | $2.07 | $0.67 | ||
| Q1 25 | $1.84 | $0.60 | ||
| Q4 24 | $3.03 | $1.29 | ||
| Q3 24 | $2.16 | $0.60 | ||
| Q2 24 | $2.49 | $-0.07 | ||
| Q1 24 | $2.89 | $0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.7B | $268.3M |
| Total DebtLower is stronger | $1.8B | $5.3B |
| Stockholders' EquityBook value | $4.8B | $9.0B |
| Total Assets | $32.6B | $21.8B |
| Debt / EquityLower = less leverage | 0.38× | 0.59× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.7B | — | ||
| Q3 25 | $1.8B | $268.3M | ||
| Q2 25 | $1.3B | $311.8M | ||
| Q1 25 | $1.3B | $344.8M | ||
| Q4 24 | $1.4B | $290.5M | ||
| Q3 24 | $1.3B | $298.7M | ||
| Q2 24 | $1.1B | $318.5M | ||
| Q1 24 | $1.1B | $476.6M |
| Q4 25 | $1.8B | — | ||
| Q3 25 | $1.8B | $5.3B | ||
| Q2 25 | $1.5B | $5.6B | ||
| Q1 25 | $1.5B | $5.6B | ||
| Q4 24 | $1.5B | $6.1B | ||
| Q3 24 | $1.5B | $6.1B | ||
| Q2 24 | $1.5B | $6.1B | ||
| Q1 24 | $1.5B | $6.1B |
| Q4 25 | $4.8B | — | ||
| Q3 25 | $4.7B | $9.0B | ||
| Q2 25 | $4.5B | $9.1B | ||
| Q1 25 | $4.4B | $8.8B | ||
| Q4 24 | $4.5B | $8.7B | ||
| Q3 24 | $4.7B | $8.9B | ||
| Q2 24 | $4.4B | $8.7B | ||
| Q1 24 | $4.2B | $8.9B |
| Q4 25 | $32.6B | — | ||
| Q3 25 | $33.8B | $21.8B | ||
| Q2 25 | $30.7B | $22.5B | ||
| Q1 25 | $30.3B | $22.5B | ||
| Q4 24 | $30.8B | $21.8B | ||
| Q3 24 | $32.6B | $22.5B | ||
| Q2 24 | $29.9B | $22.5B | ||
| Q1 24 | $30.0B | $23.9B |
| Q4 25 | 0.38× | — | ||
| Q3 25 | 0.38× | 0.59× | ||
| Q2 25 | 0.33× | 0.62× | ||
| Q1 25 | 0.34× | 0.63× | ||
| Q4 24 | 0.33× | 0.70× | ||
| Q3 24 | 0.31× | 0.69× | ||
| Q2 24 | 0.34× | 0.70× | ||
| Q1 24 | 0.35× | 0.69× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $784.0M | $221.2M |
| Free Cash FlowOCF − Capex | — | $155.3M |
| FCF MarginFCF / Revenue | — | 4.1% |
| Capex IntensityCapex / Revenue | — | 1.8% |
| Cash ConversionOCF / Net Profit | 2.62× | 4.30× |
| TTM Free Cash FlowTrailing 4 quarters | — | $369.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $784.0M | — | ||
| Q3 25 | $216.0M | $221.2M | ||
| Q2 25 | $191.0M | $214.3M | ||
| Q1 25 | $342.0M | $-420.0M | ||
| Q4 24 | $674.0M | $679.1M | ||
| Q3 24 | $459.0M | $285.8M | ||
| Q2 24 | $-88.0M | $573.0M | ||
| Q1 24 | $107.0M | $-431.0M |
| Q4 25 | — | — | ||
| Q3 25 | — | $155.3M | ||
| Q2 25 | — | $134.7M | ||
| Q1 25 | — | $-485.0M | ||
| Q4 24 | — | $564.6M | ||
| Q3 24 | — | $199.3M | ||
| Q2 24 | — | $485.8M | ||
| Q1 24 | — | $-496.7M |
| Q4 25 | — | — | ||
| Q3 25 | — | 4.1% | ||
| Q2 25 | — | 3.4% | ||
| Q1 25 | — | -13.0% | ||
| Q4 24 | — | 15.2% | ||
| Q3 24 | — | 5.3% | ||
| Q2 24 | — | 12.1% | ||
| Q1 24 | — | -12.8% |
| Q4 25 | — | — | ||
| Q3 25 | — | 1.8% | ||
| Q2 25 | — | 2.0% | ||
| Q1 25 | — | 1.7% | ||
| Q4 24 | — | 3.1% | ||
| Q3 24 | — | 2.3% | ||
| Q2 24 | — | 2.2% | ||
| Q1 24 | — | 1.7% |
| Q4 25 | 2.62× | — | ||
| Q3 25 | 1.00× | 4.30× | ||
| Q2 25 | 1.10× | 2.10× | ||
| Q1 25 | 2.22× | -4.65× | ||
| Q4 24 | 2.64× | 3.48× | ||
| Q3 24 | 2.54× | 3.14× | ||
| Q2 24 | -0.42× | — | ||
| Q1 24 | 0.44× | -22.10× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AFG
| Property And Casualty Insurance | $2.0B | 96% |
| Other | $83.0M | 4% |
SWK
| Tools And Outdoor Segment | $3.3B | 87% |
| Engineered Fastening Segment | $500.5M | 13% |
